Vanherf P
ActiveVanherf P has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €-2k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+13
Solvency75▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 0.85 in 2024; short-term debt: 22.2% and cash: 14.7% of total assets), and 49.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.2%
Return on assets
-1.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
61 d late
2022
31 d late
2021
26 d early
2020
4 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▼ 2.4%
2024 · €76k
2018: €29k
2019: €18k
2020: €43k
2021: €70k
2022: €77k
2023: €97k
2024: €76k
2018 → 2025
Total assets
€148k▼ 18.4%
2024 · €181k
2018: €77k
2019: €46k
2020: €81k
2021: €99k
2022: €130k
2023: €238k
2024: €181k
2018 → 2025
Net result
€-2k▲ 91.1%
2024 · €-21k
2018: €-12k
2019: €-10k
2020: €24k
2021: €28k
2022: €7k
2023: €20k
2024: €-21k
2018 → 2025
Working capital
€20k
2024 · €-6k
2018: €-4k
2019: €-5k
2020: €22k
2021: €45k
2022: €2k
2023: €15k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€77k▲ 9.7%€97k▲ 25.8%€76k▼ 21.4%€74k▼ 2.4%
Operating result€37k-€8k▼ 79.0%€28k▲ 253%€-14k€3k
Net result€28k-€7k▼ 75.4%€20k▲ 192%€-21k€-2k▲ 91.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€96k▼ 35.2%
Current assets
€52k▲ 54.9%
Equity and liabilities €148k
Equity
€74k▼ 2.4%
Debt
€74k▼ 29.9%
The debt ratio falls from 58.0% to 49.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€62k▲
2024 · €45k
Cash flow
€57k▲
2024 · €39k
Solvency
50.2%▲
2024 · 42.0%
Current ratio
1.60▲
2024 · 0.85
Quick ratio
1.59▲
2024 · 0.85
Debt / equity
0.99▼
2024 · 1.38
ROE
-2.5%▲
2024 · -27.3%
ROA
-1.3%▲
2024 · -11.4%
Interest coverage
12.85▲
2024 · 7.56
Debt
€74k▼
2024 · €105k
Debt ≤ 1 year
€33k▼
2024 · €40k
Debt > 1 year
€41k▼
2024 · €66k
Income taxes
€416▼
2024 · €423
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€148k▼
Fixed assets21/28€147k€96k▼
Tangible fixed assets22/27€147k€96k▼
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€29k€27k▼
Leasing and similar rights25€103k€58k▼
Current assets29/58€34k€52k▲
Stocks and contracts in progress3-€315
Stocks30/36-€315
Amounts receivable within one year40/41€28k€27k▼
Trade receivables40€25k€22k▼
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€4k€22k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€181k€148k▼
Equity10/15€76k€74k▼
Contributions10/11€19k€19k=
Reserves13€730€730=
Non-distributable reserves130/1€730€730=
Reserves not available under the articles1311€730€730=
Profit (loss) carried forward14€57k€55k▼
Amounts payable17/49€105k€74k▼
Amounts payable after more than one year17€66k€41k▼
Financial debts170/4€66k€41k▼
Amounts payable within one year42/48€40k€33k▼
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€133€5k▲
Suppliers440/4€133€5k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€929€131▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€12k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€59k▼
Other operating charges640/8€534€1k▲
Gross operating margin9900€46k€63k▲
Operating profit (loss)9901€-14k€3k▲
Financial income75/76B€8€53▲
Recurring financial income75€8€53▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-20k€-1k▲
Income taxes67/77€423€416▼
Profit (loss) for the period9904€-21k€-2k▲
Profit (loss) for the period to be appropriated9905€-21k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€55k▼
Profit (loss) brought forward from the previous period14P€78k€57k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-21k ▼204%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €28k ▲13.9%
Operating result €37k, net result €28k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalderstraat 483770 RiemstGround area
1,064 m²
Building footprint
143 m²
Volume, LiDAR
912 m³
Parcel 73102A0717/00D000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANHERF P
since 20092.180.411.332
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73102A0717/00D000 | Flanders | 1,064 m² | 1 · 143 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,640 EUR awarded · 1,640 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 93 EUR | 93 EUR |
| 2023 | 1 | 1,500 EUR | 1,500 EUR |
| 2022 | 1 | 47 EUR | 47 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,597 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2009
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
01610Support activities for crop production
43221Plumbing work
43990Other specialised construction activities
43999Specialised construction activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.