VANHEMENS
ActiveSummary
VANHEMENS has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.82M and a net result of €184k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 8048 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-20
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €340k at 30 days acceptable
Liquidity ample (current ratio 17.47 against 10.3 in 2024; short-term debt: 5.6% and cash: 39.8% of total assets), and 9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
4.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
3 d early
2023
22 d early
2022
30 d late
2021
31 d late
2020
31 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.82M▲ 3.6%
2024 · €3.69M
Total assets
€4.20M▲ 3.0%
2024 · €4.08M
Net result
€184k▼ 77.2%
2024 · €807k
Working capital
€3.90M▲ 7.3%
2024 · €3.64M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€278k▼ 25.2%€565k▲ 103%€353k▼ 37.4%€1.11M▲ 213%€207k▼ 81.3%
Net result€207k▼ 26.4%€491k▲ 138%€252k▼ 48.6%€807k▲ 220%€184k▼ 77.2%
Equity€2.26M▲ 10.1%€2.75M▲ 21.8%€2.95M▲ 7.4%€3.69M▲ 24.8%€3.82M▲ 3.6%
Total assets€2.96M▼ 11.5%€3.13M▲ 5.9%€3.11M▼ 0.6%€4.08M▲ 30.9%€4.20M▲ 3.0%
Debt€701k▼ 45.7%€384k▼ 45.3%€162k▼ 57.9%€391k▲ 142%€380k▼ 2.9%
Working capital€2.20M▲ 11.5%€2.71M▲ 23.3%€2.90M▲ 6.9%€3.64M▲ 25.6%€3.90M▲ 7.3%
Staff (FTE)2.1▼ 36.4%0▼ 100%0.80.8=1.1▲ 37.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.20M
Fixed assets
€57k ▲ 19.9%
Current assets
€4.14M ▲ 2.8%
Equity and liabilities €4.20M
Equity
€3.82M ▲ 3.6%
Debt
€380k ▼ 2.9%
Debt's share of the balance-sheet total falls from 9.6% to 9.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€218k▼
2024 · €1.12M
Cash flow
€195k▼
2024 · €818k
Current ratio
17.47▲
2024 · 10.30
Quick ratio
15.53▲
2024 · 9.10
Debt to equity
0.10▼
2024 · 0.11
ROE
4.8%▼
2024 · 21.9%
ROA
4.4%▼
2024 · 19.8%
Interest coverage
104.71▼
2024 · 352.16
Debt ≤ 1 year
€237k▼
2024 · €391k
Income taxes
€89k▼
2024 · €379k
Staff costs
€104k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €172k | €85k | €78k | €82k | €104k | ▲ 26.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €21k | €7k | €11k | €11k | ▲ 0.7% |
| Other operating charges640/8 | €5k | €5k | €5k | €5k | €6k | ▲ 5.1% |
| Non-recurring operating charges66A | €2k | €1k | €200 | €747 | €2k | ▲ 114% |
| Gross operating margin9900 | €484k | €677k | €444k | €1.21M | €329k | ▼ 72.7% |
| Operating profit (loss)9901 | €278k | €565k | €353k | €1.11M | €207k | ▼ 81.3% |
| Financial income75/76B | €3k | €71k | €44k | €82k | €67k | ▼ 17.4% |
| Recurring financial income75 | €198 | €101 | €43k | €82k | €66k | ▼ 18.9% |
| Non-recurring financial income76B | €3k | €71k | €1k | €0 | €1k | - |
| Financial charges65/66B | €8k | €7k | €2k | €3k | €2k | ▼ 34.4% |
| Recurring financial charges65 | €8k | €7k | €2k | €3k | €2k | ▼ 34.4% |
| Profit (loss) for the period before taxes9903 | €273k | €630k | €396k | €1.19M | €273k | ▼ 77.0% |
| Income taxes67/77 | €66k | €138k | €144k | €379k | €89k | ▼ 76.6% |
| Profit (loss) for the period9904 | €207k | €491k | €252k | €807k | €184k | ▼ 77.2% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €3k | - |
| Profit (loss) for the period to be appropriated9905 | €207k | €491k | €252k | €807k | €187k | ▼ 76.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.96M | €3.13M | €3.11M | €4.08M | €4.20M | ▲ 3.0% |
| Fixed assets21/28 | €61k | €40k | €56k | €47k | €57k | ▲ 19.9% |
| Tangible fixed assets22/27 | €61k | €40k | €56k | €47k | €57k | ▲ 19.9% |
| Land and buildings22 | €41k | €37k | €51k | €43k | €35k | ▼ 18.1% |
| Plant, machinery and equipment23 | €2k | €748 | €389 | €30 | €0 | ▼ 100% |
| Furniture and vehicles24 | €18k | €3k | €4k | €4k | €22k | ▲ 405% |
| Current assets29/58 | €2.90M | €3.09M | €3.06M | €4.03M | €4.14M | ▲ 2.8% |
| Stocks and contracts in progress3 | €555k | €396k | €450k | €472k | €458k | ▼ 2.8% |
| Stocks30/36 | €555k | €396k | €450k | €472k | €458k | ▼ 2.8% |
| Amounts receivable within one year40/41 | €404k | €700k | €334k | €611k | €613k | ▲ 0.5% |
| Trade receivables40 | €336k | €635k | €282k | €542k | €606k | ▲ 11.7% |
| Other amounts receivable41 | €68k | €65k | €51k | €69k | €8k | ▼ 88.7% |
| Current investments50/53 | - | €740k | €1.74M | €1.00M | €1.40M | ▲ 40.0% |
| Cash at bank and in hand54/58 | €1.94M | €1.26M | €540k | €1.95M | €1.67M | ▼ 14.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.96M | €3.13M | €3.11M | €4.08M | €4.20M | ▲ 3.0% |
| Equity10/15 | €2.26M | €2.75M | €2.95M | €3.69M | €3.82M | ▲ 3.6% |
| Contributions10/11 | €75k | €75k | €75k | €75k | €75k | = |
| Reserves13 | €2.18M | €2.68M | €2.88M | €3.61M | €3.74M | ▲ 3.7% |
| Tax-exempt reserves132 | €3k | €3k | €3k | €3k | €0 | ▼ 100% |
| Distributable reserves133 | €2.18M | €2.67M | €2.87M | €3.61M | €3.74M | ▲ 3.8% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €701k | €384k | €162k | €391k | €380k | ▼ 2.9% |
| Amounts payable within one year42/48 | €701k | €384k | €162k | €391k | €237k | ▼ 39.4% |
| Trade debts44 | €670k | €308k | €113k | €302k | €87k | ▼ 71.3% |
| Suppliers440/4 | €670k | €308k | €113k | €302k | €87k | ▼ 71.3% |
| Taxes, remuneration and social security45 | €29k | €73k | €23k | €36k | €102k | ▲ 182% |
| Taxes450/3 | - | €56k | €12k | €27k | €87k | ▲ 222% |
| Remuneration and social security454/9 | €29k | €17k | €12k | €9k | €15k | ▲ 64.7% |
| Other amounts payable47/48 | €2k | €3k | €26k | €53k | €48k | ▼ 8.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | €142k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €207k | €491k | €252k | €807k | €184k | ▼ 77.2% |
| + Depreciation and write-downs630 | €28k | €21k | €7k | €11k | €11k | ▲ 0.7% |
| Operating cash flow (approximation) | €234k | €512k | €259k | €818k | €195k | ▼ 76.2% |
| Investment in fixed assets (approximation) | - | €0 | €-22k | €-3k | €-20k | ▼ 680% |
| Change in cash | - | €-684k | €-717k | €1.41M | €-276k | ▼ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €184k ▼77.2%
Net result drops to €184k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €807k ▲220%
Operating result €1.11M, net result €807k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 18.92
Current ratio from 8.06 to 18.92; short-term debt falls from €384k to €162k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 87 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 1982
Ground area
4,139 m²
Building footprint
1,335 m²
Volume, LiDAR
8,596 m³
Parcel 45043C0577/00B000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bergstraat 12, 9690 Kluisbergen
since 19822.020.414.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45043C0577/00B000 | Flanders | 4,139 m² | 1 · 1,335 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 433 EUR awarded · 433 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 433 EUR | 433 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKluisbergen2.020.414.681
Similar companies · same sector, comparable size
SysmaTec
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Turnhout · Eq €3.39M
MULTIVAC BELGIUM
BE 0864.485.774
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DIGI BELGIUM
BE 0403.766.458
Antwerpen · Eq €5.01M
Espera Belgium
BE 0896.371.654
Holsbeek · Eq €2.15M
TOPA PACKAGING
BE 0631.970.242
Kontich · Eq €1.99M
Of 57 companies in sector 46642 we hold annual accounts for 37. 17 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-04-1982
Fiscal year end31-12
Activities, NACEBEL 2025
46642Wholesale trade
46900Non-specialised wholesale trade
46643Wholesale of electrical equipment, including installation materials
Contact
E-mail
fabienne.parmentier@vanhemensbvba.com
Phone
055388652
Scores and ratios are computed by Checked and are not a credit decision.