VANHEARLY Architecte
ActiveVANHEARLY Architecte has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €13k. Equity is growing by ~58.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▼-3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 3.34 in 2024; short-term debt: 31.1% and cash: 2.8% of total assets), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
25.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 59.7%
2024 · €22k
2023: €9k
2024: €22k
2023 → 2025
Total assets
€51k▲ 65.4%
2024 · €31k
2023: €22k
2024: €31k
2023 → 2025
Net result
€13k▲ 5.3%
2024 · €12k
2023: €7k
2024: €12k
2023 → 2025
Working capital
€31k▲ 45.9%
2024 · €21k
2023: €8k
2024: €21k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€22k▲ 131%€35k▲ 59.7%
Operating result€11k-€16k▲ 49.4%€18k▲ 10.5%
Net result€7k-€12k▲ 66.0%€13k▲ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€4k▲ 660%
Current assets
€47k▲ 54.6%
Equity and liabilities €51k
Equity
€35k▲ 59.7%
Debt
€16k▲ 79.2%
The debt ratio rises from 29.4% to 31.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €16k
Cash flow
€15k▲
2024 · €13k
Solvency
68.1%▼
2024 · 70.6%
Current ratio
2.95▼
2024 · 3.34
Quick ratio
2.95▼
2024 · 3.34
Debt / equity
0.47▲
2024 · 0.42
ROE
37.4%▼
2024 · 56.7%
ROA
25.5%▼
2024 · 40.0%
Interest coverage
38.25▲
2024 · 30.03
Debt
€16k▲
2024 · €9k
Debt ≤ 1 year
€16k▲
2024 · €9k
Income taxes
€6k▲
2024 · €4k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€51k▲
Fixed assets21/28€546€4k▲
Tangible fixed assets22/27€546€4k▲
Furniture and vehicles24€546€4k▲
Financial fixed assets28-€210
Current assets29/58€30k€47k▲
Amounts receivable within one year40/41€26k€44k▲
Trade receivables40€6k€6k▼
Other amounts receivable41€20k€38k▲
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€31k€51k▲
Equity10/15€22k€35k▲
Contributions10/11€2k€2k=
Reserves13-€12k
Distributable reserves133-€12k
Profit (loss) carried forward14€20k€21k▲
Amounts payable17/49€9k€16k▲
Amounts payable within one year42/48€9k€16k▲
Financial debts43€679€675▼
Credit institutions430/8€679€675▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€3k€13k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9-€5k
Accrued charges and deferred income492/3-€365
Income statement
Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€501€2k▲
Other operating charges640/8€451€704▲
Gross operating margin9900€17k€29k▲
Operating profit (loss)9901€16k€18k▲
Financial income75/76B€632€2k▲
Recurring financial income75€632€2k▲
Financial charges65/66B€547€516▼
Recurring financial charges65€547€516▼
Profit (loss) for the period before taxes9903€16k€19k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€12k€13k▲
Profit (loss) for the period to be appropriated9905€12k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€33k▲
Profit (loss) brought forward from the previous period14P€7k€20k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2023net €13k ▲5.3%
Operating result €18k, net result €13k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos Del'Mé 344432 AnsGround area
246 m²
Building footprint
77 m²
Parcel 62066A0104/00W000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VANHEARLY Architecte
since 20232.342.154.278
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62066A0104/00W000 | Wallonia | 246 m² | 1 · 77 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2023
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vanhearly@hotmail.com
Phone:+32496372905