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Vanhaverbeke

Active
Public limited companyfounded 197649 yrs activeSchans 4 A, 2480 Dessel, BelgiumKBO/BCE: BE 0416.749.810
Summary

Vanhaverbeke has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.6m and a net result of €172,839. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 72% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
VanhaverbekeActiveChecked score 71/100
Risk analysis ReportCompare

Overview

What they do
Wholesale of construction materials, general range
NACE 46831Joinery installation NACE 43320NACE 45421
#2 employer in Dessel, Wholesale and retail trade sector1 site
How big
€8.4mturnover 2025
Staff
32.6 FTE
Equity
€9.6m
Profit
€172,839
Financially healthy?
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Parent
PORTOFINO GROUP · 100%
Accounts filed 18 d late0 of 24 deeds read
Why 71- Higher-failure-rate sector+ Long track record+ Annual accounts: healthy financial profile+ Lower-risk legal formFiled after the deadlineShow the evidence

Checked score

Score 2025
71 / 100
Healthy
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+36
Solvency91=
Growth24▲+2
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €650,000 at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.66 in 2024; short-term debt: 23.7% and cash: 1.2% of total assets), and 33.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 49 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.3%
Return on assets
1.2%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
11 d late
2023
34 d early
2022
32 d early
2021
20 d early
2020
45 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Back to profitnet €172,839
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Back in profit in 2025after -€591,471 in 2024 €172,839 View
  • Positive: Employer in Dessel, Wholesale and retail trade sectorin the Checked rankings #2 View
  • Controlled by PORTOFINO GROUP 100% View
  • Active since 1976founded 15-12-1976 49 years View

By topic

Financials

Fiscal year
2025
Turnover
€8.4m
Profit
€172,839
Solvency
66.3%
Turnover▲ 18.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 18-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 11-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
15-12-1976
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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