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VANHANDSAEME & C°

Active
Private limited companyfounded 199134 yrs activeVoorhoek 47, 8940 Wervik, BelgiumKBO/BCE: BE 0446.114.084
Summary

VANHANDSAEME & C° has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159,462 and a net result of €22,878. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

What they do
Bricklaying and masonry work
NACE 43910
#6 oldest company in Wervik, Construction sector1 site
How big
€500,271total assets 2025
Equity
€159,462
Profit
€22,878
Turnover not published (abridged schema)
Financially healthy?
66 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Who decides
Accounts 49 d early0 of 4 deeds read
Why 66- Higher-failure-rate sector+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability74▲+4
Solvency57▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.64 in 2024; short-term debt: 43.5% and cash: 16.2% of total assets), and 68.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.9%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 d early
2024
41 d early
2023
16 d early
2022
80 d early
2021
130 d early
2020
149 d early
2019
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 68 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €150,000Eq €159,462 ▲16.7%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Oldest company in Wervik, Construction sectorin the Checked rankings #6 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €22,878 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€500,271
Profit
€22,878
Solvency
31.9%
Total assets▲ 1.4%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 12-06-2026Annual accounts filed
  2. 31-12-2025Equity above €150,000
  3. 20-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Bricklaying and masonry workNACE 43910
Founded
23-12-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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