VANGUARD CREATIONS
ActiveVANGUARD CREATIONS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €9k. Its solvency ranks better than 14% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability19
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity short (current ratio 0.53; short-term debt: 7.4% and cash: 3.7% of total assets), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.9%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 8663 sector peers (2025).
NBB · sector comparisonPosition among 8663 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€209k
Total assets
€2.35M
Net result
€9k
Working capital
€-82k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €2.34M
Fixed assets
€2.25M
Current assets
€91k
Equity and liabilities €2.35M
Equity
€209k
Debt
€2.14M
Debt finances 91.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€-14k
Cash flow
€10k
Solvency
8.9%
Current ratio
0.53
Quick ratio
0.53
Debt / equity
10.24
ROE
4.2%
ROA
0.4%
Interest coverage
-0.18
Debt
€2.14M
Debt ≤ 1 year
€173k
Debt > 1 year
€1.93M
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€2.35M
Formation expenses20€5k
Fixed assets21/28€2.25M
Financial fixed assets28€2.25M
Current assets29/58€91k
Amounts receivable within one year40/41€4k
Other amounts receivable41€4k
Cash at bank and in hand54/58€87k
Equity and liabilities
Total equity and liabilities10/49€2.35M
Equity10/15€209k
Contributions10/11€200k
Profit (loss) carried forward14€9k
Amounts payable17/49€2.14M
Amounts payable after more than one year17€1.93M
Financial debts170/4€1.93M
Amounts payable within one year42/48€173k
Current portion of amounts payable after more than one year42€71k
Financial debts43€98k
Other loans439€98k
Trade debts44€4k
Suppliers440/4€4k
Accrued charges and deferred income492/3€33k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€889
Gross operating margin9900€-14k
Operating profit (loss)9901€-15k
Financial income75/76B€100k
Recurring financial income75€100k
Financial charges65/66B€77k
Recurring financial charges65€77k
Profit (loss) for the period before taxes9903€9k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
Social balance
Average headcount (FTE)90870.0
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bütgenbach · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zur Domäne 474750 Bütgenbach1 establishment unit
VANGUARD CREATIONS
since 20252.371.423.039
Similar companies · same sector, comparable size
BEYOND SERVICES
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DIRIX CONSULTANCY OVERHEIDSOPDRACHTEN
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B. Champluvier Management and Consulting Services
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SOVITA
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,695 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filing
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.