Vanelem
ActiveVanelem is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €103k and a net result of €40k. Equity is growing by ~85.4% per year across the filed fiscal years. Its solvency ranks better than 72% of 7974 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
38 d early
2024
42 d early
2023
44 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 63.2%
2024 · €63k
2022: €3k
2023: €23k
2024: €63k
2022 → 2025
Net result
€40k▼ 1.6%
2024 · €40k
2022: €2k
2023: €20k
2024: €40k
2022 → 2025
Total assets
€137k▲ 16.5%
2024 · €118k
2022: €27k
2023: €92k
2024: €118k
2022 → 2025
Solvency
74.9%▲ 21.4pp
2024 · 53.5%
2022: 10.8%
2023: 24.7%
2024: 53.5%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€3k-€23k▲ 668%€63k▲ 179%€103k▲ 63.2%
Operating result€3k-€27k▲ 746%€52k▲ 98.0%€50k▼ 4.5%
Net result€2k-€20k▲ 913%€40k▲ 106%€40k▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€44k▼ 12.7%
Current assets
€93k▲ 38.6%
Equity and liabilities €137k
Equity
€103k▲ 63.2%
Debt
€35k▼ 37.1%
The debt ratio falls from 46.5% to 25.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
74.9%▲
2024 · 53.5%
ROE
38.7%▼
2024 · 64.2%
ROA
29.0%▼
2024 · 34.3%
Debt
€35k▼
2024 · €55k
Debt ≤ 1 year
€20k▼
2024 · €29k
Debt > 1 year
€14k▼
2024 · €26k
Income taxes
€11k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€137k▲
Fixed assets21/28€51k€44k▼
Tangible fixed assets22/27€51k€44k▼
Furniture and vehicles24€39k€29k▼
Other tangible fixed assets26€12k€15k▲
Current assets29/58€67k€93k▲
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€15k€14k▼
Current investments50/53€40k€20k▼
Cash at bank and in hand54/58€12k€59k▲
Equity and liabilities
Total equity and liabilities10/49€118k€137k▲
Equity10/15€63k€103k▲
Contributions10/11€1k€1k=
Reserves13€60k€100k▲
Distributable reserves133€60k€100k▲
Profit (loss) carried forward14€2k€2k▼
Amounts payable17/49€55k€35k▼
Amounts payable after more than one year17€26k€14k▼
Financial debts170/4€26k€14k▼
Amounts payable within one year42/48€29k€20k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€218€441▲
Suppliers440/4€218€441▲
Taxes, remuneration and social security45€17k€7k▼
Taxes450/3€17k€7k▼
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€453€862▲
Gross operating margin9900€66k€65k▼
Operating profit (loss)9901€52k€50k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€1k€902▼
Recurring financial charges65€1k€902▼
Profit (loss) for the period before taxes9903€51k€51k▼
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€40k€40k▼
Profit (loss) for the period to be appropriated9905€40k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€42k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€40k€40k=
To other reserves6921€40k€40k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 4.64
Current ratio from 2.30 to 4.64; short-term debt falls from €29k to €20k.
30-06
Financial
Equity above €100kEq €103k ▲63.2%
4 profitable years in a row build equity to €103k.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2022net €40k ▲106%
Operating result €52k, net result €40k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 2.30
Current ratio from 1.10 to 2.30; short-term debt falls from €32k to €29k.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Bruggeweg 478810 LichterveldeGround area
845 m²
Building footprint
158 m²
Volume, LiDAR
1,339 m³
Parcel 36011B0403/00K000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vanelem
since 20212.319.201.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011B0403/00K000 | Flanders | 845 m² | 1 · 158 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2021
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.