VANECOL
ActiveVANECOL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €294k and a net result of €248. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 87% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-12
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.73 against 4.93 in 2024; short-term debt: 15.4% and cash: 67.7% of total assets), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.1%
Return on assets
0.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
38 d early
2023
13 d early
2022
3 d early
2021
6 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€294k▲ 0.1%
2024 · €294k
2018: €139k
2019: €164k
2020: €193k
2021: €217k
2022: €243k
2023: €266k
2024: €294k
2018 → 2025
Total assets
€350k▼ 0.2%
2024 · €351k
2018: €285k
2019: €300k
2020: €321k
2021: €266k
2022: €292k
2023: €320k
2024: €351k
2018 → 2025
Net result
€248▼ 99.1%
2024 · €28k
2018: €25k
2019: €25k
2020: €29k
2021: €24k
2022: €25k
2023: €23k
2024: €28k
2018 → 2025
Working capital
€201k▼ 2.5%
2024 · €206k
2018: €116k
2019: €136k
2020: €163k
2021: €120k
2022: €142k
2023: €173k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€217k-€243k▲ 11.6%€266k▲ 9.6%€294k▲ 10.6%€294k▲ 0.1%
Operating result€35k-€36k▲ 2.0%€33k▼ 6.9%€42k▲ 25.6%€2k▼ 95.4%
Net result€24k-€25k▲ 4.6%€23k▼ 7.6%€28k▲ 21.0%€248▼ 99.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €350k
Fixed assets
€95k▲ 3.3%
Current assets
€255k▼ 1.5%
Equity and liabilities €350k
Equity
€294k▲ 0.1%
Debt
€56k▼ 1.8%
The debt ratio falls from 16.1% to 15.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €49k
Cash flow
€8k▼
2024 · €35k
Solvency
84.1%▲
2024 · 83.9%
Current ratio
4.73▼
2024 · 4.93
Quick ratio
4.73▼
2024 · 4.93
Debt / equity
0.19▼
2024 · 0.19
ROE
0.1%▼
2024 · 9.6%
ROA
0.1%▼
2024 · 8.1%
Interest coverage
5.74▼
2024 · 12.07
Debt
€56k▼
2024 · €57k
Debt ≤ 1 year
€54k▲
2024 · €53k
Income taxes
€0▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€351k€350k▼
Fixed assets21/28€92k€95k▲
Tangible fixed assets22/27€92k€95k▲
Land and buildings22€87k€92k▲
Plant, machinery and equipment23€5k€3k▼
Current assets29/58€259k€255k▼
Amounts receivable within one year40/41€14k€18k▲
Trade receivables40€4k€9k▲
Other amounts receivable41€10k€9k▼
Cash at bank and in hand54/58€245k€237k▼
Deferred charges and accrued income490/1-€111
Equity and liabilities
Total equity and liabilities10/49€351k€350k▼
Equity10/15€294k€294k▲
Contributions10/11€19k€19k=
Reserves13€276k€276k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€274k€274k▲
Amounts payable17/49€57k€56k▼
Amounts payable within one year42/48€53k€54k▲
Trade debts44€486€288▼
Suppliers440/4€486€288▼
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k€0▼
Other amounts payable47/48€51k€54k▲
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€505€2k▲
Gross operating margin9900€49k€11k▼
Operating profit (loss)9901€42k€2k▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€38k€248▼
Income taxes67/77€9k€0▼
Profit (loss) for the period9904€28k€248▼
Profit (loss) for the period to be appropriated9905€28k€248▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€248▼
Transfer to equity691/2€28k€248▼
To other reserves6921€28k€248▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €248 ▼99.1%
Net result drops to €248, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €217k ▲12.5%
4 profitable years in a row build equity to €217k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €29k ▲14.6%
Operating result €42k, net result €29k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €150kEq €164k ▲17.7%
2 profitable years in a row build equity to €164k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bunderbeeklaan 262950 KapellenGround area
780 m²
Building footprint
226 m²
Volume, LiDAR
2,023 m³
Parcel 11362M0460/00P000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bunderbeeklaan 26, 2950 Kapellen
since 20102.195.368.237
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0460/00P000 | Flanders | 780 m² | 1 · 226 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CHAMPIMAS
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BUILDING GRYVAN
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 3,857 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-11-2010
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.