Vandormael Nathalie
ActiveThe computed 12-month bankruptcy probability of Vandormael Nathalie is 3.3% (moderate). The 2025 annual accounts show equity of €13k and a net result of €-2k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-91
Solvency86▼-6
Growth32
Track record82
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.5 against 3.03 in 2024; short-term debt: 38.7% and cash: 73.2% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
-7.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
3 d late
2024
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 11.3%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€22k▼ 3.1%
2024 · €23k
2024: €23k
2024 → 2025
Net result
€-2k
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€13k▼ 16.3%
2024 · €15k
2024: €15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€13k▼ 11.3%
Operating result€14k-€-777
Net result€10k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €777 after €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€751
Current assets
€21k
Equity and liabilities €22k
Equity
€13k▼ 11.3%
Debt
€8k▲ 13.4%
The debt ratio rises from 33.1% to 38.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-444
Cash flow
€-1k
Solvency
61.3%▼
2024 · 66.9%
Current ratio
2.50▼
2024 · 3.03
Quick ratio
2.50▼
2024 · 3.03
Debt / equity
0.63▲
2024 · 0.49
ROE
-12.7%▼
2024 · 67.0%
ROA
-7.8%▼
2024 · 44.9%
Interest coverage
-8.23
Debt
€8k▲
2024 · €7k
Debt ≤ 1 year
€8k▲
2024 · €7k
Income taxes
€883▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€22k▼
Fixed assets21/28-€751
Tangible fixed assets22/27-€751
Furniture and vehicles24-€751
Current assets29/58€23k€21k▼
Cash at bank and in hand54/58€13k€16k▲
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€23k€22k▼
Equity10/15€15k€13k▼
Contributions10/11€5k€5k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14-€-2k
Amounts payable17/49€7k€8k▲
Amounts payable within one year42/48€7k€8k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€332
Other operating charges640/8€62€62=
Gross operating margin9900€14k€-382▼
Operating profit (loss)9901€14k€-777▼
Financial charges65/66B€101€54▼
Recurring financial charges65€101€54▼
Profit (loss) for the period before taxes9903€14k€-831▼
Income taxes67/77€4k€883▼
Profit (loss) for the period9904€10k€-2k▼
Profit (loss) for the period to be appropriated9905€10k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-2k▼
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grendelbaan 613590 DiepenbeekGround area
170 m²
Building footprint
180 m²
Volume, LiDAR
798 m³
Parcel 71402C0797/00E003, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vandormael Nathalie
since 20232.352.516.155
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71402C0797/00E003 | Flanders | 170 m² | 1 · 179 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2023
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.