VANDERHEYDE MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.57M and a net result of €98k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 5523 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
34 d late
2024
27 d late
2023
28 d late
2022
31 d late
2021
26 d late
2020
23 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.57M▲ 4.4%
2024 · €1.50M
2018: €1.14M
2019: €1.19M
2020: €1.23M
2021: €1.34M
2022: €1.38M
2023: €1.43M
2024: €1.50M
2018 → 2025
Net result
€98k▲ 29.4%
2024 · €76k
2018: €47k
2019: €59k
2020: €73k
2021: €112k
2022: €147k
2023: €47k
2024: €76k
2018 → 2025
Total assets
€1.70M▼ 0.2%
2024 · €1.70M
2018: €1.62M
2019: €1.60M
2020: €1.63M
2021: €1.66M
2022: €1.75M
2023: €1.74M
2024: €1.70M
2018 → 2025
Solvency
92.4%▲ 4.1pp
2024 · 88.3%
2018: 69.9%
2019: 74.9%
2020: 75.2%
2021: 80.4%
2022: 78.8%
2023: 82.0%
2024: 88.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.34M-€1.38M▲ 3.1%€1.43M▲ 3.4%€1.50M▲ 5.3%€1.57M▲ 4.4%
Operating result€171k-€223k▲ 30.5%€77k▼ 65.5%€110k▲ 43.0%€124k▲ 13.1%
Net result€112k-€147k▲ 30.8%€47k▼ 68.1%€76k▲ 62.0%€98k▲ 29.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.70M
Fixed assets
€1.61M▼ 1.1%
Current assets
€85k▲ 19.5%
Equity and liabilities €1.70M
Equity
€1.57M▲ 4.4%
Debt
€129k▼ 35.4%
The debt ratio falls from 11.7% to 7.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.4%▲
2024 · 88.3%
ROE
6.3%▲
2024 · 5.1%
ROA
5.8%▲
2024 · 4.5%
Debt
€129k▼
2024 · €199k
Debt ≤ 1 year
€83k▼
2024 · €98k
Debt > 1 year
€42k▼
2024 · €101k
Income taxes
€36k▲
2024 · €29k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.70M€1.70M▼
Fixed assets21/28€1.63M€1.61M▼
Tangible fixed assets22/27€70k€53k▼
Furniture and vehicles24€70k€53k▼
Financial fixed assets28€1.56M€1.56M=
Current assets29/58€71k€85k▲
Amounts receivable within one year40/41€52k€85k▲
Trade receivables40€12k€12k=
Other amounts receivable41€40k€73k▲
Cash at bank and in hand54/58€19k€557▼
Deferred charges and accrued income490/1€533€0▼
Equity and liabilities
Total equity and liabilities10/49€1.70M€1.70M▼
Equity10/15€1.50M€1.57M▲
Contributions10/11€12k€12k=
Reserves13€1.49M€1.56M▲
Distributable reserves133€1.49M€1.56M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€199k€129k▼
Amounts payable after more than one year17€101k€42k▼
Financial debts170/4€101k€42k▼
Amounts payable within one year42/48€98k€83k▼
Current portion of amounts payable after more than one year42€58k€59k▲
Trade debts44€252€3k▲
Suppliers440/4€252€3k▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Other amounts payable47/48€30k€12k▼
Accrued charges and deferred income492/3€779€4k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€131k€145k▲
Operating profit (loss)9901€110k€124k▲
Financial income75/76B-€13k
Recurring financial income75-€13k
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€105k€134k▲
Income taxes67/77€29k€36k▲
Profit (loss) for the period9904€76k€98k▲
Profit (loss) for the period to be appropriated9905€76k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€98k▲
Transfer from equity791/2-€32k
Transfer to equity691/2€76k€98k▲
To other reserves6921€76k€98k▲
Profit to be distributed694/7-€32k
Return on contributions (dividend)694-€32k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 34 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €47k ▼68.1%
Net result drops to €47k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €147k ▲30.8%
Operating result €223k, net result €147k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 55 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eigenbilzenstraat 513740 Bilzen-HoeseltGround area
2,237 m²
Building footprint
465 m²
Volume, LiDAR
2,649 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANDERHEYDE MANAGEMENT
since 20122.206.817.009
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73012C0572/00L000 | Flanders | 1,874 m² | 1 · 331 m² | 10.9 m · 2 fl. |
| 73012B1192/00Y000 | Flanders | 363 m² | 1 · 133 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 11,610 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.