VANDERBIEST LEFEVRE
ActiveVANDERBIEST LEFEVRE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €224. Equity is shrinking by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 13% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-26
Solvency34▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.27 in 2024; short-term debt: 85.9% and cash: 55.9% of total assets), and 91.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 16527 sector peers (2025).
NBB · sector comparisonPosition among 16527 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
8 d early
2022
4 d early
2021
9 d early
2020
4 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 58.4%
2024 · €45k
2019: €65k
2020: €57k
2021: €34k
2022: €75k
2023: €18k
2024: €45k
2019 → 2025
Total assets
€217k▲ 21.4%
2024 · €178k
2019: €79k
2020: €61k
2021: €56k
2022: €100k
2023: €172k
2024: €178k
2019 → 2025
Net result
€224▼ 99.2%
2024 · €27k
2019: €46k
2020: €30k
2021: €28k
2022: €28k
2023: €-157
2024: €27k
2019 → 2025
Working capital
€5k▼ 83.4%
2024 · €30k
2019: €55k
2020: €50k
2021: €28k
2022: €72k
2023: €699
2024: €30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€75k▲ 120%€18k▼ 75.4%€45k▲ 145%€19k▼ 58.4%
Operating result€37k-€82k▲ 122%€53k▼ 35.6%€81k▲ 54.5%€78k▼ 3.9%
Net result€28k-€28k▲ 1.9%€-157€27k€224▼ 99.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€25k▼ 32.9%
Current assets
€191k▲ 36.1%
Equity and liabilities €217k
Equity
€19k▼ 58.4%
Debt
€198k▲ 48.5%
The debt ratio rises from 74.6% to 91.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€90k▼
2024 · €94k
Cash flow
€13k▼
2024 · €39k
Solvency
8.7%▼
2024 · 25.4%
Current ratio
1.03▼
2024 · 1.27
Quick ratio
1.03▼
2024 · 1.27
Debt / equity
10.50▲
2024 · 2.94
ROE
1.2%▼
2024 · 59.2%
ROA
0.1%▼
2024 · 15.0%
Interest coverage
1.18▼
2024 · 2.04
Debt
€198k▲
2024 · €133k
Debt ≤ 1 year
€186k▲
2024 · €110k
Debt > 1 year
€12k▼
2024 · €23k
Income taxes
€995▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€217k▲
Fixed assets21/28€38k€25k▼
Tangible fixed assets22/27€38k€25k▼
Furniture and vehicles24€38k€25k▼
Current assets29/58€140k€191k▲
Amounts receivable within one year40/41€19k€10k▼
Other amounts receivable41€19k€10k▼
Cash at bank and in hand54/58€65k€121k▲
Deferred charges and accrued income490/1€56k€60k▲
Equity and liabilities
Total equity and liabilities10/49€178k€217k▲
Equity10/15€45k€19k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€27k€224▼
Amounts payable17/49€133k€198k▲
Amounts payable after more than one year17€23k€12k▼
Financial debts170/4€23k€12k▼
Amounts payable within one year42/48€110k€186k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€9k€9k=
Suppliers440/4€9k€9k=
Other amounts payable47/48€92k€166k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€171€58▼
Gross operating margin9900€94k€91k▼
Operating profit (loss)9901€81k€78k▼
Financial charges65/66B€46k€77k▲
Recurring financial charges65€46k€77k▲
Profit (loss) for the period before taxes9903€35k€1k▼
Income taxes67/77€9k€995▼
Profit (loss) for the period9904€27k€224▼
Profit (loss) for the period to be appropriated9905€27k€224▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€27k▲
Profit (loss) brought forward from the previous period14P€-157€27k▲
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-157 ▼101%
Net result drops to €-157, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 12.61
Current ratio from 4.89 to 12.61; short-term debt falls from €14k to €4k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2018
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-12-2018
Resigned as Director
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Clémenceau 686044 CharleroiGround area
1,881 m²
Building footprint
227 m²
Volume, LiDAR
920 m³
2 parcels, Flanders, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rilroheidestraat 46, 1653 Beersel
since 20192.291.464.751
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017E0556/00V002 | Flanders | 1,336 m² | 1 · 125 m² | - |
| 52061B1049/00M000 | Wallonia | 545 m² | 1 · 101 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900B68PXDH4RSER06
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 3,074 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2019
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.