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VANDEN BERGH

Active
Private limited company·Detailhandel in brood en banketbakkerswerk (koude bakkers)· 3 yrs active
Rue du Roi Jardin 6 ·1480 Tubize, Belgium
KBO/BCE: BE 0800.521.402
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Age3 yrs
Board1
Staff (FTE)2
Real estate2 parcels · 1,434 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VANDEN BERGH is 2.6% (moderate). The 2024 annual accounts show equity of €8k and a net result of €25k. Its solvency ranks better than 35% of 6698 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 07-07-2025 24 d early 2025-00245046
31-12-2023 31-07-2024 28-08-2024 28 d late 2024-00390779

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€25k
Working capital€-45k+31.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 07-07-2025 with the NBB · fiscal year 2024 · micro
€-40k€-20k€0€20kOperating result 2023: €-21k€-21kNet result 2023: €-22k€-22kOperating result 2024: €28k€28kNet result 2024: €25k€25k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 7.5% 20.4%
better than 35% of 6698 sector peers
Net result €25k €4k
better than 79% of 6678 sector peers
Equity €8k €16k
better than 40% of 6712 sector peers
Gross operating margin €236k €24k
better than 95% of 6657 sector peers
Staff costs €201k €33k
higher than 95% of 3035 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€34k
- 23-24
Net profit
€25k
- 23-24
Cash flow
€31k
- 23-24
Total assets
€113k
+13.4% 23-24
Equity
€8k
- 23-24
Working capital
€-45k
+31.8% 23-24
Employees (FTE)
2
-48.7% 23-24
Staff costs
€201k
+991.4% 23-24
Income taxes
€1k
- 23-24
Debt
€105k
-10.2% 23-24
Debt ≤ 1y
€104k
-10.7% 23-24
Current ratio
0.57
+30.7% 23-24
Quick ratio
0.54
+23.0% 23-24
Solvency
7.5%
- 23-24
Debt / equity
12.38
- 23-24
ROE
299.8%
+131.2% 23-24
ROA
22.4%
- 23-24
Interest coverage
16.27
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€34k
Net profit€25k
Cash flow€31k
Staff costs€201k
Income taxes€1k
Dividends-
Total assets€113k
Equity€8k
Debt€105k
of which ≤ 1y€104k
of which > 1y-
Working capital€-45k
Employees (FTE)2.0
Ratios (computed)
2024
Current ratio0.57
Quick ratio0.54
Working capital ratio-39.7%
Solvency7.5%
Debt / equity12.38
Long-term debt ratio-
Interest coverage16.27
Gross margin-
Net margin-
ROA22.4%
ROE299.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€113k
Fixed assets 21/28€54k
Tangible fixed assets 22/27€48k
Financial fixed assets 28€5k
Current assets 29/58€59k
Stocks & contracts in progress 3€4k
Amounts receivable within one year 40/41€23k
Cash & bank 54/58€32k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€113k
Equity 10/15€8k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€105k
Amounts payable within one year 42/48€104k
Trade debts payable within one year 44€44k
Income statement
Gross operating margin 9900€236k
Operating result 9901€28k
Financial income 75€66
Financial charges 65€2k
Result before taxes 9903€26k
Income taxes 67/77€1k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
51 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Olivier VANDEN BERGH
    Director
    State Gazette act 24106254 (15-07-2024)
    Current
    15-07-2024 → present
Former directors (1)
  • Gregory VANDEN BERGH
    Director
    State Gazette act 24106254 (15-07-2024)
    Former
    - → 01-05-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Detailhandel in brood en banketbakkerswerk (koude bakkers)(47241)
Legal form Private limited company(610)
Incorporation06-04-2023
StatusActive
Postal code1480

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Roi Jardin 61480 Tubize

Establishment units

1 location
VANDEN BERGH
Chaussée de Bruxelles 270, 7090 Braine-le-ComteAmbachtelijke vervaardiging van brood en van vers banketbakkerswerk
since 20232.350.090.858
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,434 m²
Buildings2
Building footprint405 m²
Volume (LiDAR)656 m³
Tallest building7.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25077C0062/00D002 Wallonia 754 m² 1 · 119 m² 7.5 m · 2 fl.
55016D0063/00K000 Wallonia 680 m² 1 · 286 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
15-07-2024 1 director appointed, 1 resigning Director changes
  • Olivier VANDEN BERGH, Bestuurder
  • Gregory VANDEN BERGH, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health51Profitability100Solvency7Growth78Stability94
66 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 51
Profitability 100
Solvency 7
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 267 of the 2,392 companies in this sector. 187 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)47241Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712
Primary activity highlighted.
Names & trade names
Legal nameFR VANDEN BERGH
Registered office
Rue du Roi Jardin 6
1480 Tubize, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.