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VANDEBOS ALGEMENE BOUWONDERNEMING

Active Public limited companyfounded 1972active for 54 yearsBisschopsweyerstraat 17, 3570 AlkenKBO/BCE: BE 0412.452.908 #2 company by equity in Alken, Construction sector

Lifetime

19 annual accounts with figures on one time axis, 48 filings since 1978
peak €47.8m (2023)
€36.9m▼ 9.5%
lowest -€103,824 (2022)
€729,609▲ 25.8%
peak €7.5m (2025)
€7.5m▲ 8.9%
€7.3m▼ 14.2%
peak 106.9 FTE (2016)
82.4 FTE▼ 8.3%
Board14 names since 2018all names
3 directorsGustaaf JACOBS and 2 others
Owners4 names in the annual accounts
29.97%VANDEBOS GROEP and 2 others
Documentsfilings and deeds
09-07-202622 days before the deadline
2025financial year
Result from €580,064 to €729,609Staff from 89.9 FTE to 82.4 FTE3 directors appointed, 2 resignations, 2 reappointments 20-08

Key points

from the 2025 annual accounts

Equity

€7.5m ▲ 8.9%

VANDEBOS ALGEMENE BOUWONDERNEMING has made a profit without a break since 2023.

Result

€729,609 ▲ 25.8%
€580,0002024€730,0002025

The result rose in 2025 from €580,064 to €729,609.

Staff

85 employees on 31-12-2025
10102021810202210820234112024382025

In 2025, 3 people joined and 8 left.

Payment terms

41 days to suppliers
Suppliers
53 to 41
Customers
52 to 43

VANDEBOS ALGEMENE BOUWONDERNEMING pays its suppliers 12 days earlier than in 2024. Customers pay 9 days earlier.

Filings

48 annual accounts 49 filings since 1978
AprilJune31 JulyOctober1980199520102025

The last five annual accounts were filed 12 to 23 days before the end of the period.

Position in the sector

€7.5m

More equity than 86% of companies in construction of buildings. Sector median €648,117 · 1,037 companies.

Checked score

93
Excellent
Financially stronger than 64% of medium-sized companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 209 companies (NACE 41, medium-sized).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Average

76+6equity 50.6% of total assets
40+6short-term debt 40.1% · cash 6.9%
62+2return on assets 4.9%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Founded in 1972
Size: turnover €36.9m, 82.4 FTE, total assets €14.9m
Profit of €729,609 (financial year 2025)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, medium-sized). It does better than 82% of them on solvency, 64% on liquidity, 64% on profitability and 46% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,887 companies had the same profile as VANDEBOS ALGEMENE BOUWONDERNEMING has now. Each dot stands for 5 companies, two years later.

97.9%
were still trading
2.0%
stopped another way
0.1%
went bankrupt
  • Medium-sized
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of VANDEBOS ALGEMENE BOUWONDERNEMING itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,887 companies, not a prediction for VANDEBOS ALGEMENE BOUWONDERNEMING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €700,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.03 (1.7 in 2024), above the usual 1.5. Short-term debt is 40.1% and cash 6.9% of total assets. 49.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1972
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: turnover €36.9m, 82.4 FTE, total assets €14.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Profit of €729,609 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
13 days early
2023
22 days early
2022
12 days early
2021
23 days early
2020
22 days early
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

GJ
Managing director
KH
Managing director
RV
Director
and 1 other shareholder

Shares in 1 company, VANDEBOS IMMO

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0412452908
3 directors appointed, 2 resignations, 2 reappointments Resignations: Elza VANDEBOS (managing director) and Auguste VANDEBOS · Appointments: Renaat VAESEN, Krijn HENROTTE and Gustaaf JACOBS · Reappointments: Krijn HENROTTE (managing director) and Gustaaf JACOBS (managing director) · General meeting of 30-06-2025 · Gazette deed
Reappointment: Callens,Vandelanotte & Theunissen BV (statutory auditor) General meeting of 28-06-2024 · Gazette deed
1 director appointed, 2 resignations Resignations: JACOBS Marcel and JACOBS Augustinus · Appointment: VAESEN Renaat · General meeting of 26-12-2022 · Gazette deed
All 72 events

Comparable companies

same main activity, similar in size and age
Company
VANDEBOS ALGEMENE BOUWONDERNEMING Alken €36.9m 3.1% 50.6% 82.4
ALGEMENE ONDERNEMING DRIESEN Pelt €41.2m 1.2% 28.0% 111.2
Bouwbedrijf Vandersmissen Herk-de-Stad €31.3m 0.0% 16.0% 60
Monument Goedleven Brasschaat €37.9m 3.6% 34.2% 70.8
VAN HUELE Ostend €24.9m 4.8% 36.5% 98.6
Beneens bouw en interieur Olen €40.3m 3.5% 22.6% 106.9
OOMS WOONREALISATIES Rijkevorsel €29.6m 0.3% 32.9% 115.4
-10%0%10%20%€50m€100m€200m€500m€1bnVANDEBOS ALGEMENE BOUWONDERNEMINGEBIT margin

Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as VANDEBOS ALGEMENE BOUWONDERNEMING: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €10m and €19m, founded between 1961 and 1981.

Official details

Source: KBO
Status
Active since 20-06-1972Normal situation
Activity
General construction of residential buildingsNACE 41001and 4 others
Joint committees
200Auxiliary committee for white-collar workers
124Construction · annual accounts 2025
Establishment unit
2.007.286.6233570 Alken, since 01-08-1972
Financial year end
31 December
Peppol
Reachable since 27-03-2026
Company details

Annual accounts 2025

€14.9m▼ 3.9%
Employeeson 31-12-2025
85▼ 5.6%
Filing
Filed on 09-07-2026, 22 days before the end of the filing period
Financials

Companies linked to VANDEBOS ALGEMENE BOUWONDERNEMING

Shareholders

Insights on VANDEBOS ALGEMENE BOUWONDERNEMING

VANDEBOS ALGEMENE BOUWONDERNEMING has existed since 1972. The present size dates from 2018. Turnover rose that year from €12.0m to €30.1m. The previous financial year ran 6 months, this one 12.

Solvency rose in 2025 from 44.6% to 50.6% because of the retained profit and lower debts.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VANDEBOS ALGEMENE BOUWONDERNEMING

What is the company number of VANDEBOS ALGEMENE BOUWONDERNEMING?
The company number of VANDEBOS ALGEMENE BOUWONDERNEMING is 0412.452.908. The VAT number is the same number with BE in front: BE 0412.452.908.
Where is VANDEBOS ALGEMENE BOUWONDERNEMING based?
The registered office is at Bisschopsweyerstraat 17, 3570 Alken.Company details
What does VANDEBOS ALGEMENE BOUWONDERNEMING do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of VANDEBOS ALGEMENE BOUWONDERNEMING?
VANDEBOS ALGEMENE BOUWONDERNEMING is a public limited company (NV).
When was VANDEBOS ALGEMENE BOUWONDERNEMING founded?
VANDEBOS ALGEMENE BOUWONDERNEMING was founded on 20-06-1972.
Is VANDEBOS ALGEMENE BOUWONDERNEMING still active?
Yes, VANDEBOS ALGEMENE BOUWONDERNEMING is an active enterprise in the KBO register.
How many employees does VANDEBOS ALGEMENE BOUWONDERNEMING have?
VANDEBOS ALGEMENE BOUWONDERNEMING had an average of 82.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VANDEBOS ALGEMENE BOUWONDERNEMING fall under?
In its 2025 annual accounts, VANDEBOS ALGEMENE BOUWONDERNEMING states joint committees 200 (Auxiliary committee for white-collar workers) and 124 (Construction).
What is the turnover of VANDEBOS ALGEMENE BOUWONDERNEMING?
The turnover of VANDEBOS ALGEMENE BOUWONDERNEMING was €36.9m in financial year 2025, according to the filed annual accounts.
Is VANDEBOS ALGEMENE BOUWONDERNEMING profitable?
In financial year 2025, VANDEBOS ALGEMENE BOUWONDERNEMING made a profit of €729,609.
Where can I find the annual accounts of VANDEBOS ALGEMENE BOUWONDERNEMING?
VANDEBOS ALGEMENE BOUWONDERNEMING filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VANDEBOS ALGEMENE BOUWONDERNEMING due?
VANDEBOS ALGEMENE BOUWONDERNEMING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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