VANDEBERG & C°
ActiveVANDEBERG & C° has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €21k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+3
Solvency69▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.56 in 2024; short-term debt: 55.3% and cash: 15.6% of total assets), and 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.6%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
59 d early
2023
65 d early
2022
59 d early
2021
26 d early
2020
81 d early
2019
79 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▼ 21.3%
2024 · €178k
2018: €135k
2019: €146k
2020: €128k
2021: €163k
2022: €173k
2023: €164k
2024: €178k
2018 → 2025
Total assets
€322k▼ 3.9%
2024 · €335k
2018: €182k
2019: €194k
2020: €348k
2021: €379k
2022: €348k
2023: €303k
2024: €335k
2018 → 2025
Net result
€21k▲ 47.3%
2024 · €14k
2018: €12k
2019: €20k
2020: €12k
2021: €35k
2022: €10k
2023: €-9k
2024: €14k
2018 → 2025
Working capital
€32k▼ 57.1%
2024 · €75k
2018: €118k
2019: €131k
2020: €88k
2021: €63k
2022: €76k
2023: €71k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€173k▲ 5.9%€164k▼ 5.3%€178k▲ 8.8%€140k▼ 21.3%
Operating result€38k-€18k▼ 52.5%€-9k€19k€35k▲ 88.5%
Net result€35k-€10k▼ 72.3%€-9k€14k€21k▲ 47.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 88% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€112k▼ 10.4%
Current assets
€210k=
Equity and liabilities €322k
Equity
€140k▼ 21.3%
Debt
€181k▲ 16.0%
The debt ratio rises from 46.7% to 56.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€68k▲
2024 · €48k
Cash flow
€54k▲
2024 · €44k
Solvency
43.6%▼
2024 · 53.3%
Current ratio
1.18▼
2024 · 1.56
Quick ratio
1.10▼
2024 · 1.44
Debt / equity
1.29▲
2024 · 0.88
ROE
15.2%▲
2024 · 8.1%
ROA
6.6%▲
2024 · 4.3%
Interest coverage
15.38▼
2024 · 24.46
Debt
€181k▲
2024 · €156k
Debt ≤ 1 year
€178k▲
2024 · €135k
Income taxes
€10k▲
2024 · €3k
Staff costs
€254k▲
2024 · €228k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€335k€322k▼
Fixed assets21/28€125k€112k▼
Tangible fixed assets22/27€125k€112k▼
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€7k€10k▲
Furniture and vehicles24€110k€95k▼
Current assets29/58€210k€210k=
Stocks and contracts in progress3€16k€14k▼
Stocks30/36€16k€14k▼
Amounts receivable within one year40/41€77k€133k▲
Trade receivables40€66k€112k▲
Other amounts receivable41€11k€21k▲
Cash at bank and in hand54/58€106k€50k▼
Deferred charges and accrued income490/1€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€335k€322k▼
Equity10/15€178k€140k▼
Contributions10/11€25k€25k=
Reserves13€153k€115k▼
Distributable reserves133€153k€115k▼
Amounts payable17/49€156k€181k▲
Amounts payable after more than one year17€21k-
Financial debts170/4€21k-
Amounts payable within one year42/48€135k€178k▲
Current portion of amounts payable after more than one year42€26k€21k▼
Trade debts44€27k€27k▲
Suppliers440/4€27k€27k▲
Taxes, remuneration and social security45€50k€37k▼
Taxes450/3€24k€30k▲
Remuneration and social security454/9€26k€7k▼
Other amounts payable47/48€33k€92k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Non-recurring operating income76A-€992
Remuneration, social security and pensions62€228k€254k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€33k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€279k€326k▲
Operating profit (loss)9901€19k€35k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€18k€32k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€14k€21k▲
Profit (loss) for the period to be appropriated9905€14k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€21k▲
Profit (loss) brought forward from the previous period14P€-9k-
Transfer from equity791/2-€59k
Transfer to equity691/2€5k€21k▲
To other reserves6921€5k€21k▲
Profit to be distributed694/7-€59k
Return on contributions (dividend)694-€59k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-9k ▼194%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €35k ▲201%
Operating result €38k, net result €35k, both a record.
31-12
Financial
Equity above €150kEq €163k ▲27.2%
4 profitable years in a row build equity to €163k.
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirbaan 1133650 Dilsen-StokkemGround area
935 m²
Building footprint
192 m²
Volume, LiDAR
816 m³
Parcel 72007A0084/00C000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vandeberg & Co
since 20052.147.727.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72007A0084/00C000 | Flanders | 935 m² | 1 · 192 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,256 EUR awarded · 1,714 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,256 EUR | 1,714 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,747 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2005
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
45211
45213
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.