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Vandebeek Dirk

Active
Private limited company· 4 yrs active
Diestsesteenweg(LIN) 114 ·3210 Lubbeek, Belgium
KBO/BCE: BE 0775.447.890
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Vandebeek Dirk is 2.9% (moderate). The 2024 annual accounts show equity of €71k and a net result of €20k. Equity is growing by ~34.4% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€20k+23.7%
Working capital€-78k+41.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40kOperating result 2022: €47k€47kNet result 2022: €33k€33kOperating result 2023: €24k€24kNet result 2023: €16k€16kOperating result 2024: €29k€29kNet result 2024: €20k€20k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~34.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
€25k€50k€75k€100k€125k2025: €89k (€83k - €95k)2026: €107k (€101k - €113k)2027: €125k (€119k - €130k)2022: €36k2023: €52k2024: €71k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€65k
+10.7% 22-24
Net profit
€20k
+23.7% 22-24
Cash flow
€55k
+10.6% 22-24
Total assets
€261k
+0.8% 22-24
Equity
€71k
+38.1% 22-24
Working capital
€-78k
+41.4% 22-24
Income taxes
€10k
+14.3% 22-24
Debt
€189k
-8.6% 22-24
Debt ≤ 1y
€189k
-8.7% 22-24
Current ratio
0.59
+65.0% 22-24
Quick ratio
0.59
+65.0% 22-24
Solvency
27.4%
+37.0% 22-24
Debt / equity
2.66
-33.8% 22-24
ROE
27.6%
-10.4% 22-24
ROA
7.5%
+22.8% 22-24
Interest coverage
104.59
-74.9% 22-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€65k
Net profit€20k
Cash flow€55k
Staff costs-
Income taxes€10k
Dividends-
Total assets€261k
Equity€71k
Debt€189k
of which ≤ 1y€189k
of which > 1y-
Working capital€-78k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.59
Quick ratio0.59
Working capital ratio-30.0%
Solvency27.4%
Debt / equity2.66
Long-term debt ratio-
Interest coverage104.59
Gross margin-
Net margin-
ROA7.5%
ROE27.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€261k
Fixed assets 21/28€150k
Intangible fixed assets 21€133k
Tangible fixed assets 22/27€17k
Current assets 29/58€111k
Investments 50/53€67k
Cash & bank 54/58€30k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€261k
Equity 10/15€71k
Contributions / capital 10/11€3k
Reserves 13€69k
Amounts payable 17/49€189k
Amounts payable within one year 42/48€189k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€65k
Operating result 9901€29k
Financial income 75€705
Financial charges 65€618
Result before taxes 9903€29k
Income taxes 67/77€10k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
61 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Vandebeek Dirk
Diestsesteenweg(LIN) 114, 3210 LubbeekVerzekeringsmakelaars en -agenten
since 20212.325.254.306
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,898 m²
Buildings1
Building footprint167 m²
Volume (LiDAR)1,095 m³
Tallest building8.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24063B0193/00D000 Flanders 1,898 m² 1 · 167 m² 8.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health61Profitability100Solvency33Growth52Stability94
68 / 100

Strong profile, led by profitability.

Health 61
Profitability 100
Solvency 33
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL Vandebeek Dirk
Registered office
Diestsesteenweg(LIN) 114
3210 Lubbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.