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vandearchitecten

Active
Private limited companyfounded 201312 yrs activeHoge-Aardstraat 93, 2610 Antwerpen, BelgiumKBO/BCE: BE 0542.427.067
Summary

vandearchitecten has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €49k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 66% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+38
Solvency86▼-14
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 11.02 in 2024; short-term debt: 38.1% and cash: 84.1% of total assets), and 38.9% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.1%
Return on assets
44.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
21 d early
2023
20 d early
2022
6 d early
2021
46 d early
2020
36 d early
2019
44 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€67k▼ 68.4%
2024 · €213k
2018: €202k 2019: €146k 2020: €206k 2021: €194k 2022: €184k 2023: €190k 2024: €213k
2018 → 2025
Total assets
€110k▼ 52.8%
2024 · €233k
2018: €327k 2019: €210k 2020: €255k 2021: €215k 2022: €228k 2023: €222k 2024: €233k
2018 → 2025
Net result
€49k▲ 111%
2024 · €23k
2018: €95k 2019: €89k 2020: €59k 2021: €48k 2022: €50k 2023: €66k 2024: €23k
2018 → 2025
Working capital
€67k▼ 66.8%
2024 · €201k
2018: €174k 2019: €97k 2020: €191k 2021: €188k 2022: €182k 2023: €172k 2024: €201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€194k-€184k▼ 5.1%€190k▲ 3.0%€213k▲ 12.2%€67k▼ 68.4%
Operating result€63k-€65k▲ 2.7%€84k▲ 30.2%€30k▼ 64.3%€60k▲ 100%
Net result€48k-€50k▲ 3.3%€66k▲ 31.0%€23k▼ 64.8%€49k▲ 111%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €63k€63kNet result 2021: €48k€48kOperating result 2022: €65k€65kNet result 2022: €50k€50kOperating result 2023: €84k€84kNet result 2023: €66k€66kOperating result 2024: €30k€30kNet result 2024: €23k€23kOperating result 2025: €60k€60kNet result 2025: €49k€49k20212022202320242025€0€25k€50k€75kOperating result 2023: €84k€84kNet result 2023: €66k€66kOperating result 2024: €30k€30kNet result 2024: €23k€23kOperating result 2025: €60k€60kNet result 2025: €49k€49k202320242025
The operating result recovers in 2025; 2025 is 100% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets €1k ▼ 89.2%
Current assets €109k ▼ 50.8%
Equity and liabilities €110k
Equity €67k ▼ 68.4%
Debt €43k ▲ 113%
Debt's share of the balance-sheet total rises from 8.6% to 38.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€62k
2024 · €36k
Cash flow
€50k
2024 · €29k
Current ratio
2.59
2024 · 11.02
Debt to equity
0.64
2024 · 0.09
ROE
72.3%
2024 · 10.8%
ROA
44.2%
2024 · 9.9%
Interest coverage
421.78
2024 · -6074.41
Debt ≤ 1 year
€42k
2024 · €20k
Income taxes
€12k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€233k€110k
Fixed assets21/28€12k€1k
Tangible fixed assets22/27€12k€1k
Plant, machinery and equipment23€314-
Furniture and vehicles24€12k€1k
Current assets29/58€221k€109k
Amounts receivable within one year40/41€36k€14k
Trade receivables40€33k€9k
Other amounts receivable41€3k€4k
Cash at bank and in hand54/58€132k€93k
Deferred charges and accrued income490/1€53k€3k
Equity and liabilities
Total equity and liabilities10/49€233k€110k
Equity10/15€213k€67k
Contributions10/11€19k€19k=
Reserves13€194k€49k
Distributable reserves133€194k€49k
Amounts payable17/49€20k€43k
Amounts payable within one year42/48€20k€42k
Trade debts44€5k€477
Suppliers440/4€5k€477
Taxes, remuneration and social security45€12k€40k
Taxes450/3€12k€40k
Other amounts payable47/48€3k€1k
Accrued charges and deferred income492/3€63€870
Income statement Code20242025
Non-recurring operating income76A-€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k
Other operating charges640/8€47k€4k
Non-recurring operating charges66A-€8k
Gross operating margin9900€83k€74k
Operating profit (loss)9901€30k€60k
Financial income75/76B€105€282
Recurring financial income75€105€282
Financial charges65/66B€-6€147
Recurring financial charges65€-6€147
Profit (loss) for the period before taxes9903€30k€60k
Income taxes67/77€7k€12k
Profit (loss) for the period9904€23k€49k
Profit (loss) for the period to be appropriated9905€23k€49k
Appropriation of the result
Profit (loss) to be appropriated9906€23k€49k
Transfer from equity791/2-€194k
Transfer to equity691/2€23k€49k
To other reserves6921€23k€49k
Profit to be distributed694/7-€194k
Return on contributions (dividend)694-€194k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €23k ▼64.8%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €200kEq €213k ▲12.2%
7 profitable years in a row build equity to €213k.
11-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity triplescurrent ratio 11.63
Current ratio from 3.82 to 11.63; short-term debt falls from €34k to €18k.
31-12
Financial Equity above €200kEq €206k ▲40.6%
3 profitable years in a row build equity to €206k.
17-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hoge-Aardstraat 932610 Antwerpen
Ground area
391 m²
Building footprint
80 m²
Volume, LiDAR
834 m³
Parcel 11051C0244/00H007, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
vandearchitecten
Hoge-Aardstraat 93, 2610 AntwerpenActivities of building architects
since 20132.224.927.404
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11051C0244/00H007 Flanders 391 m² 1 · 80 m² 13.3 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,453 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-11-2013
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.