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VANDE PUTTE

Active
Public limited companyfounded 198738 yrs activeGeraardsbergsestraat 64A, 9660 Brakel, BelgiumKBO/BCE: BE 0432.826.767
Summary

VANDE PUTTE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212,476 and a net result of -€24,358. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 1146 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311NACE 45201Water transport NACE 50200
1 site
Size
€280,859total assets 2025
Equity
€212,476
Loss
-€24,358
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts on time0 of 4 deeds read
Why 68- Loss of €24,358, the second in a row (FY 2025)- 2 of the last 3 late- Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)+ Founded in 1987Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 46% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100+7
equity 75.7% of total assets
Liquidity 45+6
short-term debt 24.3% · cash 3.2%
Profitability 58-6
return on assets -8.7%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (5,059 companies)
Last 9 months 02-2026: 1.1%highest value 03-2026: 1.1%● 0.0% vs 02-2026highest value 04-2026: 1.0%▼ -2.3% vs 03-2026 05-2026: 1.0%▲ +0.2% vs 04-2026 06-2026: 1.0%▼ -2.9% vs 05-2026 07-2026: 1.0%▼ -0.8% vs 06-2026 08-2026: 0.8%▼ -20.9% vs 07-2026lowest value 09-2026: 0.8%● 0.0% vs 08-2026lowest value 10-2026: 0.8%● 0.0% vs 09-2026lowest value
  • Founded in 1987 lowers the probability for this profile
  • Loss of €24,358, the second in a row (FY 2025) raises the probability
  • 2 of the last 3 late raises the probability
  • Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95) raises the probability
Credit up to €14,000 at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.8 in 2024; short-term debt: 24.3% and cash: 3.2% of total assets), and 24.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 92%, liquidity 38%, profitability 32%, growth against the median 22%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1987
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €24,358, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€24,358
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
61 d late
2023
65 d late
2022
66 d late
2021
47 d late
2020
122 d late
2019
131 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 70 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€24,358
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€24,358 View
  • Caution: Among the weakest 9% on net resultsector median €30,271 · 1,142 companies -€24,358 View
  • Active since 1987founded 31-12-1987 38 years View

By topic

Financials

Fiscal year
2025
Total assets
€280,859
Loss
-€24,358
Solvency
75.7%
Total assets▼ 19.7%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 30-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General maintenance and repair of cars and light…NACE 95311
Founded
31-12-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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