Equity
€357,143 ▲ 17.0%
VANDAELE LUTGART has made a profit in every financial year since 2007.
VANDAELE LUTGART
Lifetime
19 annual accounts with figures on one time axis, 25 filings since 2001peak €154,683 (2024)
€127,293▼ 17.7%
peak €98,666 (2024)
€83,954▼ 14.9%
peak €357,143 (2025)
€357,143▲ 17.0%
€16,120▼ 21.4%
Board1 name since 2000
1 directorVANDAELE Lutgart Gabrielle
Documentsfilings and deeds
14-01-202617 days before the deadline
2025micro format
Gross margin from €154,683 to €127,293Dividend €32,000Equity from €305,188 to €357,143Debts from €20,503 to €16,120
Key points
from the 2025 annual accountsChecked score
98
Excellent
Financially stronger than 82% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%highest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
No main activity registered
lowers risk
Size: total assets €373,263
Liquidity: current ratio 25.14, cash €245,992
Equity €357,143 (95.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 95% on liquidity, 77% on profitability and 74% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as VANDAELE LUTGART has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VANDAELE LUTGART itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for VANDAELE LUTGART. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 25.14 (15.16 in 2024), above the usual 1.5. Short-term debt is 3.8% and cash 65.9% of total assets. 4.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 days early
2024
43 days early
2023
5 days early
2022
1 day early
2021
21 days early
2020
4 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 13 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 14 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end07-11-2026 today31-01-2027 deadline
Recent changes
Appointment: VANDAELE Lutgart Gabrielle (director)
General meeting of 22-04-2022 · Gazette deed
Incorporation
published on 29-04-2000 · Gazette deed
First establishment
Jan van Renessestraat (Bis) 10, Kortrijk
Official details
Source: KBO- Status
- Active since 19-04-2000Normal situation
- Activity
- “Het uitoefenen en waarnemen van de praktijk van verpleging in overeenstemming met alle wettelijke…” (deed in Dutch)From the articles, 7 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.256.320.5628501 Kortrijk, since 18-04-2000
- Financial year end
- 30 June
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-06-2025
- ≈ €320,000estimated
- €373,263▲ 14.6%
- Filing
- Filed on 14-01-2026, 17 days before the end of the filing period
Insights on VANDAELE LUTGART
VANDAELE LUTGART files the micro format. That format states no turnover. The gross margin rose from €59,345 in 2007 to €127,293 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VANDAELE LUTGART
- What is the company number of VANDAELE LUTGART?
- The company number of VANDAELE LUTGART is 0471.732.972. The VAT number is the same number with BE in front: BE 0471.732.972.
- Where is VANDAELE LUTGART based?
- The registered office is at Jan van Renessestraat (Bis) 10, 8501 Kortrijk.Company details
- What is the legal form of VANDAELE LUTGART?
- VANDAELE LUTGART is a private limited company (BV).
- When was VANDAELE LUTGART founded?
- VANDAELE LUTGART was founded on 19-04-2000.
- Is VANDAELE LUTGART still active?
- Yes, VANDAELE LUTGART is an active enterprise in the KBO register.
- What is the turnover of VANDAELE LUTGART?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €127,293 and 2,207 comparable companies of the same size. It probably lies between €210,000 and €490,000. It is a rough estimate.Financials
- Is VANDAELE LUTGART profitable?
- In financial year 2025, VANDAELE LUTGART made a profit of €83,954.
- Where can I find the annual accounts of VANDAELE LUTGART?
- VANDAELE LUTGART filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VANDAELE LUTGART due?
- VANDAELE LUTGART must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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