VANDAELE GUIDO
ActiveSummary
VANDAELE GUIDO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €950k and a net result of €87k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+2
Solvency77▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.98 in 2024; short-term debt: 41% and cash: 4.9% of total assets), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
9 d early
2023
1 d early
2022
12 d early
2021
32 d early
2020
33 d early
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€950k▲ 10.1%
2024 · €863k
2018: €468k
2019: €553k
2020: €618k
2021: €628k
2022: €730k
2023: €802k
2024: €863k
2018 → 2025
Total assets
€1.84M▲ 0.2%
2024 · €1.84M
2018: €1.66M
2019: €1.74M
2020: €1.53M
2021: €1.55M
2022: €1.90M
2023: €1.85M
2024: €1.84M
2018 → 2025
Net result
€87k▲ 41.8%
2024 · €61k
2018: €60k
2019: €84k
2020: €65k
2021: €10k
2022: €102k
2023: €72k
2024: €61k
2018 → 2025
Working capital
€-96k▼ 573%
2024 · €-14k
2018: €202k
2019: €282k
2020: €295k
2021: €71k
2022: €-74k
2023: €-1k
2024: €-14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€628k-€730k▲ 16.2%€802k▲ 9.8%€863k▲ 7.7%€950k▲ 10.1%
Operating result€26k-€134k▲ 410%€134k▼ 0.2%€132k▼ 1.3%€163k▲ 23.1%
Net result€10k-€102k▲ 894%€72k▼ 29.8%€61k▼ 14.1%€87k▲ 41.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.84M
Fixed assets
€1.18M ▲ 7.9%
Current assets
€658k ▼ 11.2%
Equity and liabilities €1.84M
Equity
€950k ▲ 10.1%
Provisions
€6k ▼ 11.1%
Debt
€886k ▼ 8.5%
Debt's share of the balance-sheet total falls from 52.7% to 48.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€243k▼
2024 · €268k
Cash flow
€168k▼
2024 · €197k
Current ratio
0.87▼
2024 · 0.98
Debt to equity
0.93▼
2024 · 1.12
ROE
9.2%▲
2024 · 7.1%
ROA
4.7%▲
2024 · 3.3%
Interest coverage
6.22▼
2024 · 6.30
Debt ≤ 1 year
€755k▼
2024 · €756k
Debt > 1 year
€95k▼
2024 · €164k
Income taxes
€42k▲
2024 · €32k
Staff costs
€210k▲
2024 · €133k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.84M€1.84M▲
Fixed assets21/28€1.10M€1.18M▲
Tangible fixed assets22/27€1.09M€1.17M▲
Land and buildings22€987k€1.02M▲
Plant, machinery and equipment23€70k€38k▼
Furniture and vehicles24€32k€108k▲
Financial fixed assets28€8k€18k▲
Current assets29/58€741k€658k▼
Stocks and contracts in progress3€276k€0▼
Stocks30/36€276k€0▼
Amounts receivable within one year40/41€175k€504k▲
Trade receivables40€133k€467k▲
Other amounts receivable41€42k€37k▼
Current investments50/53€34k€58k▲
Cash at bank and in hand54/58€240k€90k▼
Deferred charges and accrued income490/1€16k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.84M€1.84M▲
Equity10/15€863k€950k▲
Contributions10/11€19k€19k=
Reserves13€845k€932k▲
Tax-exempt reserves132€14k€13k▼
Distributable reserves133€831k€919k▲
Provisions and deferred taxes16€6k€6k▼
Provisions for liabilities and charges160/5€0-
Pensions and similar obligations160€0-
Deferred taxes168€6k€6k▼
Amounts payable17/49€968k€886k▼
Amounts payable after more than one year17€164k€95k▼
Financial debts170/4€164k€95k▼
Amounts payable within one year42/48€756k€755k▼
Current portion of amounts payable after more than one year42€83k€69k▼
Trade debts44€123k€130k▲
Suppliers440/4€123k€130k▲
Taxes, remuneration and social security45€49k€39k▼
Taxes450/3€21k€26k▲
Remuneration and social security454/9€27k€12k▼
Other amounts payable47/48€501k€517k▲
Accrued charges and deferred income492/3€49k€36k▼
Income statement
Code20242025
Non-recurring operating income76A€87k€30k▼
Remuneration, social security and pensions62€133k€210k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€136k€81k▼
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€24€105▲
Gross operating margin9900€406k€458k▲
Operating profit (loss)9901€132k€163k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€43k€39k▼
Recurring financial charges65€43k€39k▼
Profit (loss) for the period before taxes9903€92k€128k▲
Transfer from deferred taxes780€695€695=
Income taxes67/77€32k€42k▲
Profit (loss) for the period9904€61k€87k▲
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€63k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€89k▲
Transfer to equity691/2€63k€89k▲
To other reserves6921€63k€89k▲
Social balance
Average headcount (FTE)90872.93.4▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €102k ▲894%
Net result €102k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €10k ▼84.3%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
31-12
Financial
Equity above €500kEq €553k ▲18%
2 profitable years in a row build equity to €553k.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Van Ooststraat 278700 TieltGround area
649 m²
Building footprint
427 m²
Volume, LiDAR
841 m³
2 parcels, Flanders · tallest building 13.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vandaele Guido
since 20022.075.442.583
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37001B0232/00Z000 | Flanders | 440 m² | 1 · 258 m² | - |
| 37001B0234/00F000 | Flanders | 209 m² | 1 · 169 m² | 13.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THORSIS
BE 0832.911.383
Assenede · Eq €950,981
W.E.M.-CONSTRUCTION
BE 0882.010.013
Boortmeerbeek · Eq €948,603
Hertsens Beheer
BE 0627.895.450
Beveren-Kruibeke-Zwijndrecht · Eq €948,318
ANTWERP TERMINAL TRACTORS & REACHSTACKERS
BE 0896.937.026
Tessenderlo-Ham · Eq €948,287
SINTOBIN PACIFIC INVEST
BE 0704.820.608
Ledegem · Eq €952,428
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.