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VANCOPHAR

Active
Private limited companyfounded 2013active for 13 yearsTiensesteenweg 107, 3360 Bierbeek, BelgiumKBO/BCE: BE 0540.905.553
Summary

VANCOPHAR has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,790 and a net result of €189,937. Equity has been growing by about 8.2% per year since 2018. Its solvency ranks better than 32% of 12,781 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-10-2013 Normal situation
Activity
Retail sale of pharmaceutical products NACE 47730
Joint committee
313 Paritair Comité voor de apotheken en tarificatiediensten · annual accounts 2024
Establishment unit
2.229.817.192 3360 Bierbeek, since 11-10-2013
Financial year end
31 December
Peppol
Reachable

Board and ownership

Shareholders
  • PHARCOJAN· score 9831-03-2026 annual accounts of PHARCOJAN

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€284,512
▲ 8.9%
Turnover
≈ €1.0m
estimated
Profit
€189,937
▲ 13.1%
Equity
€95,790
▲ 11.6%
Total assets
€466,628
▲ 21.8%
Employees on 31-12-2025
2
=
Score breakdownraises riskSector: Retail trade (NACE 47)Equity €95,790 (20.5% of total assets)lowers riskLiquidity: current ratio 1.24, cash €212,519Founded in 2013Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 46-1
equity 20.5% of total assets
Liquidity 57-3
short-term debt 78.9% · cash 45.5%
Profitability 100=
return on assets 40.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.3%▼ -0.1 percentage points vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.3%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.3%▼ -0.3 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.24 (1.3 in 2024), below the usual 1.5. Short-term debt is 78.9% and cash 45.5% of total assets. 79.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 36% of them on solvency, 63% on liquidity, 96% on profitability and 63% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.24, cash €212,519
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €95,790 (20.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
43 days early
2023
35 days early
2022
26 days late
2021
1 day early
2020
20 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 87% of companies in retail tradesector median €27,551 · 12,770 companies €189,937 View
  • Positive: 8 profitable years in a rowprofit 2025: €189,937 8 years View

Recent changes

  1. · Gazette deed Resignation: PHARCOJAN (director)Reappointment: PHARCOJAN (statutory director) · Director discharge: PHARCOJAN
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as VANCOPHAR: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €409,000 and €560,000, founded between 2010 and 2015.

CompanyTotal assetsGross margin
VANCOPHAR Bierbeek€466,628€284,512
APOTHEEK SINT JACOB Antwerpen€409,362€291,283
APOTHEEK AUGUSTYNS HOEVENEN Stabroek€559,502€289,562
Walemapotheek Mechelen€491,415€242,339
Apotheek De Voldere Wingene€532,095€321,424
FRENCKEN Antwerpen€464,818€232,117
JELY PHARMA Incourt€469,684€253,186
Full comparison

Key facts about VANCOPHAR

What is the company number of VANCOPHAR?
The company number of VANCOPHAR is 0540.905.553. The VAT number is the same number with BE in front: BE 0540.905.553.
Where is VANCOPHAR based?
The registered office is at Tiensesteenweg 107, 3360 Bierbeek.Company details
What does VANCOPHAR do?
According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
What is the legal form of VANCOPHAR?
The legal form of VANCOPHAR is Private limited company (BV).
When was VANCOPHAR founded?
VANCOPHAR was founded on 11-10-2013.
Is VANCOPHAR still active?
Yes, VANCOPHAR is an active enterprise in the KBO register.
How many employees does VANCOPHAR have?
VANCOPHAR had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VANCOPHAR fall under?
In its 2024 annual accounts, VANCOPHAR states joint committee 313 (Paritair Comité voor de apotheken en tarificatiediensten).
What is the turnover of VANCOPHAR?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €284,512 and 47 comparable companies (NACE 477). It probably lies between €800,000 and €1.7m.
Is VANCOPHAR profitable?
In financial year 2025, VANCOPHAR made a profit of €189,937.
Where can I find the annual accounts of VANCOPHAR?
VANCOPHAR filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VANCOPHAR due?
VANCOPHAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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