VANCOHOME
ActiveSummary
VANCOHOME has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209,688 and a net result of €70,900. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 8763 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability32▲+4
Solvency27=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.24 in 2024; short-term debt: 5.8% and cash: 1.8% of total assets), and 97.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.2%
Return on assets
0.8%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8763 sector peers (2025).
NBB · sector comparisonPosition among 8763 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-02-2026, 77 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
77 d early
2024
75 d early
2023
63 d early
2022
54 d early
2021
51 d early
2020
73 d early
2019
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 27 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€209,688▲ 51.1%
2024 · €138,788
Total assets
€9.3m▲ 3.7%
2024 · €9.0m
Net result
€70,900
2024 · -€154,063
Working capital
-€272,528▲ 24.8%
2024 · -€362,585
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€81,412▼ 29.9%€182,734▲ 124%€241,837▲ 32.3%€218,222▼ 9.8%€537,343▲ 146%
Net result€6,952within the sector's middle half▼ 86.4%€78,630within the sector's middle half▲ 1,031%€39,795within the sector's middle half▼ 49.4%-€154,063below the sector's middle half€70,900within the sector's middle half
Equity€174,426within the sector's middle half▲ 4.2%€253,057within the sector's middle half▲ 45.1%€292,851within the sector's middle half▲ 15.7%€138,788within the sector's middle half▼ 52.6%€209,688within the sector's middle half▲ 51.1%
Total assets€1.6mwithin the sector's middle half▲ 47.4%€1.7mwithin the sector's middle half▲ 10.6%€5.0mabove the sector's middle half▲ 192%€9.0mabove the sector's middle half▲ 78.7%€9.3mabove the sector's middle half▲ 3.7%
Debt€1.4m▲ 55.6%€1.5m▲ 6.2%€4.7m▲ 222%€8.9m▲ 86.8%€9.1m▲ 3.0%
Working capital€56,304within the sector's middle half▼ 55.4%€77,770within the sector's middle half▲ 38.1%-€93,771below the sector's middle half-€362,585below the sector's middle half▼ 287%-€272,528below the sector's middle half▲ 24.8%
Solvency11.2%below the sector's middle half▼ 4.6pp14.6%below the sector's middle half▲ 3.5pp5.8%below the sector's middle half▼ 8.8pp1.5%below the sector's middle half▼ 4.3pp2.2%below the sector's middle half▲ 0.7pp
Current ratio1.48within the sector's middle half▼ 1.571.32within the sector's middle half▼ 0.160.55below the sector's middle half▼ 0.770.24below the sector's middle half▼ 0.320.50below the sector's middle half▲ 0.26
Return on assets (ROA)0.4%below the sector's middle half▼ 4.4pp4.6%within the sector's middle half▲ 4.1pp0.8%within the sector's middle half▼ 3.8pp-1.7%below the sector's middle half▼ 2.5pp0.8%within the sector's middle half▲ 2.5pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 146% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.3m
Fixed assets
€9.1m ▲ 2.0%
Current assets
€268,384 ▲ 140%
Equity and liabilities €9.3m
Equity
€209,688 ▲ 51.1%
Debt
€9.1m ▲ 3.0%
Debt's share of the balance-sheet total falls from 98.5% to 97.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€666,178▲
2024 · €501,825
Cash flow
€199,734▲
2024 · €129,540
Debt to equity
43.52▼
2024 · 63.87
ROE
33.8%▲
2024 · -111.0%
Interest coverage
1.42▲
2024 · 1.34
Debt ≤ 1 year
€540,912▲
2024 · €474,208
Debt > 1 year
€8.6m▲
2024 · €8.4m
Income taxes
€799▲
2024 · €693
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 190 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 98% are still going.
- Medium-sized
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
0.5%
went bankrupt
1.6%
stopped otherwise
98%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 190 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €22,023 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €51,868 | - | - | €283,603 | €128,834 | ▼ 54.6% |
| Other operating charges640/8 | - | €1,567 | €12,441 | €8,822 | €10,098 | ▲ 14.5% |
| Gross operating margin9900 | €135,281 | €184,301 | €254,278 | €510,647 | €676,275 | ▲ 32.4% |
| Operating profit (loss)9901 | €81,412 | €182,734 | €241,837 | €218,222 | €537,343 | ▲ 146% |
| Financial income75/76B | - | - | €1,292 | €3,781 | €2,025 | ▼ 46.4% |
| Recurring financial income75 | €43 | - | €1,292 | €3,781 | €2,025 | ▼ 46.4% |
| Financial charges65/66B | - | €75,563 | €188,042 | €375,373 | €467,670 | ▲ 24.6% |
| Recurring financial charges65 | €69,576 | €75,563 | €188,042 | €375,373 | €467,670 | ▲ 24.6% |
| Profit (loss) for the period before taxes9903 | €11,879 | €107,171 | €55,088 | -€153,370 | €71,698 | ▲ 147% |
| Income taxes67/77 | €4,928 | €28,541 | €15,293 | €693 | €799 | ▲ 15.3% |
| Profit (loss) for the period9904 | €6,952 | €78,630 | €39,795 | -€154,063 | €70,900 | ▲ 146% |
| Profit (loss) for the period to be appropriated9905 | €6,952 | €78,630 | €39,795 | -€154,063 | €70,900 | ▲ 146% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.7m | €5.0m | €9.0m | €9.3m | ▲ 3.7% |
| Fixed assets21/28 | €1.4m | €1.4m | €4.9m | €8.9m | €9.1m | ▲ 2.0% |
| Tangible fixed assets22/27 | €1.4m | €1.4m | €1.4m | €5.4m | €5.6m | ▲ 3.3% |
| Land and buildings22 | - | €1.4m | €1.4m | €5.2m | €5.4m | ▲ 4.3% |
| Furniture and vehicles24 | - | - | - | €159,675 | €124,213 | ▼ 22.2% |
| Assets under construction and advance payments27 | - | €18,328 | €18,328 | €18,328 | €11,649 | ▼ 36.4% |
| Financial fixed assets28 | - | - | €3.5m | €3.5m | €3.5m | ▼ 0.1% |
| Current assets29/58 | €174,338 | €321,251 | €116,489 | €111,623 | €268,384 | ▲ 140% |
| Amounts receivable within one year40/41 | €90,728 | €117,952 | €73,225 | €77,429 | €99,106 | ▲ 28.0% |
| Trade receivables40 | - | €116,492 | €36,518 | €48,064 | €70,889 | ▲ 47.5% |
| Other amounts receivable41 | - | €1,459 | €36,707 | €29,366 | €28,216 | ▼ 3.9% |
| Cash at bank and in hand54/58 | €83,439 | €201,196 | €41,139 | €29,430 | €166,646 | ▲ 466% |
| Deferred charges and accrued income490/1 | - | €2,103 | €2,124 | €4,764 | €2,632 | ▼ 44.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.7m | €5.0m | €9.0m | €9.3m | ▲ 3.7% |
| Equity10/15 | €174,426 | €253,057 | €292,851 | €138,788 | €209,688 | ▲ 51.1% |
| Contributions10/11 | - | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €74,426 | €153,057 | €192,851 | €38,788 | €109,688 | ▲ 183% |
| Non-distributable reserves130/1 | - | €922 | €922 | €922 | €922 | = |
| Reserves not available under the articles1311 | - | €922 | €922 | €922 | €922 | = |
| Tax-exempt reserves132 | - | €8,088 | €8,088 | €8,088 | €8,088 | = |
| Distributable reserves133 | - | €144,046 | €183,841 | €29,778 | €100,678 | ▲ 238% |
| Amounts payable17/49 | €1.4m | €1.5m | €4.7m | €8.9m | €9.1m | ▲ 3.0% |
| Amounts payable after more than one year17 | €1.3m | €1.2m | €4.5m | €8.4m | €8.6m | ▲ 2.3% |
| Financial debts170/4 | - | - | - | €1.4m | €1.2m | ▼ 11.6% |
| Other amounts payable178/9 | - | €1.2m | €4.5m | €7.0m | €7.4m | ▲ 5.0% |
| Amounts payable within one year42/48 | €118,034 | €243,480 | €210,259 | €474,208 | €540,912 | ▲ 14.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €155,669 | €161,075 | ▲ 3.5% |
| Trade debts44 | €1,558 | €51,665 | €2,792 | €30,908 | €4,915 | ▼ 84.1% |
| Suppliers440/4 | - | €51,665 | €2,792 | €30,908 | €4,915 | ▼ 84.1% |
| Taxes, remuneration and social security45 | - | €2,028 | €1,862 | €1,812 | €1,803 | ▼ 0.5% |
| Taxes450/3 | - | €2,028 | €1,862 | €1,812 | €1,803 | ▼ 0.5% |
| Other amounts payable47/48 | - | €189,787 | €205,605 | €285,819 | €373,119 | ▲ 30.5% |
| Accrued charges and deferred income492/3 | - | - | - | €1,084 | €6,367 | ▲ 488% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,952 | €78,630 | €39,795 | -€154,063 | €70,900 | ▲ 146% |
| + Depreciation and write-downs630 | €51,868 | - | - | €283,603 | €128,834 | ▼ 54.6% |
| Operating cash flow (approximation) | €58,819 | €78,630 | €39,795 | €129,540 | €199,734 | ▲ 54.2% |
| Investment in fixed assets (approximation) | - | -€18,328 | -€3.5m | -€4.3m | -€304,908 | ▲ 92.8% |
| Change in cash | - | €117,757 | -€160,057 | -€11,709 | €137,216 | ▲ 1,272% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
State Gazette act
RestructuringCapital · Share issue · Accounting effect20 facts ▸
State Gazette act
Restructuring
Capital · Share issue · Accounting effect20 facts ▸
- Capital, €64.350
- Other statement, voorlopige waarde af te splitsen activa- en passivabestanddelen, 6015698.07
- Capital
- Other statement, voorlopige waarde verkrijgende vennootschap, 5334210.56
- Other statement, waarderingsmethodes werkelijke waarde aandelen VANCOHOME BV, beide vennootschappen patrimoniumvennootschappen zijn
- Other statement, opleg in geld
- Share issue, op naam, 1298
- Other statement, 1298, resultaten
- Accounting effect, handelingen overdragende vennootschap m.b.t. over te dragen vermogensbestanddelen, datum van de partiële splitsingsakte
- Other statement, bijzondere rechten en andere effecten, 1298
- Auditor report, verslag bedoeld in artikel 12:62 WVV, akkoord van alle aandeelhouders en houders van andere stemrechtverlenende effecten in elke betrokken vennootschap
- Other statement, bijzonder voordeel leden bestuursorganen overdragende en verkrijgende vennootschap
- +8 further facts in this act
21-08
State Gazette act
RestructuringAccounting effect · Real estate · Merger10 facts ▸
State Gazette act
Restructuring
Accounting effect · Real estate · Merger10 facts ▸
- Other statement, vastgoedpoot van groep VANOMOBIL, artikel 211,§1,1° WIB
- Accounting effect, 01-10-2026
- Other statement, bijzondere rechten, geen bijzondere rechten toe te kennen
- Other statement, bijzondere voordelen, bestuurders overnemende en over te nemen vennootschap
- Real estate, 9160 Lokeren,Dijkstraat 2C, B
- Other statement, statutenwijziging overnemende vennootschap
- Other statement, fiscale neutraliteit
- Other statement, bestuursorganen deelnemende vennootschappen, alle nuttige informatie
- Merger, gehele vermogen, bestuursorganen
- Other statement, naam en hoedanigheid, vermelding Luik B
12-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €70,900
Net result €70,900 after one loss-making year.
30-09
Financial
Equity above €200,000Eq €209,688 ▲51.1%
Equity rises from €138,788 to €209,688.
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet -€154,063
Net result drops to -€154,063, the lowest in the series; recovery starts the following year.
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €78,630 ▲1,031%
Net result €78,630, the highest in the series.
30-09
Financial
Equity above €200,000Eq €253,057 ▲45.1%
5 profitable years in a row build equity to €253,057.
10-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Show earlier events
2021
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €150,000Eq €167,475 ▲44%
3 profitable years in a row build equity to €167,475.
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Liquidity triplescurrent ratio 3.05
Current ratio from 1.01 to 3.05; short-term debt falls from €67,965 to €16,981.
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2015
Ground area
1.5 ha
Building footprint
6,379 m²
Volume, LiDAR
8 m³
Parcel 34009B1259/00A000, Flanders · tallest building 0.7 m. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
VANCOHOME
since 20152.245.237.422
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009B1259/00A000 | Flanders | 1.5 ha | 1 · 6,379 m² | 0.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Other statement
Kosten, behoudens andersluidende overeenkomst
2 more provisions on this in the deed
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-09-2025 list no shareholders, and no other source names one.
Holdings 1
- VAN DE VELDE-DE BRUYCKERsubsidiaryEquity €730,858Result €2,066100%
According to the annual accounts to 30-09-2025 of VANCOHOME and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
2 transactionsTook over:VAN DE VELDE-DE BRUYCKER
Received in a demerger part of:VANCOVEST
Capital and shareholders
Capital over the years
- 21-08-2026 Capital stated in the act · 1,000 shares
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 39,708 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-09-2015
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0636934068
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.