Summary
Vanclercqenberghe is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €117,893 and a net result of €99,293. Equity is growing by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 8091 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 d early
2024
3 d late
2023
5 d early
2022
19 d early
2021
42 d early
2020
on the day
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€117,893▲ 534%
2024 · €18,600
Net result
€99,293▼ 11.1%
2024 · €111,674
Total assets
€478,115▲ 11.0%
2024 · €430,860
Solvency
24.7%▲ 20.3pp
2024 · 4.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€34,743▲ 6.2%€66,915▲ 92.6%€115,830▲ 73.1%€147,625▲ 27.4%€131,607▼ 10.9%
Net result€26,051within the sector's middle half▲ 2.7%€50,855within the sector's middle half▲ 95.2%€90,048above the sector's middle half▲ 77.1%€111,674above the sector's middle half▲ 24.0%€99,293above the sector's middle half▼ 11.1%
Equity€98,123within the sector's middle half▲ 36.1%€132,578within the sector's middle half▲ 35.1%€222,626within the sector's middle half▲ 67.9%€18,600below the sector's middle half▼ 91.6%€117,893within the sector's middle half▲ 534%
Total assets€182,956within the sector's middle half▲ 38.4%€203,828within the sector's middle half▲ 11.4%€285,496within the sector's middle half▲ 40.1%€430,860within the sector's middle half▲ 50.9%€478,115within the sector's middle half▲ 11.0%
Debt€84,834▲ 41.1%€71,250▼ 16.0%€62,870▼ 11.8%€412,260▲ 556%€360,222▼ 12.6%
Working capital€66,497within the sector's middle half▲ 16.8%€42,227within the sector's middle half▼ 36.5%€130,083within the sector's middle half▲ 208%-€130,826below the sector's middle half-€45,348below the sector's middle half▲ 65.3%
Solvency53.6%within the sector's middle half▼ 0.9pp65.0%within the sector's middle half▲ 11.4pp78.0%above the sector's middle half▲ 12.9pp4.3%below the sector's middle half▼ 73.7pp24.7%within the sector's middle half▲ 20.3pp
Current ratio2.76within the sector's middle half▼ 0.112.14within the sector's middle half▼ 0.624.14above the sector's middle half▲ 2.000.60below the sector's middle half▼ 3.540.85within the sector's middle half▲ 0.25
Return on assets (ROA)14.2%within the sector's middle half▼ 5.0pp25.0%above the sector's middle half▲ 10.7pp31.5%above the sector's middle half▲ 6.6pp25.9%above the sector's middle half▼ 5.6pp20.8%within the sector's middle half▼ 5.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €478,115
Fixed assets
€226,341 ▼ 3.9%
Current assets
€251,774 ▲ 28.9%
Equity and liabilities €478,115
Equity
€117,893 ▲ 534%
Debt
€360,222 ▼ 12.6%
Debt's share of the balance-sheet total falls from 95.7% to 75.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
84.2%▼
2024 · 600.4%
Debt ≤ 1 year
€297,122▼
2024 · €326,164
Debt > 1 year
€63,100▼
2024 · €81,325
Income taxes
€30,840▼
2024 · €33,503
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,049 | €10,662 | €10,662 | €32,022 | €12,525 | ▼ 60.9% |
| Other operating charges640/8 | - | €831 | €1,109 | €1,331 | €1,398 | ▲ 5.0% |
| Gross operating margin9900 | €45,781 | €78,408 | €127,602 | €180,978 | €145,530 | ▼ 19.6% |
| Operating profit (loss)9901 | €34,743 | €66,915 | €115,830 | €147,625 | €131,607 | ▼ 10.9% |
| Financial income75/76B | - | - | €973 | €3,358 | €1,808 | ▼ 46.2% |
| Recurring financial income75 | - | - | €973 | €3,358 | €1,808 | ▼ 46.2% |
| Financial charges65/66B | - | €706 | €555 | €5,806 | €3,282 | ▼ 43.5% |
| Recurring financial charges65 | €786 | €706 | €555 | €5,806 | €3,282 | ▼ 43.5% |
| Profit (loss) for the period before taxes9903 | €33,957 | €66,209 | €116,248 | €145,177 | €130,133 | ▼ 10.4% |
| Income taxes67/77 | €7,905 | €15,354 | €26,201 | €33,503 | €30,840 | ▼ 8.0% |
| Profit (loss) for the period9904 | €26,051 | €50,855 | €90,048 | €111,674 | €99,293 | ▼ 11.1% |
| Profit (loss) for the period to be appropriated9905 | €26,051 | €50,855 | €90,048 | €111,674 | €99,293 | ▼ 11.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €182,956 | €203,828 | €285,496 | €430,860 | €478,115 | ▲ 11.0% |
| Fixed assets21/28 | €78,725 | €124,597 | €113,935 | €235,522 | €226,341 | ▼ 3.9% |
| Tangible fixed assets22/27 | €78,725 | €68,063 | €57,401 | €178,989 | €169,808 | ▼ 5.1% |
| Land and buildings22 | - | €41,096 | €39,219 | €167,342 | €165,465 | ▼ 1.1% |
| Furniture and vehicles24 | - | €26,967 | €18,182 | €11,647 | €4,343 | ▼ 62.7% |
| Financial fixed assets28 | - | €56,533 | €56,533 | €56,533 | €56,533 | = |
| Current assets29/58 | €104,231 | €79,232 | €171,562 | €195,338 | €251,774 | ▲ 28.9% |
| Amounts receivable within one year40/41 | €13,794 | €9,583 | €126,522 | €131,565 | €74,139 | ▼ 43.6% |
| Trade receivables40 | - | €9,583 | €2,005 | €18,423 | €34,247 | ▲ 85.9% |
| Other amounts receivable41 | - | - | €124,517 | €113,142 | €39,891 | ▼ 64.7% |
| Cash at bank and in hand54/58 | €88,479 | €67,770 | €42,171 | €60,036 | €166,431 | ▲ 177% |
| Deferred charges and accrued income490/1 | - | €1,879 | €2,869 | €3,737 | €11,203 | ▲ 200% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €182,956 | €203,828 | €285,496 | €430,860 | €478,115 | ▲ 11.0% |
| Equity10/15 | €98,123 | €132,578 | €222,626 | €18,600 | €117,893 | ▲ 534% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €88,123 | €113,978 | €204,026 | - | €99,293 | - |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €112,118 | €204,026 | - | €99,293 | - |
| Amounts payable17/49 | €84,834 | €71,250 | €62,870 | €412,260 | €360,222 | ▼ 12.6% |
| Amounts payable after more than one year17 | €47,100 | €34,246 | €21,392 | €81,325 | €63,100 | ▼ 22.4% |
| Financial debts170/4 | - | €34,246 | €21,392 | €81,325 | €63,100 | ▼ 22.4% |
| Amounts payable within one year42/48 | €37,734 | €37,004 | €41,478 | €326,164 | €297,122 | ▼ 8.9% |
| Current portion of amounts payable after more than one year42 | - | €12,854 | €12,854 | €18,067 | €18,225 | ▲ 0.9% |
| Trade debts44 | €4,346 | €4,368 | €5,043 | €4,827 | €17,672 | ▲ 266% |
| Suppliers440/4 | - | €4,368 | €5,043 | €4,827 | €17,672 | ▲ 266% |
| Taxes, remuneration and social security45 | - | €14,246 | €14,564 | €16,437 | €12,758 | ▼ 22.4% |
| Taxes450/3 | - | €14,246 | €14,564 | €16,437 | €12,758 | ▼ 22.4% |
| Other amounts payable47/48 | - | €5,537 | €9,018 | €286,834 | €248,466 | ▼ 13.4% |
| Accrued charges and deferred income492/3 | - | - | - | €4,771 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,051 | €50,855 | €90,048 | €111,674 | €99,293 | ▼ 11.1% |
| + Depreciation and write-downs630 | €10,049 | €10,662 | €10,662 | €32,022 | €12,525 | ▼ 60.9% |
| Operating cash flow (approximation) | €36,101 | €61,517 | €100,710 | €143,696 | €111,818 | ▼ 22.2% |
| Investment in fixed assets (approximation) | - | -€56,533 | €0 | -€153,610 | -€3,344 | ▲ 97.8% |
| Change in cash | - | -€20,709 | -€25,599 | €17,865 | €106,395 | ▲ 496% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100,000Eq €117,893 ▲534%
7 profitable years in a row build equity to €117,893.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Highest result since 2019net €111,674 ▲24%
Operating result €147,625, net result €111,674, both a record.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200,000Eq €222,626 ▲67.9%
5 profitable years in a row build equity to €222,626.
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100,000Eq €132,578 ▲35.1%
4 profitable years in a row build equity to €132,578.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €25,370 ▼30.9%
Net result drops to €25,370, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2018
Ground area
306 m²
Building footprint
291 m²
Volume, LiDAR
1,449 m³
Parcel 35022A0049/00S002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Vanclercqenberghe
since 20182.282.252.523
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35022A0049/00S002 | Flanders | 306 m² | 1 · 291 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
26.67%
According to the annual accounts to 30-06-2025 of Vanclercqenberghe and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 5,969 EUR awarded · 5,969 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,999 EUR | 2,999 EUR |
| 2024 | 1 | 2,970 EUR | 2,970 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 12,716 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-2018
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0713959590
Also
9925:BE0713959590
Registered
30-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.