VANCLA
ActiveVANCLA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €269k and a net result of €14k. Equity is shrinking by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 33% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-1
Solvency59▼-17
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 0.99 in 2024; short-term debt: 2.1% and cash: 4.1% of total assets), but 65.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.3%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
73 d early
2023
43 d early
2022
64 d early
2021
46 d early
2020
47 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€269k▲ 5.5%
2024 · €255k
2019: €501k
2020: €326k
2021: €386k
2022: €381k
2024: €255k
2019 → 2025
Total assets
€785k▲ 56.9%
2024 · €500k
2019: €746k
2020: €674k
2021: €658k
2022: €677k
2024: €500k
2019 → 2025
Net result
€14k▼ 37.9%
2024 · €23k
2019: €72k
2020: €52k
2021: €67k
2022: €65k
2024: €23k
2019 → 2025
Working capital
€24k
2024 · €-169
2019: €75k
2020: €-102k
2021: €-38k
2022: €-45k
2024: €-169
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€326k-€386k▲ 18.4%€381k▼ 1.2%€255k▼ 33.0%€269k▲ 5.5%
Operating result€19k-€23k▲ 23.9%€24k▲ 2.9%€53k▲ 120%€35k▼ 34.7%
Net result€52k-€67k▲ 29.4%€65k▼ 3.2%€23k▼ 65.4%€14k▼ 37.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €785k
Fixed assets
€744k▲ 58.5%
Current assets
€41k▲ 32.3%
Equity and liabilities €785k
Equity
€269k▲ 5.5%
Debt
€516k▲ 110%
The debt ratio rises from 49.0% to 65.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€112k▲
2024 · €106k
Cash flow
€91k▲
2024 · €75k
Solvency
34.3%▼
2024 · 51.0%
Current ratio
2.45▲
2024 · 0.99
Quick ratio
2.45▲
2024 · 0.99
Debt / equity
1.92▲
2024 · 0.96
ROE
5.2%▼
2024 · 8.8%
ROA
1.8%▼
2024 · 4.5%
Interest coverage
7.74▲
2024 · 5.69
Debt
€516k▲
2024 · €245k
Debt ≤ 1 year
€17k▼
2024 · €31k
Debt > 1 year
€485k▲
2024 · €196k
Income taxes
€6k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€500k€785k▲
Fixed assets21/28€470k€744k▲
Tangible fixed assets22/27€470k€744k▲
Land and buildings22€457k€723k▲
Plant, machinery and equipment23€10k€19k▲
Furniture and vehicles24€3k€2k▼
Current assets29/58€31k€41k▲
Amounts receivable within one year40/41€19k€9k▼
Other amounts receivable41€19k€9k▼
Cash at bank and in hand54/58€12k€32k▲
Deferred charges and accrued income490/1€241€150▼
Equity and liabilities
Total equity and liabilities10/49€500k€785k▲
Equity10/15€255k€269k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€219k€233k▲
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k€4k=
Distributable reserves133€215k€229k▲
Profit (loss) carried forward14€-25k€-25k=
Amounts payable17/49€245k€516k▲
Amounts payable after more than one year17€196k€485k▲
Financial debts170/4-€289k
Other amounts payable178/9€196k€196k=
Amounts payable within one year42/48€31k€17k▼
Current portion of amounts payable after more than one year42-€11k
Trade debts44€3k€0▼
Suppliers440/4€3k€0▼
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€8k€6k▼
Other amounts payable47/48€20k€0▼
Accrued charges and deferred income492/3€18k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€77k▲
Other operating charges640/8€11k€12k▲
Gross operating margin9900€117k€124k▲
Operating profit (loss)9901€53k€35k▼
Financial income75/76B€482€0▼
Recurring financial income75€482€0▼
Financial charges65/66B€19k€14k▼
Recurring financial charges65€19k€14k▼
Profit (loss) for the period before taxes9903€35k€20k▼
Income taxes67/77€12k€6k▼
Profit (loss) for the period9904€23k€14k▼
Profit (loss) for the period to be appropriated9905€23k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-11k▼
Profit (loss) brought forward from the previous period14P€-25k€-25k=
Transfer from equity791/2€20k€0▼
Transfer to equity691/2€23k€14k▼
To other reserves6921€23k€14k▼
Profit to be distributed694/7€20k€0▼
Return on contributions (dividend)694€20k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €14k ▼37.9%
Net result drops to €14k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.45
Current ratio from 0.99 to 2.45; short-term debt falls from €31k to €17k.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Elooisstraat 90A8020 OostkampGround area
869 m²
Building footprint
258 m²
Volume, LiDAR
1,558 m³
Parcel 31025G0156/00S002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025G0156/00S002 | Flanders | 869 m² | 1 · 258 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,649 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-07-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.