VANBUEL
ActiveVANBUEL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €787k and a net result of €4k. Its solvency ranks better than 90% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+2
Solvency100=
Growth78
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.21 in 2024; short-term debt: 12.6% and cash: 4% of total assets), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 d early
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€787k▲ 0.4%
2024 · €784k
2024: €784k
2024 → 2025
Total assets
€919k▼ 2.9%
2024 · €946k
2024: €946k
2024 → 2025
Net result
€4k
2024 · €-15k
2024: €-15k
2024 → 2025
Working capital
€-66k▲ 32.3%
2024 · €-97k
2024: €-97k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€784k-€787k▲ 0.4%
Operating result€-12k-€5k
Net result€-15k-€4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €919k
Fixed assets
€869k▼ 5.6%
Current assets
€50k▲ 93.2%
Equity and liabilities €919k
Equity
€787k▲ 0.4%
Debt
€132k▼ 18.8%
The debt ratio falls from 17.2% to 14.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▲
2024 · €39k
Cash flow
€56k▲
2024 · €37k
Solvency
85.6%▲
2024 · 82.8%
Current ratio
0.43▲
2024 · 0.21
Quick ratio
0.43▲
2024 · 0.21
Debt / equity
0.17▼
2024 · 0.21
ROE
0.4%▲
2024 · -1.9%
ROA
0.4%▲
2024 · -1.6%
Interest coverage
36.18▲
2024 · 14.95
Debt
€132k▼
2024 · €163k
Debt ≤ 1 year
€116k▼
2024 · €123k
Debt > 1 year
€16k▼
2024 · €40k
Income taxes
€3▼
2024 · €7
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€946k€919k▼
Fixed assets21/28€920k€869k▼
Tangible fixed assets22/27€920k€869k▼
Land and buildings22€704k€696k▼
Plant, machinery and equipment23€100k€83k▼
Furniture and vehicles24€84k€65k▼
Leasing and similar rights25€33k€26k▼
Current assets29/58€26k€50k▲
Amounts receivable within one year40/41€17k€8k▼
Trade receivables40€17k€7k▼
Other amounts receivable41€298€736▲
Cash at bank and in hand54/58€5k€37k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€946k€919k▼
Equity10/15€784k€787k▲
Contributions10/11€798k€798k=
Profit (loss) carried forward14€-15k€-11k▲
Amounts payable17/49€163k€132k▼
Amounts payable after more than one year17€40k€16k▼
Financial debts170/4€40k€16k▼
Amounts payable within one year42/48€123k€116k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Financial debts43€21k€11k▼
Credit institutions430/8€21k€11k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45-€784
Taxes450/3-€784
Other amounts payable47/48€87k€89k▲
Accrued charges and deferred income492/3-€831
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€52k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€43k€60k▲
Operating profit (loss)9901€-12k€5k▲
Financial income75/76B€22€11▼
Recurring financial income75€22€11▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-15k€4k▲
Income taxes67/77€7€3▼
Profit (loss) for the period9904€-15k€4k▲
Profit (loss) for the period to be appropriated9905€-15k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-11k▲
Profit (loss) brought forward from the previous period14P-€-15k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruitersbaan 233940 Hechtel-EkselGround area
563 m²
Building footprint
128 m²
Volume, LiDAR
757 m³
Parcel 72006F0413/00C005, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ruitersbaan 23, 3940 Hechtel-Eksel
since 20082.208.330.803
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72006F0413/00C005 | Flanders | 563 m² | 1 · 128 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 5,788 EUR awarded · 5,788 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 4,199 EUR | 4,199 EUR |
| 2022 | 1 | 1,589 EUR | 1,589 EUR |
Schemes
Brede weersverzekering
Recognitions · licences · registrations
Food safety, FASFC
1 siteHechtel-Eksel2.208.330.803
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DE HAVEZATE
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BE 0450.086.829
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S73
BE 0894.813.023
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OPEN HUIS
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TERAGY
BE 0437.605.008
Anhée · Eq €797k
Of 20,591 companies in sector 01500 we hold annual accounts for 1,149. 831 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2008
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/348440