VANBO
ActiveVANBO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363k and a net result of €336k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 41% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+21
Solvency75▲+2
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 2.2 in 2024; short-term debt: 44.6% and cash: 84.9% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
45.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
3 d early
2023
37 d early
2022
39 d early
2021
31 d late
2021
150 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€363k▲ 10.9%
2024 · €327k
2021: €272k
2022: €421k
2023: €570k
2024: €327k
2021 → 2025
Total assets
€732k▲ 6.6%
2024 · €687k
2021: €457k
2022: €546k
2023: €638k
2024: €687k
2021 → 2025
Net result
€336k▲ 487%
2024 · €57k
2021: €270k
2022: €149k
2023: €149k
2024: €57k
2021 → 2025
Working capital
€403k▲ 8.5%
2024 · €372k
2021: €286k
2022: €461k
2023: €592k
2024: €372k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€272k-€421k▲ 54.9%€570k▲ 35.4%€327k▼ 42.6%€363k▲ 10.9%
Operating result€353k-€205k▼ 41.8%€169k▼ 17.8%€58k▼ 65.4%€471k▲ 707%
Net result€270k-€149k▼ 44.7%€149k▼ 0.1%€57k▼ 61.7%€336k▲ 487%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 707% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €732k
Fixed assets
€2k▼ 59.1%
Current assets
€730k▲ 7.1%
Equity and liabilities €732k
Equity
€363k▲ 10.9%
Debt
€369k▲ 2.7%
The debt ratio falls from 52.3% to 50.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€475k▲
2024 · €62k
Cash flow
€339k▲
2024 · €61k
Solvency
49.6%▲
2024 · 47.7%
Current ratio
2.24▲
2024 · 2.20
Quick ratio
2.24▲
2024 · 2.20
Debt / equity
1.02▼
2024 · 1.10
ROE
92.5%▲
2024 · 17.5%
ROA
45.8%▲
2024 · 8.3%
Interest coverage
11.76▲
2024 · 7.62
Debt
€369k▲
2024 · €360k
Debt ≤ 1 year
€327k▲
2024 · €310k
Income taxes
€106k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€687k€732k▲
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€6k€2k▼
Plant, machinery and equipment23€6k€2k▼
Current assets29/58€681k€730k▲
Amounts receivable within one year40/41€106k€108k▲
Trade receivables40€70k€77k▲
Other amounts receivable41€36k€31k▼
Cash at bank and in hand54/58€573k€621k▲
Deferred charges and accrued income490/1€2k€617▼
Equity and liabilities
Total equity and liabilities10/49€687k€732k▲
Equity10/15€327k€363k▲
Contributions10/11€2k€2k=
Reserves13€326k€361k▲
Distributable reserves133€326k€361k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€360k€369k▲
Amounts payable within one year42/48€310k€327k▲
Trade debts44€281€291▲
Suppliers440/4€281€291▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€305k€319k▲
Accrued charges and deferred income492/3€50k€43k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€4k€465▼
Non-recurring operating charges66A€0-
Gross operating margin9900€65k€475k▲
Operating profit (loss)9901€58k€471k▲
Financial income75/76B€22k€11k▼
Recurring financial income75€22k€11k▼
Financial charges65/66B€8k€40k▲
Recurring financial charges65€8k€40k▲
Profit (loss) for the period before taxes9903€73k€442k▲
Income taxes67/77€15k€106k▲
Profit (loss) for the period9904€57k€336k▲
Profit (loss) for the period to be appropriated9905€57k€336k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€336k▲
Transfer from equity791/2€243k€200k▼
Transfer to equity691/2€0€236k▲
To other reserves6921€0€236k▲
Profit to be distributed694/7€300k€300k=
Return on contributions (dividend)694€300k€300k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €336k ▲487%
Operating result €471k, net result €336k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €57k ▼61.7%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 16.04
Current ratio from 6.54 to 16.04; short-term debt falls from €83k to €39k.
31-12
Financial
Equity above €500kEq €570k ▲35.4%
3 profitable years in a row build equity to €570k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 6.54
Current ratio from 2.68 to 6.54; short-term debt falls from €170k to €83k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Salvialaan 123191 BoortmeerbeekGround area
1,242 m²
Building footprint
209 m²
Volume, LiDAR
1,262 m³
Parcel 24039B0462/00L000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VanBo BV
since 20212.317.031.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24039B0462/00L000 | Flanders | 1,242 m² | 1 · 209 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,198 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2021
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.