VANBERGEN LPN
ActiveSummary
VANBERGEN LPN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+24
Solvency50▲+17
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 0.94 in 2024; short-term debt: 60.7% and cash: 2.6% of total assets), and 74.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.3%
Return on assets
17.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €37k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d early
2023
21 d early
2022
60 d late
2021
31 d late
2020
17 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k
2024 · €-2k
2018: €-2k
2019: €-79k
2020: €61k
2021: €36k
2022: €-15k
2023: €351
2024: €-2k
2018 → 2025
Working capital
€12k
2024 · €-6k
2018: €-72k
2019: €-133k
2020: €-49k
2021: €8k
2022: €-4k
2023: €-18k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€13k▼ 53.1%€14k▲ 2.7%€12k▼ 13.6%€37k▲ 221%
Operating result€38k-€-14k€2k€4k▲ 168%€34k▲ 708%
Net result€36k-€-15k€351€-2k€26k
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 708% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€46k ▼ 8.5%
Current assets
€102k ▲ 14.6%
Equity and liabilities €148k
Equity
€37k ▲ 221%
Debt
€111k ▼ 13.3%
Debt's share of the balance-sheet total falls from 91.6% to 74.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €30k
Cash flow
€36k▲
2024 · €24k
Current ratio
1.13▲
2024 · 0.94
Quick ratio
0.78▲
2024 · 0.57
Debt to equity
2.95▼
2024 · 10.92
ROE
68.8%▲
2024 · -15.7%
ROA
17.4%▲
2024 · -1.3%
Interest coverage
12.41▲
2024 · 6.18
Debt ≤ 1 year
€90k▼
2024 · €95k
Debt > 1 year
€21k▼
2024 · €33k
Income taxes
€7k▲
2024 · €1k
Staff costs
€133k▼
2024 · €137k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€139k€148k▲
Fixed assets21/28€50k€46k▼
Tangible fixed assets22/27€50k€46k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€42k€40k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€89k€102k▲
Stocks and contracts in progress3€35k€31k▼
Stocks30/36€35k€31k▼
Amounts receivable within one year40/41€21k€64k▲
Trade receivables40€9k€25k▲
Other amounts receivable41€12k€38k▲
Cash at bank and in hand54/58€31k€4k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€139k€148k▲
Equity10/15€12k€37k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€4k€29k▲
Amounts payable17/49€128k€111k▼
Amounts payable after more than one year17€33k€21k▼
Financial debts170/4€33k€21k▼
Amounts payable within one year42/48€95k€90k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€59k€47k▼
Suppliers440/4€59k€47k▼
Taxes, remuneration and social security45€24k€23k▼
Taxes450/3€8k€15k▲
Remuneration and social security454/9€16k€7k▼
Other amounts payable47/48-€106
Income statement
Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€137k€133k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€10k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€168k€179k▲
Operating profit (loss)9901€4k€34k▲
Financial income75/76B€91€2k▲
Recurring financial income75€91€2k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-498€33k▲
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€-2k€26k▲
Profit (loss) for the period to be appropriated9905€-2k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€29k▲
Profit (loss) brought forward from the previous period14P€5k€4k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €351
Net result €351 after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
31-12
Financial
Back to profitnet €61k
Net result €61k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-79k
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 1701150 Sint-Pieters-WoluweGround area
457 m²
Building footprint
462 m²
Volume, LiDAR
4,158 m³
Parcel 21683D0038/00L000, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Vangergen LPN
since 20052.149.555.236
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0038/00L000 | Brussels | 457 m² | 1 · 461 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Woluwe2.149.555.236
Similar companies · same sector, comparable size
GRAPPOLO
BE 0505.777.103
Torhout · Eq €37,388
Les Pépites
BE 0628.737.073
Ukkel · Eq €37,309
BMF Spirits
BE 0763.533.619
Namur · Eq €37,042
Kaplan Beverage and Food Company
BE 0793.971.328
Bekkevoort · Eq €37,964
L & L
BE 0729.845.618
Evergem · Eq €36,867
Of 1,050 companies in sector 46341 we hold annual accounts for 534. 353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2005
Fiscal year end31-12
Activities, NACEBEL 2025
46341Wholesale of wines and spirits
47110Non-specialised retail sale with food, beverages or tobacco predominating
46370Wholesale trade
47252Retail sale of beverages, general range
47279Other retail sale of food
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.