VANANDRUEL
ActiveThe computed 12-month bankruptcy probability of VANANDRUEL is 3.4% (moderate). The 2025 annual accounts show equity of €2k and a net result of €-1k. Its solvency ranks better than 40% of 4559 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-33
Solvency40▲+7
Growth32
Track record82
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.94 against 1.09 in 2024; short-term debt: 84.9% and cash: 54% of total assets), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
-9.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
203 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 38.8%
2024 · €4k
2024: €4k
2024 → 2025
Total assets
€15k▼ 65.9%
2024 · €44k
2024: €44k
2024 → 2025
Net result
€-1k
2024 · €2k
2024: €2k
2024 → 2025
Working capital
€-718
2024 · €4k
2024: €4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€4k-€2k▼ 38.8%
Operating result€2k-€-1k
Net result€2k-€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€3k
Current assets
€12k
Equity and liabilities €15k
Equity
€2k▼ 38.8%
Debt
€13k▼ 68.4%
The debt ratio falls from 91.6% to 84.9%. Equity and debt are lower.
Key figures and ratios
Solvency
15.1%▲
2024 · 8.4%
Current ratio
0.94▼
2024 · 1.09
Quick ratio
0.94▼
2024 · 1.09
Debt / equity
5.63▼
2024 · 10.89
ROE
-63.4%▼
2024 · 46.4%
ROA
-9.6%▼
2024 · 3.9%
Debt
€13k▼
2024 · €41k
Debt ≤ 1 year
€13k▼
2024 · €41k
Staff costs
€23k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€15k▼
Fixed assets21/28-€3k
Financial fixed assets28-€3k
Current assets29/58€44k€12k▼
Amounts receivable within one year40/41€30k€4k▼
Trade receivables40€29k€4k▼
Other amounts receivable41€202€296▲
Cash at bank and in hand54/58€15k€8k▼
Equity and liabilities
Total equity and liabilities10/49€44k€15k▼
Equity10/15€4k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€282▼
Amounts payable17/49€41k€13k▼
Amounts payable within one year42/48€41k€13k▼
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Advances received on contracts in progress46€22k€58▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3-€2k
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€5k€444▼
Income statement
Code20242025
Remuneration, social security and pensions62€10k€23k▲
Gross operating margin9900€11k€22k▲
Operating profit (loss)9901€2k€-1k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€82€59▼
Recurring financial charges65€82€59▼
Profit (loss) for the period before taxes9903€2k€-1k▼
Profit (loss) for the period9904€2k€-1k▼
Profit (loss) for the period to be appropriated9905€2k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€282▼
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 203 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Novillesquare 121081 KoekelbergGround area
476 m²
Building footprint
428 m²
Volume, LiDAR
7,566 m³
2 parcels, Brussels · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VANANDRUEL
since 20242.355.401.213
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0308/00Z003 | Brussels | 356 m² | 1 · 316 m² | 21.0 m · 6 fl. |
| 21492B0329/00X002 | Brussels | 121 m² | 1 · 111 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,858 companies in sector 96220 we hold annual accounts for 1,441. 662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2024
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0484791419