Vanacker-Vanclooster
ActiveSummary
Vanacker-Vanclooster has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,172 and a net result of €9,464. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 29% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Staff
- 4.9 FTE
- Equity
- €74,172
- Profit
- €9,464
- VANACKER Steven GeorgesDirector
- VANCLOOSTER AnneliesDirector
Why 85raises riskEquity €74,172 (9.9% of total assets)Sector: Retail trade (NACE 47)lowers riskSize: total assets €749,107Figures for financial year 2025 (filed 08-04-2026)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 27% on solvency, 47% on liquidity, 38% on profitability and 67% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 45% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 1,375 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,375 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €75,436 | €83,756 | €121,243 | €136,476 | €173,649 | ▲ 27.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54,006 | €55,199 | €49,629 | €51,360 | €63,708 | €61,440 | €65,096 | ▲ 6.0% |
| Other operating charges640/8 | - | - | €2,014 | €2,687 | €2,162 | €1,992 | €2,484 | ▲ 24.7% |
| Gross operating margin9900 | €115,915 | €144,939 | €149,296 | €159,111 | €206,314 | €227,906 | €281,826 | ▲ 23.7% |
| Operating profit (loss)9901 | €16,555 | €16,703 | €22,218 | €21,308 | €19,202 | €27,999 | €40,597 | ▲ 45.0% |
| Financial income75/76B | - | - | €171 | €1,107 | €763 | €87 | €17 | ▼ 80.5% |
| Recurring financial income75 | €4 | €64 | €171 | €1,107 | €763 | €87 | €17 | ▼ 80.5% |
| Financial charges65/66B | - | - | €9,315 | €9,156 | €16,847 | €20,681 | €27,502 | ▲ 33.0% |
| Recurring financial charges65 | €12,491 | €10,368 | €9,315 | €9,156 | €16,847 | €20,681 | €27,502 | ▲ 33.0% |
| Profit (loss) for the period before taxes9903 | €4,069 | €6,399 | €13,074 | €13,259 | €3,118 | €7,405 | €13,111 | ▲ 77.1% |
| Income taxes67/77 | €591 | €1,604 | €3,693 | €313 | €150 | €154 | €3,647 | ▲ 24× |
| Profit (loss) for the period9904 | €3,477 | €4,795 | €9,381 | €12,947 | €2,968 | €7,251 | €9,464 | ▲ 30.5% |
| Profit (loss) for the period to be appropriated9905 | €3,477 | €4,795 | €9,381 | €12,947 | €2,968 | €7,251 | €9,464 | ▲ 30.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €574,544 | €537,283 | €521,445 | €779,021 | €805,197 | €765,949 | €749,107 | ▼ 2.2% |
| Fixed assets21/28 | €535,718 | €509,737 | €465,424 | €508,997 | €741,344 | €701,379 | €684,042 | ▼ 2.5% |
| Tangible fixed assets22/27 | €535,718 | €509,737 | €465,424 | €508,997 | €741,344 | €701,379 | €684,042 | ▼ 2.5% |
| Land and buildings22 | - | - | €415,061 | €455,321 | €700,248 | €657,965 | €617,473 | ▼ 6.2% |
| Plant, machinery and equipment23 | - | - | €39,385 | €46,307 | €37,528 | €40,091 | €33,918 | ▼ 15.4% |
| Furniture and vehicles24 | - | - | €10,978 | €7,369 | €3,567 | €3,323 | €32,650 | ▲ 883% |
| Current assets29/58 | €38,827 | €27,546 | €56,021 | €270,024 | €63,854 | €64,570 | €65,065 | ▲ 0.8% |
| Stocks and contracts in progress3 | €6,937 | €5,224 | €5,809 | €4,658 | €5,935 | €24,277 | €22,711 | ▼ 6.5% |
| Stocks30/36 | - | - | €5,809 | €4,658 | €5,935 | €24,277 | €22,711 | ▼ 6.5% |
| Amounts receivable within one year40/41 | €12,525 | €3,201 | €9,678 | €244,805 | €22,877 | €10,829 | €473 | ▼ 95.6% |
| Trade receivables40 | - | - | €6,462 | €1,049 | €13,288 | €2,530 | €120 | ▼ 95.3% |
| Other amounts receivable41 | - | - | €3,216 | €243,757 | €9,589 | €8,299 | €354 | ▼ 95.7% |
| Cash at bank and in hand54/58 | €4,392 | €8,210 | €27,490 | €10,959 | €19,044 | €28,219 | €39,993 | ▲ 41.7% |
| Deferred charges and accrued income490/1 | - | - | €13,044 | €9,602 | €15,998 | €1,245 | €1,888 | ▲ 51.6% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €574,544 | €537,283 | €521,445 | €779,021 | €805,197 | €765,949 | €749,107 | ▼ 2.2% |
| Equity10/15 | €27,368 | €32,162 | €41,543 | €54,490 | €57,458 | €64,708 | €74,172 | ▲ 14.6% |
| Contributions10/11 | €20,000 | - | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €368 | €608 | €1,077 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | - | - | €1,077 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,077 | €2,000 | - | - | - | - |
| Distributable reserves133 | - | - | - | - | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €6,999 | €11,554 | €20,466 | €32,490 | €35,458 | €42,708 | €52,172 | ▲ 22.2% |
| Amounts payable17/49 | €547,176 | €505,121 | €479,902 | €724,531 | €747,739 | €701,241 | €674,935 | ▼ 3.8% |
| Amounts payable after more than one year17 | €390,508 | €355,505 | €320,484 | €572,998 | €603,277 | €576,853 | €489,270 | ▼ 15.2% |
| Financial debts170/4 | - | - | €320,484 | €500,998 | €466,277 | €439,853 | €424,270 | ▼ 3.5% |
| Other amounts payable178/9 | - | - | - | €72,000 | €137,000 | €137,000 | €65,000 | ▼ 52.6% |
| Amounts payable within one year42/48 | €155,357 | €149,615 | €159,419 | €151,533 | €143,609 | €123,534 | €181,826 | ▲ 47.2% |
| Current portion of amounts payable after more than one year42 | - | - | €33,112 | €34,363 | €34,721 | €37,672 | €43,765 | ▲ 16.2% |
| Trade debts44 | €23,755 | €17,667 | €38,488 | €45,447 | €28,728 | €32,646 | €40,367 | ▲ 23.7% |
| Suppliers440/4 | - | - | €38,488 | €45,447 | €28,728 | €32,646 | €40,367 | ▲ 23.7% |
| Taxes, remuneration and social security45 | - | - | €6,569 | €8,901 | €21,989 | €18,686 | €20,368 | ▲ 9.0% |
| Taxes450/3 | - | - | €1,235 | €2,389 | €9,257 | €5,826 | €3,538 | ▼ 39.3% |
| Remuneration and social security454/9 | - | - | €5,334 | €6,512 | €12,732 | €12,860 | €16,830 | ▲ 30.9% |
| Other amounts payable47/48 | - | - | €81,250 | €62,823 | €58,171 | €34,531 | €77,325 | ▲ 124% |
| Accrued charges and deferred income492/3 | - | - | - | - | €853 | €853 | €3,839 | ▲ 350% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,477 | €4,795 | €9,381 | €12,947 | €2,968 | €7,251 | €9,464 | ▲ 30.5% |
| + Depreciation and write-downs630 | €54,006 | €55,199 | €49,629 | €51,360 | €63,708 | €61,440 | €65,096 | ▲ 6.0% |
| Operating cash flow (approximation) | €57,483 | €59,993 | €59,010 | €64,307 | €66,676 | €68,690 | €74,560 | ▲ 8.5% |
| Investment in fixed assets (approximation) | - | -€29,218 | -€5,316 | -€94,933 | -€296,054 | -€21,475 | -€47,759 | ▼ 122% |
| Change in cash | - | €3,818 | €19,280 | -€16,531 | €8,085 | €9,176 | €11,774 | ▲ 28.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | micro format | 07-04-2026 | 2026-00073408 |
| 30-09-2024 | micro format | 07-04-2025 | 2025-00064880 |
| 30-09-2023 | micro format | 26-04-2024 | 2024-00070308 |
| 30-09-2022 | micro format | 27-04-2023 | 2023-00068403 |
| 30-09-2021 | micro format | 29-04-2022 | 2022-20017474 |
| 30-09-2020 | micro format | 27-04-2021 | 2021-11500564 |
| 30-09-2019 | micro format | 29-04-2020 | 2020-10600368 |
| 30-09-2018 | micro format | 10-04-2019 | 2019-09800392 |
| 30-09-2017 | micro format | 30-03-2018 | 2018-09000144 |
| 30-09-2016 | abbreviated format | 31-03-2017 | 2017-08400076 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €938 awarded · €938 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €176 | €416 |
| 2024 | 1 | €451 | €387 |
| 2023 | 1 | €176 | €135 |
| 2022 | 1 | €135 | €0 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VANACKER Steven Georges |
|
| VANCLOOSTER Annelies |
|
Owners and capital
Capital and shareholders
- 08-08-2023 Converted to unavailable equity · €22,000
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
08-08
Gazette deed
Resignations: VANACKER Steven Georges (manager) and VANCLOOSTER Annelies (manager)Appointments: VANACKER Steven Georges (director) and VANCLOOSTER Annelies (director) · Amendment of the articles · Legal form clause10 facts ▸
- Amendment of the articles (3 times)
- Legal form clause, “aanneming rechtsvorm die het dichtst aansluit bij huidige vorm,met name besloten vennootschap(BV), TWEEDE BESLUIT” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffing statutair onbeschikbare eigen vermogensrekening en middelen beschikbaar maken voor uitkering, vormen en meerderheden van statutenwijziging” (deed in Dutch)
- Director resignation, VANACKER Steven Georges (manager (not named in the articles))
- Director resignation, VANCLOOSTER Annelies (manager (not named in the articles))
- Director appointment, VANACKER Steven Georges (director (not named in the articles))
- Director appointment, VANCLOOSTER Annelies (director (not named in the articles))
- Other provision, “inbrengen en aandelen”, 200 (deed in Dutch)
- Power of attorney, Jasmine Roels
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyEnvironmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 32003A0582/00L006 | Flanders | 322 m² | 1 · 247 m² | 10.8 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De uitbating van beenhouwerij en spekslagerij en alle daarbij horende handelsactiviteiten; De groot- en kleinhandel in voedingsproducten en…” (deed in Dutch)
14 activities (deed in Dutch)
- De uitbating van beenhouwerij en spekslagerij en alle daarbij horende handelsactiviteiten ;
- De groot- en kleinhandel in voedingsproducten en hun derivaten, vleeswaren, vis, wild en gevogelte, groenten en fruit, brood, banketbakkerswerk, gebak en confiserie, suikerwerk, zuivelproducten, kaas, kruiden, sauzen, soepen, aardappelbereidingen, conserven, allerlei dranken en sappen, met andere woorden alle mogelijke voedingswaren, alsook alle dranken, wijnen en likeuren, evenals alle horecabenodigdheden;
- De bereiding van en de handel in alle koude en warme gerechten, bereide vis- en vleeswaren, de verkoop van bereide gerechten en belegde broodjes;
- De inrichting, uitbating en organisatie van traiteurdiensten en catering, verschaffen van bereide maaltijden en alle vervoer in verband met deze bereide maaltijden;
- Het uitbaten, inrichten, hetzij voor eigen rekening, hetzij voor rekening van derden, van restaurants, bistro’s, spijshuizen, hotels, motels, snackbars, verbruikssalons, tearooms, cafés, bars, bodega’s en tavernes, evenals alle drankgelegenheden dienaangaande, met al of niet alcoholhoudende dranken en sterke dranken, wijnbars, feestzalen, kortom alle activiteiten in de horecasector en het horecabedrijf in de ruimste zin van het woord;
- Het organiseren en commercialiseren, hetzij voor eigen rekening, hetzij voor rekening van derden, van alle evenementen en feestelijkheden, allerhande banketten en barbecues met alles wat erbij hoort in de ruimste zin van het woord;
- Het verhuren van zalen, benodigdheden en horecamateriaal;
- Het organiseren van demonstratie- en degustatiesessies, seminaries, vergaderingen, tentoonstellingen en beurzen;
- Het optreden als tussenpersoon in handel;
- In het kader van de dienstverlening bij bovenstaande activiteiten, en steeds aanvullend met deze activiteiten, heeft de vennootschap nog volgend voorwerp: Het verlenen van dienstprestaties van administratieve en bedrijfseconomische aard in de meest uitgebreide betekenis, zowel in eigen beheer als in deelname met derden. Daarin wordt o.a. begrepen: * de raadgeving, studie en organisatie inzake handels-, financiële en sociale aangelegenheden; * het verlenen aan bedrijven van advies en bijstand op technisch, commercieel, administratief en bedrijfseconomisch vlak; * het organiseren van de administratieve diensten van de ondernemingen, evenals de consult inzake deze organisatie;
- Het besturen van vennootschappen en verenigingen, met name de deelname aan en de bijstand bij het beheer, bestuur, en management van vennootschappen, ongeacht hun voorwerp en activiteit, via de uitoefening van de functie van bestuurder, gedelegeerd-bestuurder, directeur, directeur-generaal, manager, en van alle andere topfuncties die door de vennootschap op grond van een overeenkomst aan een zelfstandige manager kunnen worden uitbesteed.
- Het huren en verhuren en het ter beschikking stellen in gelijk welke vorm aan de ondernemingen en verenigingen van materialen en installaties.
- Het beheren, het in stand houden, het valoriseren en het verhandelen van onroerende goederen, alsook het stellen van alle handelingen van burgerlijke, commerciële, industriële of financiële aard die daar rechtstreeks of onrechtstreeks betrekking op hebben, zoals – ten exemplatieve titel- het aankopen, het bouwen, het oprichten, het verkavelen, het ruilen, het uitrusten, het opschikken, het verbouwen, het huren, het verhuren, het vervreemden en het vestigen van alle zakelijke rechten.
- Het beleggen van beschikbare middelen in roerende goederen en waarden en het beheer van beleggingen en vermogens, zonder evenwel die handelingen van vermogensbeheer te stellen waarvoor krachtens bijzondere wetgeving onder meer de vorm van een naamloze vennootschap en een hoger kapitaal vereist is;
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- VANACKER-VANCLOOSTER
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Adres behouden op huidig adres, Ijzerlaan 43,8600 Diksmuide” (deed in Dutch)“Vlaams Gewest, Artikel 2” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of March at 10:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed