Turnover
≈ €310,000 estimated
The micro format states no turnover.
VANACKER JAMES
Overview
Lifetime
2 annual accounts with figures on one time axispeak €55,656 (2025)
€24,039▼ 56.8%
peak €31,164 (2025)
€5,916▼ 81.0%
peak €38,080 (2026)
€38,080▲ 18.4%
€23,508▼ 47.3%
Board1 name since 2024
1 directorVANACKER James
Documentsfilings and deeds
07-10-202624 days before the deadline
2026micro format
Gross margin from €55,656 to €24,039Result from €31,164 to €5,916Equity from €32,164 to €38,080Debts from €44,635 to €23,508Cash from €30,953 to €4,987
Key points
from the 2026 annual accountsLiquidity
2.72 was 1.41 in 2025
Short-term debts fell from €24,040 to €11,713.
Starting capital
€1,000 100 shares
Checked score
56
Fair
Financially stronger than 61% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 1.9%
03-2025: 1.9%● unchanged vs 02-2025
04-2025: 2.0%▲ +0.1 percentage points vs 03-2025
05-2025: 2.3%▲ +0.3 percentage points vs 04-2025
06-2025: 2.4%▲ +0.1 percentage points vs 05-2025
07-2025: 2.7%▲ +0.3 percentage points vs 06-2025
08-2025: 3.0%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 3.0%● unchanged vs 08-2025highest value
10-2025: 2.9%▼ -0.1 percentage points vs 09-2025
11-2025: 0.7%▼ -2.2 percentage points vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025lowest value
01-2026: 0.8%▲ +0.1 percentage points vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.1 percentage points vs 07-2026
09-2026: 0.9%● unchanged vs 08-2026
10-2026: 1.8%▲ +0.9 percentage points vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €61,588
Sector: Specialised construction activities (NACE 43)
lowers risk
Equity €38,080 (61.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 67% of them on solvency, 51% on liquidity, 61% on profitability and 66% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as VANACKER JAMES has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VANACKER JAMES itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for VANACKER JAMES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.72 (1.41 in 2025), above the usual 1.5. Short-term debt is 19% and cash 8.1% of total assets. 38.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-10-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
24 days early
2025
9 days early
← before the deadline
after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004937222
Incorporation
Founding capital of €1,000, 100 shares · Appointment: VANACKER James (director) · Founder: VANACKER James · published on 23-01-2024 · Gazette deed
First establishment
Moeskroenstraat 69, Menen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VANACKER JAMES Menen | €61,588 | €24,039 | 61.8% | - |
| KASO RENOVATIE Antwerp | €63,631 | €22,980 | 48.4% | - |
| JVB Algemene Aannemingen Hechtel-Eksel | €64,727 | €21,949 | 7.7% | - |
| DOMO Elektro Sint-Niklaas | €58,111 | €25,452 | 88.3% | - |
| AMARIR TECH Waregem | €45,281 | €28,217 | 95.1% | - |
| DBS Interieur Lochristi | €70,617 | €33,353 | 30.0% | - |
| RF ATELIER Assesse | €53,268 | €34,027 | 66.8% | - |
These companies have the same main activity as VANACKER JAMES: other construction installation (NACE 43240). They are comparable in size and age: total assets between €45,300 and €70,600, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 19-01-2024Normal situation
- Activity
- Other construction installationNACE 43240and 4 others
- Establishment unit
- 2.356.540.5668930 Menen, since 19-01-2024
- Financial year end
- 31 March
- Peppol
- Reachable since 16-04-2026
Annual accounts to 31-03-2026
- €24,039▼ 56.8%
- €5,916▼ 81.0%
- €38,080▲ 18.4%
- €61,588▼ 19.8%
- Filing
- Filed on 07-10-2026, 24 days before the end of the filing period
Insights on VANACKER JAMES
The computed 12-month bankruptcy probability of VANACKER JAMES is 1.8% (moderate). The 2026 annual accounts show equity of €38,080 and a net result of €5,916.
Its solvency ranks better than 63% of 1,068 sector peers (NACE 43, financial year 2026). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 07-10-2026, 24 days before the deadline€24,039
▼ 56.8%
€9,102
▼ 77.5%
€5,916
▼ 81.0%
€20,150
▲ 102%
61.8%
▲ 19.9 percentage points
2.72
▲ 1.31
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €310,000. Estimated: probably between €140,000 and €590,000.
Balance sheet
balance sheet total €61,588 on 31-03-2026What the company ownsHow it is paid for
in euro
in euro
Position in the sector
61.8%
Higher than 44% of 35,119 companies in 2025.
2.72
Higher than 37% of 34,493 companies in 2025.
9.6%
Higher than 92% of 34,694 companies in 2025.
VANACKER JAMES
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
61,588 | 76,799 | |
21/28 |
29,725 | 42,794 | |
22/27 |
29,325 | 42,794 | |
24 |
29,325 | 42,794 | |
28 |
400 | - | |
29/58 |
31,863 | 34,006 | |
40/41 |
26,038 | 2,360 | |
40 |
7,930 | 1,853 | |
41 |
18,108 | 507 | |
54/58 |
4,987 | 30,953 | |
490/1 |
838 | 693 | |
| Balance sheet: equity and liabilities | |||
10/49 |
61,588 | 76,799 | |
10/15 |
38,080 | 32,164 | |
10/11 |
1,000 | 1,000 | |
13 |
37,080 | 31,164 | |
133 |
37,080 | 31,164 | |
17/49 |
23,508 | 44,635 | |
17 |
10,811 | 20,346 | |
170/4 |
10,811 | 20,346 | |
42/48 |
11,713 | 24,040 | |
42 |
9,536 | 9,129 | |
44 |
296 | 673 | |
440/4 |
296 | 673 | |
45 |
1,882 | 8,499 | |
450/3 |
1,882 | 8,499 | |
47/48 |
0 | 5,740 | |
492/3 |
984 | 249 | |
| Income statement | |||
9900 |
24,039 | 55,656 | |
630 |
14,484 | 14,706 | |
640/8 |
453 | 501 | |
9901 |
9,102 | 40,448 | |
75/76B |
0 | 9 | |
75 |
0 | 9 | |
65/66B |
1,305 | 1,389 | |
65 |
1,305 | 1,389 | |
9903 |
7,798 | 39,068 | |
67/77 |
1,882 | 7,904 | |
9904 |
5,916 | 31,164 | |
9905 |
5,916 | 31,164 | |
| Appropriation of the result | |||
9906 |
5,916 | 31,164 | |
691/2 |
5,916 | 31,164 | |
6921 |
5,916 | 31,164 | |
| Document | |||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 07-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| 23,586 | 55,155 | ||
| 20,400 | 45,871 | ||
| 1,416 | 57,500 | ||
| -25,966 | - | ||
| 20,150 | 9,965 | ||
| 61.8% | 41.9% | ||
| 2.72 | 1.41 | ||
| 0.62 | 1.39 | ||
| 15.5% | 96.9% | ||
| 9.6% | 40.6% | ||
| 18.08 | 39.70 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2026 | 31-03-2025 |
|---|---|---|
| Tangible fixed assets | €1,016 | €57,500 |
| Financial fixed assets | €400 | - |
| €14,484 | €14,706 |
Source: notes to the 2025 to 2026 annual accounts (statement of fixed assets)
Insights on VANACKER JAMES
The operating result for 2026 is 77% lower than in 2025.
Debt's share of the balance-sheet total falls from 58.1% to 38.2%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 19-01-2024
term without a fixed end
listed in the 2026 annual accounts, filed on 07-10-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 23-01-2024
Mandates through the years
1 name, the dashed line is todayVANACKER James
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- VANACKER James
- Director (not named in the articles), from 19-01-2024 to date
Control
Founder
VANACKER James
This company
VANACKER JAMES
Equity €38,080
Profit €5,916 in 2026
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €381 in 2026
- Source
- deed of 23-01-2024
Articles of association
deed of 23-01-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of September at 10:00
Shareholders
At incorporation
deed of 23-01-2024 ↗
- VANACKER James 100 shares (100%)
Network & group
No group
VANACKER JAMES has no parent and no holdings in its annual accounts. VANACKER James is the only director. VANACKER JAMES shares no director with another company.
At the same address
Moeskroenstraat 69, 8930 Menen · 1 other company| Vanacker, Franky (sole trader)
establishment since 17-10-1994 |
founded in 1994 0527.831.141 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2027 accounts: 31-10-2027
2026
Annual accounts 2026 filed NBBmicro format · 24 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1004937222
2025
Annual accounts 2025 filed PDFmicro format · 9 days before the deadline
2024
IncorporationFounding capital of €1,000, 100 shares · Appointment: VANACKER James (director) · Founder: VANACKER James · published on 23-01-20243 points ▸
- Founder, VANACKER James
- Founding capital, €1,000, 100 shares
- Director appointment, VANACKER James (director (not named in the articles))
First establishment Moeskroenstraat 69, Menen
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1004.937.222
- VAT number
- BE 1004.937.222
- Peppol ID
- 0208:1004937222
- Other Peppol ID
- 9925:BE1004937222
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 19-01-2024
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of September at 10:00deed of 23-01-2024 (in Dutch)
- Peppol
- Reachable since 16-04-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- VANACKER JAMES in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 23-01-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Moeskroenstraat 69, 8930 Menen”deed of 23-01-2024 (in Dutch)
Activities
NACEBEL 202543240
Other construction installation main activity
Codes under NACEBEL 2008
43299
Specialised construction activities main activity
43390
Specialised construction activities
78100
Employment placement agencies
82110
Office administrative, office support and other business support activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Plaatsen van zonnewering; Recruting; Uitbaten van horeca; Consulting; Afwerken van gebouwen; Renovatie; Projectontwikkeling; Logistiek…”deed of 23-01-2024 (in Dutch)
11 activities
- Plaatsen van zonnewering
- Recruting
- Uitbaten van horeca
- Consulting
- Afwerken van gebouwen
- Renovatie
- Projectontwikkeling
- Logistiek
- Administratie ten behoeve van kantoren
- Verhuur van eigen onroerende en roerende goederen
- Verkopen van eigen onroerende goederen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Moeskroenstraat 69 registered office 8930 Menen 4324001 Other construction installation | 19-01-2024 | 2.356.540.566 |
Buildings and parcels at the address
- Ground area
- 99 m²
- Buildings
- 70 m²
- Volume, LiDAR
- 557 m³
- Tallest building
- 13.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34027D0142/00S002 | 99 m² | 1 · 69 m² | 13.0 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1004.937.222