VANACKER BOUWWERKEN
ActiveVANACKER BOUWWERKEN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-7
Solvency66▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.37 in 2024; short-term debt: 46.4% and cash: 11.8% of total assets), and 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.1%
Return on assets
12.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €139k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
4 d late
2024
11 d early
2023
33 d early
2022
21 d late
2021
32 d early
2020
47 d early
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€338k
EBIT margin
4.9%
Net result
€42k▲ 2.6%
2024 · €41k
2018: €-34k
2019: €3k
2020: €17k
2021: €10k
2022: €-33k
2023: €85k
2024: €41k
2018 → 2025
Working capital
€74k▲ 58.1%
2024 · €47k
2018: €-28k
2019: €-24k
2020: €-8k
2021: €-6k
2022: €-41k
2023: €24k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€338k-
Equity€8k-€-25k€58k€98k▲ 69.9%€139k▲ 41.4%
Operating result€16k-€-25k€112k€59k▼ 47.2%€57k▼ 3.3%
Net result€10k-€-33k€85k€41k▼ 52.1%€42k▲ 2.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339k
Fixed assets
€108k▲ 108%
Current assets
€231k▲ 33.2%
Equity and liabilities €339k
Equity
€139k▲ 41.4%
Debt
€200k▲ 57.4%
The debt ratio rises from 56.3% to 58.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80k▲
2024 · €70k
Cash flow
€65k▲
2024 · €52k
Solvency
41.1%▼
2024 · 43.7%
Current ratio
1.47▲
2024 · 1.37
Quick ratio
1.36▲
2024 · 1.33
Debt / equity
1.43▲
2024 · 1.29
ROE
29.9%▼
2024 · 41.1%
ROA
12.3%▼
2024 · 18.0%
Interest coverage
20.11▲
2024 · 7.15
Debt
€200k▲
2024 · €127k
Debt ≤ 1 year
€157k▲
2024 · €127k
Debt > 1 year
€38k
Income taxes
€12k▲
2024 · €11k
Staff costs
€211k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€339k▲
Fixed assets21/28€52k€108k▲
Tangible fixed assets22/27€42k€98k▲
Plant, machinery and equipment23€31k€91k▲
Furniture and vehicles24€11k€7k▼
Financial fixed assets28€10k€10k=
Current assets29/58€173k€231k▲
Stocks and contracts in progress3€5k€17k▲
Stocks30/36€5k€17k▲
Amounts receivable within one year40/41€65k€173k▲
Trade receivables40€37k€130k▲
Other amounts receivable41€28k€43k▲
Cash at bank and in hand54/58€102k€40k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€225k€339k▲
Equity10/15€98k€139k▲
Contributions10/11€12k€12k=
Reserves13€86k€127k▲
Distributable reserves133€86k€127k▲
Amounts payable17/49€127k€200k▲
Amounts payable after more than one year17-€38k
Financial debts170/4-€38k
Amounts payable within one year42/48€127k€157k▲
Current portion of amounts payable after more than one year42-€17k
Financial debts43€162-
Credit institutions430/8€162-
Trade debts44€64k€95k▲
Suppliers440/4€64k€95k▲
Advances received on contracts in progress46-€42k
Taxes, remuneration and social security45€57k€2k▼
Taxes450/3€31k-
Remuneration and social security454/9€27k€2k▼
Other amounts payable47/48€5k€2k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€144k€211k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€23k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€2k€2k▲
Gross operating margin9900€221k€293k▲
Operating profit (loss)9901€59k€57k▼
Financial income75/76B€2k€19▼
Recurring financial income75€2k€19▼
Financial charges65/66B€10k€4k▼
Recurring financial charges65€10k€4k▼
Profit (loss) for the period before taxes9903€51k€53k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€41k€42k▲
Profit (loss) for the period to be appropriated9905€41k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€42k▲
Transfer to equity691/2€41k€41k▲
To other reserves6921€41k€41k▲
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Equity above €100kEq €139k ▲41.4%
3 profitable years in a row build equity to €139k.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €85k
Net result €85k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterhof 178650 HouthulstGround area
776 m²
Building footprint
131 m²
Volume, LiDAR
670 m³
Parcel 32006D0006/00L018, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANACKER BOUWWERKEN
since 20172.268.662.427
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32006D0006/00L018 | Flanders | 776 m² | 1 · 131 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 552 EUR awarded · 552 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 210 EUR | 210 EUR |
| 2024 | 1 | 342 EUR | 342 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 11,137 companies in sector 43910 we hold annual accounts for 5,487. 4,756 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.