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Private limited company (pre-2019)founded 2019active for 7 yearsHoppestraat 6, 8560 Wevelgem, BelgiumKBO/BCE: BE 0718.988.348
Summary

VAN3 is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €47,194 and a net result of €5,956. Equity has been growing by about 20% per year since 2019. Its solvency ranks better than 24% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 22-01-2019 Normal situation
Activity
Activities of holding companies NACE 64210
Financial year end
31 December
Peppol
Reachable since 13-01-2026

Board and ownership

Board
  • Vandendriessche IngoDirector

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€5,956
▼ 2.9%
Equity
€47,194
▲ 14.4%
Total assets
€236,985
=
  • 2025 accounts filed 38 days after the deadline
Filed on 07-09-2026
Signalsraises risk2025 accounts filed 38 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 38 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
38 days late
2024
71 days late
2023
30 days late
2022
38 days early
2021
30 days late
2020
31 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 38 days after the deadline Filed on 7 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00507312.

Annual accounts 2025 filed on 07-09-2026 at the NBB all 7 filings

Equity
€47,194▲ 14.4%
2024 · €41,238
Net result
€5,956▼ 2.9%
2024 · €6,136
Total assets
€236,985=
2024 · €237,021
Solvency
19.9%▲ 2.5pp
2024 · 17.4%
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result for 2025 is 0% higher than in 2024. It is the second rise in a row, after the fall in 2023.

Operating result€11,987 2025 Net result€5,956 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€11,873-€11,705▼ 1.4%€12,798▲ 9.3%€12,156▼ 5.0%€11,777▼ 3.1%€11,931▲ 1.3%€11,987▲ 0.5%
Net result€5,274-€5,375within the sector's middle half▲ 1.9%€6,415within the sector's middle half▲ 19.4%€6,213within the sector's middle half▼ 3.2%€5,626within the sector's middle half▼ 9.4%€6,136within the sector's middle half▲ 9.1%€5,956within the sector's middle half▼ 2.9%
Equity€11,474-€16,848below the sector's middle half▲ 46.8%€23,263below the sector's middle half▲ 38.1%€29,476below the sector's middle half▲ 26.7%€35,102below the sector's middle half▲ 19.1%€41,238within the sector's middle half▲ 17.5%€47,194within the sector's middle half▲ 14.4%
Total assets€239,541-€254,238within the sector's middle half▲ 6.1%€268,768within the sector's middle half▲ 5.7%€262,037within the sector's middle half▼ 2.5%€238,434within the sector's middle half▼ 9.0%€237,021within the sector's middle half▼ 0.6%€236,985within the sector's middle half=
Debt€228,067-€237,389▲ 4.1%€245,505▲ 3.4%€232,561▼ 5.3%€203,332▼ 12.6%€195,783▼ 3.7%€189,791▼ 3.1%
Working capital-€127,846--€126,040below the sector's middle half▲ 1.4%-€127,233below the sector's middle half▼ 0.9%-€128,869below the sector's middle half▼ 1.3%-€131,335below the sector's middle half▼ 1.9%-€133,548below the sector's middle half▼ 1.7%-€136,202below the sector's middle half▼ 2.0%
Solvency4.8%-6.6%below the sector's middle half▲ 1.8pp8.7%below the sector's middle half▲ 2.0pp11.2%below the sector's middle half▲ 2.6pp14.7%below the sector's middle half▲ 3.5pp17.4%below the sector's middle half▲ 2.7pp19.9%below the sector's middle half▲ 2.5pp
Current ratio0.10-0.19below the sector's middle half▲ 0.090.26below the sector's middle half▲ 0.070.22below the sector's middle half▼ 0.030.09below the sector's middle half▼ 0.130.08below the sector's middle half▼ 0.010.08below the sector's middle half=
Return on assets (ROA)2.2%-2.1%within the sector's middle half▼ 0.1pp2.4%within the sector's middle half▲ 0.3pp2.4%within the sector's middle half=2.4%within the sector's middle half=2.6%within the sector's middle half▲ 0.2pp2.5%within the sector's middle half▼ 0.1pp
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236,985
Fixed assets €224,796 =
Current assets €12,189 ▼ 0.3%
Equity and liabilities €236,985
Equity €47,194 ▲ 14.4%
Debt €189,791 ▼ 3.1%
Debt's share of the balance-sheet total falls from 82.6% to 80.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
12.6%▼
2024 · 14.9%
Debt ≤ 1 year
€148,390▲
2024 · €145,773
Debt > 1 year
€29,180▼
2024 · €39,627
Income taxes
€3,041▲
2024 · €2,429
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item20212022202320242025
Carrying value of the other pledged assets---€224,796-

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Comparable companies

These companies have the same main activity as VAN3: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €164,000 and €326,000, founded between 2017 and 2019.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
VAN3 Wevelgem2019€236,985€47,194€12,190€5,956-2025
Blueshift II Bornem2019€200,506€166,030€11,653€5,919-2025
LHX COOKING Waremme2019€209,921€57,600€13,321€12,580-2025
Safist Aalter2019€201,480€169,905€14,108-€1,832-2025
JFDI Hasselt2019€214,908€63,314€10,144€5,91202025
EIKO Wevelgem2017€325,955€158,382€14,813€37,750-2025
Jule Wevelgem2018€164,079€63,828€16,941€7,06502025

They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines

Source: Annual accounts 2025 at the NBB, filed on 07-09-2026.

Balance sheet Code20242025
Assets
Total assets20/58€237,021€236,985=
Fixed assets21/28€224,796€224,796=
Financial fixed assets28€224,796€224,796=
Current assets29/58€12,225€12,189▼
Amounts receivable within one year40/41€12,209€12,189▼
Trade receivables40€10,968€11,433▲
Other amounts receivable41€1,241€756▼
Cash at bank and in hand54/58€16€0▼
Equity and liabilities
Total equity and liabilities10/49€237,021€236,985=
Equity10/15€41,238€47,194▲
Contributions10/11€6,200€6,200=
Reserves13€35,038€40,994▲
Non-distributable reserves130/1€264€264=
Reserves not available under the articles1311€0-
Other1319€264€264=
Distributable reserves133€34,774€40,730▲
Amounts payable17/49€195,783€189,791▼
Amounts payable after more than one year17€39,627€29,180▼
Financial debts170/4€39,627€29,180▼
Amounts payable within one year42/48€145,773€148,390▲
Current portion of amounts payable after more than one year42€10,187€10,447▲
Trade debts44€7,874€8,494▲
Suppliers440/4€7,874€8,494▲
Taxes, remuneration and social security45€5,213€6,949▲
Taxes450/3€5,213€6,949▲
Other amounts payable47/48€122,500€122,500=
Accrued charges and deferred income492/3€10,383€12,221▲
Income statement Code20242025
Other operating charges640/8€980€203▼
Gross operating margin9900€12,912€12,190▼
Operating profit (loss)9901€11,931€11,987▲
Financial income75/76B-€54
Recurring financial income75-€54
Financial charges65/66B€3,366€3,044▼
Recurring financial charges65€3,366€3,044▼
Profit (loss) for the period before taxes9903€8,565€8,998▲
Income taxes67/77€2,429€3,041▲
Profit (loss) for the period9904€6,136€5,956▼
Profit (loss) for the period to be appropriated9905€6,136€5,956▼
Appropriation of the result
Profit (loss) to be appropriated9906€6,136€5,956▼
Transfer to equity691/2€6,136€5,956▼
To other reserves6921€6,136€5,956▼

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2019202020212022202320242025Change
Other operating charges640/8--€534€535€1,199€980€203▼ 79.3%
Gross operating margin9900€12,220€12,162€13,332€12,690€12,976€12,912€12,190▼ 5.6%
Operating profit (loss)9901€11,873€11,705€12,798€12,156€11,777€11,931€11,987▲ 0.5%
Financial income75/76B------€54-
Recurring financial income75------€54-
Financial charges65/66B--€4,245€4,257€3,903€3,366€3,044▼ 9.6%
Recurring financial charges65€4,390€4,539€4,245€4,257€3,903€3,366€3,044▼ 9.6%
Profit (loss) for the period before taxes9903€7,483€7,166€8,553€7,899€7,874€8,565€8,998▲ 5.1%
Income taxes67/77€2,209€1,792€2,138€1,686€2,248€2,429€3,041▲ 25.2%
Profit (loss) for the period9904€5,274€5,375€6,415€6,213€5,626€6,136€5,956▼ 2.9%
Profit (loss) for the period to be appropriated9905€5,274€5,375€6,415€6,213€5,626€6,136€5,956▼ 2.9%
Line2019202020212022202320242025Change
Assets
Total assets20/58€239,541€254,238€268,768€262,037€238,434€237,021€236,985=
Fixed assets21/28€224,796€224,796€224,796€224,796€224,796€224,796€224,796=
Financial fixed assets28€224,796€224,796€224,796€224,796€224,796€224,796€224,796=
Current assets29/58€14,745€29,442€43,972€37,241€13,638€12,225€12,189▼ 0.3%
Amounts receivable within one year40/41€14,745€29,405€43,967€37,241€13,445€12,209€12,189▼ 0.2%
Trade receivables40--€42,000€36,000€12,203€10,968€11,433▲ 4.2%
Other amounts receivable41--€1,967€1,241€1,241€1,241€756▼ 39.1%
Cash at bank and in hand54/58-€36€5-€194€16€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€239,541€254,238€268,768€262,037€238,434€237,021€236,985=
Equity10/15€11,474€16,848€23,263€29,476€35,102€41,238€47,194▲ 14.4%
Contributions10/11€6,200-€6,200€6,200€6,200€6,200€6,200=
Reserves13€5,274€10,648€17,063€23,276€28,902€35,038€40,994▲ 17.0%
Non-distributable reserves130/1--€264€264€264€264€264=
Reserves not available under the articles1311--€264€264€264€0--
Other1319-----€264€264=
Distributable reserves133--€16,800€23,012€28,638€34,774€40,730▲ 17.1%
Amounts payable17/49€228,067€237,389€245,505€232,561€203,332€195,783€189,791▼ 3.1%
Amounts payable after more than one year17€84,280€78,874€69,429€59,743€49,813€39,627€29,180▼ 26.4%
Financial debts170/4--€69,429€59,743€49,813€39,627€29,180▼ 26.4%
Amounts payable within one year42/48€142,591€155,482€171,205€166,110€144,973€145,773€148,390▲ 1.8%
Current portion of amounts payable after more than one year42--€9,445€9,686€9,929€10,187€10,447▲ 2.6%
Financial debts43---€70----
Credit institutions430/8---€70----
Trade debts44€7,551€19,771€35,330€26,628€6,214€7,874€8,494▲ 7.9%
Suppliers440/4--€35,330€26,628€6,214€7,874€8,494▲ 7.9%
Taxes, remuneration and social security45--€3,930€7,225€6,330€5,213€6,949▲ 33.3%
Taxes450/3--€3,930€7,225€6,330€5,213€6,949▲ 33.3%
Other amounts payable47/48--€122,500€122,500€122,500€122,500€122,500=
Accrued charges and deferred income492/3--€4,871€6,708€8,546€10,383€12,221▲ 17.7%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€5,274€5,375€6,415€6,213€5,626€6,136€5,956▼ 2.9%
Operating cash flow (approximation)€5,274€5,375€6,415€6,213€5,626€6,136€5,956▼ 2.9%
Investment in fixed assets (approximation)-€0€0€0€0€0€0-
Change in cash---€31---€178-€16▲ 91.2%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference Document
31-12-2025 micro format 07-09-2026 2026-00507312 NBB
31-12-2024 micro format 10-10-2025 2025-00538231 PDF
31-12-2023 micro format 30-08-2024 2024-00404483 PDF
31-12-2022 micro format 23-06-2023 2023-00150169 PDF
31-12-2021 micro format 30-08-2022 2022-20347490 PDF
31-12-2020 micro format 31-08-2021 2021-62200032 PDF
31-12-2019 micro format 30-10-2020 2020-67400069 PDF

Board & ownership

Directors

Directors
1 director
Vandendriessche Ingo
Director · listed in the 2025 annual accounts, filed on 07-09-2026
Current

Owners and capital

Network & group

Holdings and subsidiaries

1 holding

Holdings 1

  • SUNPROsubsidiary
    Equity €459,612 Profit of €16,828 in 2025 (profit of €13,847 in 2024) Checked score 88
    58.27%

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of VAN3. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
07-09
NBB filing Annual accounts 2025 filedNBB
micro format · 38 days late
2025
10-10
NBB filing Annual accounts 2024 filedPDF
micro format · 71 days late
2024
30-08
NBB filing Annual accounts 2023 filedPDF
micro format · 30 days late
2023
23-06
NBB filing Annual accounts 2022 filedPDF
micro format · 38 days before the deadline
2022
30-08
NBB filing Annual accounts 2021 filedPDF
micro format · 30 days late
2021
31-12
Financial Highest result from 2019 to 2025net €6,415 ▲19.4%
The operating result of €12,798 and the net result of €6,415 are both a record.
31-08
NBB filing Annual accounts 2020 filedPDF
micro format · 31 days late
2020
30-10
NBB filing Annual accounts 2019 filedPDF
micro format · 91 days late
2019
24-01
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 22 January 2019, VAN3 was incorporated.1 Total assets went from €239,541 in 2019 to €236,985 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Register details

Identity

KBO record
Name VAN3 in Dutch
Enterprise number 0718.988.348
Legal form Private limited company (pre-2019)
Status Active, normale toestand
Founded 22-01-2019
Entity type Legal entity

Registered office and establishments

Registered office Hoppestraat 6, 8560 Wevelgem, Belgium

Activities

NACEBEL 2025
64210 Activities of holding companies main activity
Codes under NACEBEL 2008
64200 Holdings main activity

Invoicing and payment

VAT number BE 0718.988.348
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0718988348
Other Peppol ID 9925:BE0718988348
Registered 13-01-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
594 m²
Building footprint
169 m²
Building volume
652 m³
Cadastral parcel Region Area Buildings Height / floors
34041A0299/00P003 Flanders 593 m² 1 · 169 m² 5.9 m · 1