VAN WAMBEKE
ActiveSummary
VAN WAMBEKE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €100,524 and a net result of €23,524. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability88▲+8
Solvency89▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.43 in 2023; short-term debt: 35.5% and cash: 10.8% of total assets), and 35.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
36 d early
2022
34 d early
2021
31 d early
2020
23 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€100,524▲ 12.9%
2023 · €89,000
Total assets
€155,913▲ 6.3%
2023 · €146,712
Net result
€23,524▲ 82.8%
2023 · €12,871
Working capital
€96,171▲ 16.4%
2023 · €82,627
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€3,869▼ 68.7%€6,954▲ 79.7%€7,814▲ 12.4%€19,507▲ 150%€31,579▲ 61.9%
Net result€1,536within the sector's middle half▼ 80.0%€2,729within the sector's middle half▲ 77.7%€2,266within the sector's middle half▼ 17.0%€12,871within the sector's middle half▲ 468%€23,524above the sector's middle half▲ 82.8%
Equity€79,133within the sector's middle half▲ 2.0%€81,863within the sector's middle half▲ 3.4%€84,129within the sector's middle half▲ 2.8%€89,000within the sector's middle half▲ 5.8%€100,524within the sector's middle half▲ 12.9%
Total assets€143,072within the sector's middle half▲ 22.7%€139,107within the sector's middle half▼ 2.8%€149,086within the sector's middle half▲ 7.2%€146,712within the sector's middle half▼ 1.6%€155,913within the sector's middle half▲ 6.3%
Debt€63,939▲ 63.9%€57,245▼ 10.5%€64,957▲ 13.5%€57,713▼ 11.2%€55,389▼ 4.0%
Working capital€77,731▲ 3.0%€86,848▲ 11.7%€77,879▼ 10.3%€82,627▲ 6.1%€96,171▲ 16.4%
Solvency55.3%within the sector's middle half▼ 11.2pp58.8%within the sector's middle half▲ 3.5pp56.4%within the sector's middle half▼ 2.4pp60.7%within the sector's middle half▲ 4.2pp64.5%above the sector's middle half▲ 3.8pp
Staff (FTE)0.8within the sector's middle half=1▲ 25.0%1.2▲ 20.0%1▼ 16.7%1=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 62% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €155,913
Fixed assets
€4,353 ▼ 31.7%
Current assets
€151,560 ▲ 8.0%
Equity and liabilities €155,913
Equity
€100,524 ▲ 12.9%
Debt
€55,389 ▼ 4.0%
Debt's share of the balance-sheet total falls from 39.3% to 35.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33,598▲
2023 · €31,659
Cash flow
€25,544▲
2023 · €25,023
Current ratio
2.74▲
2023 · 2.43
Quick ratio
0.35▲
2023 · 0.27
Debt to equity
0.55▼
2023 · 0.65
ROE
23.4%▲
2023 · 14.5%
ROA
15.1%▲
2023 · 8.8%
Interest coverage
9.67▼
2023 · 13.60
Debt ≤ 1 year
€55,389▼
2023 · €57,713
Income taxes
€4,580▲
2023 · €4,309
Staff costs
€18,007▼
2023 · €19,449
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €19,950 | €25,006 | €19,449 | €18,007 | ▼ 7.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €701 | €912 | €2,195 | €12,152 | €2,019 | ▼ 83.4% |
| Other operating charges640/8 | - | €1,235 | €1,545 | €1,811 | €1,749 | ▼ 3.4% |
| Gross operating margin9900 | €23,453 | €29,051 | €36,560 | €52,920 | €53,355 | ▲ 0.8% |
| Operating profit (loss)9901 | €3,869 | €6,954 | €7,814 | €19,507 | €31,579 | ▲ 61.9% |
| Financial charges65/66B | - | €2,923 | €1,997 | €2,327 | €3,475 | ▲ 49.3% |
| Recurring financial charges65 | €1,782 | €2,923 | €1,997 | €2,327 | €3,475 | ▲ 49.3% |
| Profit (loss) for the period before taxes9903 | €2,086 | €4,031 | €5,817 | €17,180 | €28,105 | ▲ 63.6% |
| Income taxes67/77 | €550 | €1,302 | €3,551 | €4,309 | €4,580 | ▲ 6.3% |
| Profit (loss) for the period9904 | €1,536 | €2,729 | €2,266 | €12,871 | €23,524 | ▲ 82.8% |
| Profit (loss) for the period to be appropriated9905 | €1,536 | €2,729 | €2,266 | €12,871 | €23,524 | ▲ 82.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €143,072 | €139,107 | €149,086 | €146,712 | €155,913 | ▲ 6.3% |
| Fixed assets21/28 | €1,403 | €5,616 | €8,392 | €6,372 | €4,353 | ▼ 31.7% |
| Tangible fixed assets22/27 | €1,403 | €5,616 | €8,392 | €6,372 | €4,353 | ▼ 31.7% |
| Plant, machinery and equipment23 | - | - | €4,502 | €3,508 | €2,514 | ▼ 28.3% |
| Furniture and vehicles24 | - | €1,069 | €827 | €585 | €343 | ▼ 41.4% |
| Other tangible fixed assets26 | - | €4,548 | €3,063 | €2,280 | €1,497 | ▼ 34.3% |
| Current assets29/58 | €141,670 | €133,491 | €140,694 | €140,340 | €151,560 | ▲ 8.0% |
| Stocks and contracts in progress3 | €119,109 | €90,430 | €122,256 | €124,489 | €132,115 | ▲ 6.1% |
| Stocks30/36 | - | €90,430 | €122,256 | €124,489 | €132,115 | ▲ 6.1% |
| Amounts receivable within one year40/41 | €4,733 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €14,548 | €34,250 | €14,312 | €13,267 | €16,824 | ▲ 26.8% |
| Deferred charges and accrued income490/1 | - | €8,811 | €4,127 | €2,584 | €2,622 | ▲ 1.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €143,072 | €139,107 | €149,086 | €146,712 | €155,913 | ▲ 6.3% |
| Equity10/15 | €79,133 | €81,863 | €84,129 | €89,000 | €100,524 | ▲ 12.9% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €58,673 | €61,403 | €63,669 | €68,540 | €80,064 | ▲ 16.8% |
| Amounts payable17/49 | €63,939 | €57,245 | €64,957 | €57,713 | €55,389 | ▼ 4.0% |
| Amounts payable after more than one year17 | - | €10,602 | €2,142 | - | - | - |
| Financial debts170/4 | - | €10,602 | €2,142 | - | - | - |
| Amounts payable within one year42/48 | €63,939 | €46,643 | €62,815 | €57,713 | €55,389 | ▼ 4.0% |
| Current portion of amounts payable after more than one year42 | - | €8,290 | €8,460 | €2,142 | - | - |
| Trade debts44 | €1,767 | €6,533 | €20,057 | €6,612 | €9,385 | ▲ 41.9% |
| Suppliers440/4 | - | €6,533 | €20,057 | €6,612 | €9,385 | ▲ 41.9% |
| Taxes, remuneration and social security45 | - | €13,114 | €15,625 | €27,852 | €21,908 | ▼ 21.3% |
| Taxes450/3 | - | €10,265 | €12,503 | €26,331 | €18,853 | ▼ 28.4% |
| Remuneration and social security454/9 | - | €2,849 | €3,123 | €1,521 | €3,055 | ▲ 101% |
| Other amounts payable47/48 | - | €18,705 | €18,673 | €21,106 | €24,096 | ▲ 14.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,536 | €2,729 | €2,266 | €12,871 | €23,524 | ▲ 82.8% |
| + Depreciation and write-downs630 | €701 | €912 | €2,195 | €12,152 | €2,019 | ▼ 83.4% |
| Operating cash flow (approximation) | €2,238 | €3,641 | €4,461 | €25,023 | €25,544 | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | -€5,126 | -€4,970 | -€10,133 | €0 | ▲ 100% |
| Change in cash | - | €19,702 | -€19,938 | -€1,045 | €3,557 | ▲ 440% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €23,524 ▲82.8%
Operating result €31,579, net result €23,524, both a record.
31-12
Financial
Equity above €100,000Eq €100,524 ▲12.9%
7 profitable years in a row build equity to €100,524.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €1,536 ▼80%
Net result drops to €1,536, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2007
Ground area
162 m²
Building footprint
162 m²
Volume, LiDAR
2,110 m³
Parcel 45035B0725/00A000, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VAN WAMBEKE
since 20072.172.688.251
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45035B0725/00A000 | Flanders | 162 m² | 1 · 162 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 458 companies in sector 47712 we hold annual accounts for 268. 209 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47712Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0886322157
Also
9925:BE0886322157
Registered
29-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.