Losses
-€11,515 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
VAN&VAN
Lifetime
14 annual accounts with figures on one time axispeak €26,727 (2013)
€2,537▲ €4,583
lowest -€7,296 (2024)
-€2,598▲ €4,698
peak €45,644 (2022)
€34,128▼ 7.1%
€8,051▼ 36.1%
Board2 names since 2011
Owners2 names in the annual accounts
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from -€2,046 to €2,537Loss of €2,598Debts from €12,605 to €8,051Cash from €31,456 to €1,556
Key points
from the 2025 annual accountsTurnover
≈ €14,000 estimated
The micro format states no turnover.
Position in the sector
-€2,598
Lower net result than 81% of companies in office administrative support. Sector median €16,204 · 9,692 companies.
Checked score
88
Excellent
Financially stronger than 47% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €2,598, the second in a row (financial year 2025)
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €34,128 (80.9% of total assets)
Founded in 2012
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 41% on liquidity, 32% on profitability and 29% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as VAN&VAN has now. Each dot stands for 18 companies, two years later.
90.8%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VAN&VAN itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for VAN&VAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.32 (5.54 in 2024), above the usual 1.5. Short-term debt is 16.5% and cash 3.7% of total assets. 19.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,598
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 days early
2024
28 days late
2023
84 days early
2022
47 days early
2021
47 days early
2020
22 days early
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Karin Van Aubel 50%annual accounts 2017
- Pascale Van Doosselaere 50%annual accounts 2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0841997414
Resignation: van Aubel Karin (director)
Director discharge: van Aubel Karin · Board meeting of 30-04-2024 · Gazette deed
Appointments: VAN DOOSSELAERE Pascale Christine Philippe (director) and VAN AUBEL Karin Jacqueline Marie Hubertine (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 18-09-2023 · Gazette deed
Incorporation
published on 02-01-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VAN&VAN Edegem | €42,179 | €2,537 | 80.9% | - |
| DOMARCO Zwevegem | €36,120 | €1,883 | 19.2% | - |
| MAGNERY Ixelles | €35,907 | €4,048 | -165.2% | - |
| HARAK & Co Brussels | €66,761 | €2,766 | 71.5% | - |
| FixFox Kapellen | €55,858 | €2,899 | 73.1% | - |
| De Draad van Ariadne Antwerp | €25,541 | €2,011 | 61.2% | - |
| Tamir Rafael Wommelgem | €40,011 | €4,535 | -202.2% | - |
These companies have the same main activity as VAN&VAN: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €25,500 and €66,800, founded between 2007 and 2018.
Official details
Source: KBO- Status
- Active since 01-01-2012Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 3 others
- Establishment unit
- 2.206.662.9952650 Edegem, since 01-01-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 19-10-2025
Annual accounts 2025
- €42,179▼ 14.5%
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on VAN&VAN
VAN&VAN files the micro format. That format states no turnover. The gross margin rose from €1,971 in 2012 to €2,537 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VAN&VAN
- What is the company number of VAN&VAN?
- The company number of VAN&VAN is 0841.997.414. The VAT number is the same number with BE in front: BE 0841.997.414.
- Where is VAN&VAN based?
- The registered office is at Pieter Coudenberghlaan 30, 2650 Edegem.Company details
- What does VAN&VAN do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of VAN&VAN?
- VAN&VAN is a private limited company (BV).
- When was VAN&VAN founded?
- VAN&VAN was founded on 01-01-2012.
- Is VAN&VAN still active?
- Yes, VAN&VAN is an active enterprise in the KBO register.
- What is the turnover of VAN&VAN?
- The turnover in financial year 2025 is ≈ €14,000. This figure is estimated from the gross margin of €2,537 and 44 comparable companies (NACE 82100). It probably lies between €8,100 and €24,000. It is a rough estimate. In financial year 2019 turnover was €57,029.Financials
- Is VAN&VAN profitable?
- In financial year 2025, VAN&VAN made a loss of €2,598.
- Where can I find the annual accounts of VAN&VAN?
- VAN&VAN filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VAN&VAN due?
- VAN&VAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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