VAN&VAN
ActiveSummary
VAN&VAN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €-7k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-66
Solvency99▲+7
Growth55▼-16
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.54 against 4.36 in 2023; short-term debt: 14.7% and cash: 63.8% of total assets), and 25.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.4%
Return on assets
-14.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-7k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
84 d early
2022
47 d early
2021
47 d early
2020
22 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€57k▲ 7.6%
2018 · €53k
2018: €53k
2018 → 2019
EBIT margin
10.7%▲ 12.1pp
2018 · -1.4%
2018: -1.4%
2018 → 2019
Net result
€-7k▼ 350%
2023 · €-2k
2018: €-2k
2019: €4k
2020: €-1k
2021: €3k
2022: €5k
2023: €-2k
2018 → 2024
Working capital
€33k▼ 18.3%
2023 · €40k
2018: €35k
2019: €39k
2020: €38k
2021: €41k
2022: €42k
2023: €40k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€38k-€41k▲ 7.0%€46k▲ 12.2%€44k▼ 3.6%€37k▼ 16.6%
Operating result€-1k-€4k€8k▲ 105%€-209€-7k▼ 3,198%
Net result€-1k-€3k€5k▲ 85.9%€-2k€-7k▼ 350%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €209 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49k
Fixed assets
€9k ▼ 30.9%
Current assets
€40k ▼ 23.2%
Equity and liabilities €49k
Equity
€37k ▼ 16.6%
Debt
€13k ▼ 41.5%
Debt's share of the balance-sheet total falls from 32.9% to 25.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2023 · €4k
Cash flow
€-3k▼
2023 · €3k
Current ratio
5.54▲
2023 · 4.36
Quick ratio
5.49▲
2023 · 4.32
Debt to equity
0.34▼
2023 · 0.49
ROE
-19.9%▼
2023 · -3.7%
ROA
-14.8%▼
2023 · -2.5%
Interest coverage
-5.71▼
2023 · 7.99
Debt ≤ 1 year
€7k▼
2023 · €12k
Debt > 1 year
€5k▼
2023 · €10k
Income taxes
€52▼
2023 · €929
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€66k€49k▼
Fixed assets21/28€13k€9k▼
Tangible fixed assets22/27€13k€9k▼
Furniture and vehicles24€13k€9k▼
Current assets29/58€52k€40k▼
Stocks and contracts in progress3€470€355▼
Stocks30/36€470€355▼
Amounts receivable within one year40/41€8k€8k▲
Trade receivables40€6k€5k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€44k€31k▼
Deferred charges and accrued income490/1€202€212▲
Equity and liabilities
Total equity and liabilities10/49€66k€49k▼
Equity10/15€44k€37k▼
Contributions10/11€19k€19k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14-€-7k
Amounts payable17/49€22k€13k▼
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€12k€7k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48€1k€697▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€677€700▲
Gross operating margin9900€5k€-2k▼
Operating profit (loss)9901€-209€-7k▼
Financial income75/76B€7€113▲
Recurring financial income75€7€113▲
Financial charges65/66B€490€481▼
Recurring financial charges65€490€481▼
Profit (loss) for the period before taxes9903€-692€-7k▼
Income taxes67/77€929€52▼
Profit (loss) for the period9904€-2k€-7k▼
Profit (loss) for the period to be appropriated9905€-2k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-7k▼
Transfer from equity791/2€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €5k ▲85.9%
Operating result €8k, net result €5k, both a record.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieter Coudenberghlaan 302650 EdegemGround area
451 m²
Building footprint
123 m²
Volume, LiDAR
696 m³
Parcel 11013A0271/00A002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN&VAN
since 20122.206.662.995
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0271/00A002 | Flanders | 451 m² | 1 · 123 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AFERIN
BE 0805.954.390
Mechelen · Eq €36,756
ROGEMA
BE 1019.206.021
Villers-le-Bouillet · Eq €36,759
RADER PARTNERSHIP
BE 0803.699.141
Baelen · Eq €36,772
Paperas
BE 0842.192.206
Sint-Katelijne-Waver · Eq €36,656
Finalis
BE 1000.013.283
Laarne · Eq €36,644
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 2,474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
47519Retail trade
71112Activities of interior architects
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.