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VAN STEIRTEGHEM

Active
Private limited companyfounded 200619 yrs activeAven Ackers(VER) 11, 9130 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0884.209.537

VAN STEIRTEGHEM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €22k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 10050 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
79 / 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+2
Solvency58▲+13
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.89 in 2024), and 64.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.4%
Return on assets
4.4%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
on the day
2023
43 d early
2022
46 d early
2021
39 d early
2020
33 d early
2019
23 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close08-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€175k▲ 14.2%
2024 · €153k
2019: €190k 2020: €217k 2021: €186k 2022: €191k 2023: €190k 2024: €153k
2019 → 2025
Total assets
€493k▼ 4.3%
2024 · €515k
2019: €608k 2020: €641k 2021: €570k 2022: €491k 2023: €559k 2024: €515k
2019 → 2025
Net result
€22k▲ 17.1%
2024 · €18k
2019: €14k 2020: €27k 2021: €5k 2022: €5k 2023: €-1k 2024: €18k
2019 → 2025
Working capital
€15k
2024 · €-30k
2019: €110k 2020: €101k 2021: €80k 2022: €11k 2023: €-4k 2024: €-30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€186k-€191k▲ 2.8%€190k▼ 0.7%€153k▼ 19.5%€175k▲ 14.2%
Operating result€16k-€21k▲ 26.1%€14k▼ 31.7%€42k▲ 199%€46k▲ 9.3%
Net result€5k-€5k▼ 1.3%€-1k€18k€22k▲ 17.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €16k€16kNet result 2021: €5k€5kOperating result 2022: €21k€21kNet result 2022: €5k€5kOperating result 2023: €14k€14kNet result 2023: €-1k€-1kOperating result 2024: €42k€42kNet result 2024: €18k€18kOperating result 2025: €46k€46kNet result 2025: €22k€22k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €493k
Fixed assets €278k▲ 0.5%
Current assets €215k▼ 9.9%
Equity and liabilities €493k
Equity €175k▲ 14.2%
Provisions €25k=
Debt €293k▼ 13.0%
The debt ratio falls from 65.5% to 59.5%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€102k
2024 · €96k
Cash flow
€78k
2024 · €72k
Solvency
35.4%
2024 · 29.7%
Current ratio
1.07
2024 · 0.89
Quick ratio
0.52
2024 · 0.40
Debt / equity
1.68
2024 · 2.20
ROE
12.4%
2024 · 12.1%
ROA
4.4%
2024 · 3.6%
Interest coverage
7.80
2024 · 5.69
Debt
€293k
2024 · €337k
Debt ≤ 1 year
€201k
2024 · €269k
Debt > 1 year
€91k
2024 · €62k
Income taxes
€13k
2024 · €8k
Staff costs
€64k
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€515k€493k
Fixed assets21/28€276k€278k
Tangible fixed assets22/27€261k€263k
Land and buildings22€91k€83k
Plant, machinery and equipment23€98k€82k
Furniture and vehicles24€72k€74k
Leasing and similar rights25-€25k
Financial fixed assets28€15k€15k=
Current assets29/58€239k€215k
Stocks and contracts in progress3€131k€111k
Stocks30/36€131k€111k
Amounts receivable within one year40/41€65k€78k
Trade receivables40€64k€64k
Other amounts receivable41€1k€14k
Cash at bank and in hand54/58€35k€14k
Deferred charges and accrued income490/1€7k€12k
Equity and liabilities
Total equity and liabilities10/49€515k€493k
Equity10/15€153k€175k
Contributions10/11€6k€6k=
Reserves13€147k€168k
Tax-exempt reserves132€242€242=
Distributable reserves133€146k€168k
Provisions and deferred taxes16€25k€25k=
Provisions for liabilities and charges160/5€25k€25k=
Environmental obligations163€25k€25k=
Amounts payable17/49€337k€293k
Amounts payable after more than one year17€62k€91k
Financial debts170/4€62k€91k
Amounts payable within one year42/48€269k€201k
Current portion of amounts payable after more than one year42€15k€23k
Financial debts43€124k€110k
Credit institutions430/8€124k€110k
Trade debts44€111k€51k
Suppliers440/4€111k€51k
Taxes, remuneration and social security45€17k€17k
Taxes450/3€13k€10k
Remuneration and social security454/9€4k€6k
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€6k€1k
Income statement Code20242025
Non-recurring operating income76A€25k€17k
Remuneration, social security and pensions62€61k€64k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€56k
Other operating charges640/8€5k€6k
Gross operating margin9900€161k€172k
Operating profit (loss)9901€42k€46k
Financial income75/76B€1k€2k
Recurring financial income75€1k€2k
Financial charges65/66B€17k€13k
Recurring financial charges65€17k€13k
Profit (loss) for the period before taxes9903€26k€34k
Income taxes67/77€8k€13k
Profit (loss) for the period9904€18k€22k
Profit (loss) for the period to be appropriated9905€18k€22k
Appropriation of the result
Profit (loss) to be appropriated9906€18k€22k
Transfer from equity791/2€56k-
Transfer to equity691/2€18k€22k
To other reserves6921€18k€22k
Profit to be distributed694/7€56k-
Return on contributions (dividend)694€56k-
Social balance
Average headcount (FTE)90871.01.0=

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
08-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Back to profitnet €18k
Net result €18k after one loss-making year.
2023
19-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial Weakest financial yearnet €-1k ▼124%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2022
16-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
23-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial Highest result since 2019net €27k ▲90.2%
Net result €27k, the highest in the series.
30-06
Financial Equity above €200kEq €217k ▲14.4%
2 profitable years in a row build equity to €217k.
08-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
14-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2023
VAN STEIRTEGHEM Tom
Director · since 26-05-2023
Current
26-05-2023 Appointed as Director
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2006
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Aven Ackers(VER) 119130 Beveren-Kruibeke-Zwijndrecht
Ground area
114 m²
Parcel 46027B0161/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
GARAGE MODERNE
Aven Ackers(VER) 11, 9130 Beveren-Kruibeke-ZwijndrechtNACE 50103
since 20062.157.028.689
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46027B0161/00F000 Flanders 113 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,624 companies in sector 47811 we hold annual accounts for 5,187. 3,710 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-10-2006
Fiscal year end30-06
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50200
47812Retail trade
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.