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VAN STEENWEGHEN

Active
Private limited companyfounded 199135 yrs activeAarschotsebaan 75, 1910 Kampenhout, BelgiumKBO/BCE: BE 0444.649.780

VAN STEENWEGHEN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €-68k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 8623 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-88
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 12.48 against 6.3 in 2024; short-term debt: 7.4% and cash: 68.8% of total assets), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 35 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
53 d late
2022
61 d late
2021
25 d late
2020
26 d late
2019
36 d early
2018
29 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.09M▼ 10.6%
2024 · €1.22M
2018: €495k 2019: €530k 2020: €612k 2021: €687k 2022: €748k 2024: €1.22M
2018 → 2025
Total assets
€1.19M▼ 20.6%
2024 · €1.50M
2018: €922k 2019: €904k 2020: €964k 2021: €1.05M 2022: €1.04M 2024: €1.50M
2018 → 2025
Net result
€-68k
2024 · €472k
2018: €9k 2019: €35k 2020: €83k 2021: €84k 2022: €76k 2024: €472k
2018 → 2025
Working capital
€1.01M▼ 13.3%
2024 · €1.16M
2018: €393k 2019: €429k 2020: €510k 2021: €556k 2022: €612k 2024: €1.16M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220242025Trend
Equity€612k-€687k▲ 12.2%€748k▲ 8.9%€1.22M▲ 63.1%€1.09M▼ 10.6%
Operating result€75k-€90k▲ 19.7%€86k▼ 4.0%€640k▲ 642%€-84k
Net result€83k-€84k▲ 1.3%€76k▼ 8.6%€472k▲ 517%€-68k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400k€600kOperating result 2020: €75k€75kNet result 2020: €83k€83kOperating result 2021: €90k€90kNet result 2021: €84k€84kOperating result 2022: €86k€86kNet result 2022: €76k€76kOperating result 2024: €640k€640kNet result 2024: €472k€472kOperating result 2025: €-84k€-84kNet result 2025: €-68k€-68k20202021202220242025
The operating result turns negative in 2025: a loss of €84k after €640k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets €94k▼ 19.4%
Current assets €1.09M▼ 20.7%
Equity and liabilities €1.19M
Equity €1.09M▼ 10.6%
Debt €97k▼ 64.7%
The debt ratio falls from 18.5% to 8.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-61k
2024 · €665k
Cash flow
€-44k
2024 · €496k
Solvency
91.8%
2024 · 81.5%
Current ratio
12.48
2024 · 6.30
Quick ratio
12.48
2024 · 6.30
Debt / equity
0.09
2024 · 0.23
ROE
-6.2%
2024 · 38.7%
ROA
-5.7%
2024 · 31.5%
Interest coverage
-15.93
2024 · 81.22
Debt
€97k
2024 · €276k
Debt ≤ 1 year
€88k
2024 · €219k
Debt > 1 year
€6k
2024 · €53k
Income taxes
€272
2024 · €162k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.50M€1.19M
Fixed assets21/28€116k€94k
Tangible fixed assets22/27€62k€40k
Land and buildings22€1k€870
Plant, machinery and equipment23-€997
Furniture and vehicles24€26k€16k
Leasing and similar rights25€23k€14k
Other tangible fixed assets26€11k€9k
Financial fixed assets28€54k€54k=
Current assets29/58€1.38M€1.09M
Amounts receivable within one year40/41€270k€225k
Trade receivables40€123k€18k
Other amounts receivable41€147k€207k
Cash at bank and in hand54/58€1.05M€817k
Deferred charges and accrued income490/1€54k€52k
Equity and liabilities
Total equity and liabilities10/49€1.50M€1.19M
Equity10/15€1.22M€1.09M
Contributions10/11€469k€469k=
Reserves13€751k€621k
Tax-exempt reserves132€428k€428k=
Distributable reserves133€323k€193k
Amounts payable17/49€276k€97k
Amounts payable after more than one year17€53k€6k
Financial debts170/4€53k€6k
Amounts payable within one year42/48€219k€88k
Current portion of amounts payable after more than one year42€61k€19k
Financial debts43€151k-
Credit institutions430/8€151k-
Trade debts44€4k€4k
Suppliers440/4€4k€4k
Taxes, remuneration and social security45€3k€2k
Taxes450/3€3k€2k
Other amounts payable47/48-€63k
Accrued charges and deferred income492/3€4k€4k
Income statement Code20242025
Non-recurring operating income76A€1.01M-
Remuneration, social security and pensions62€131k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€530k-
Other operating charges640/8€18k€14k
Gross operating margin9900€1.34M€-47k
Operating profit (loss)9901€640k€-84k
Financial income75/76B€2k€21k
Recurring financial income75€2k€21k
Financial charges65/66B€8k€4k
Recurring financial charges65€8k€4k
Profit (loss) for the period before taxes9903€634k€-67k
Income taxes67/77€162k€272
Profit (loss) for the period9904€472k€-68k
Transfer to tax-exempt reserves689€421k-
Profit (loss) for the period to be appropriated9905€51k€-68k
Appropriation of the result
Profit (loss) to be appropriated9906€51k€-68k
Transfer from equity791/2-€130k
Transfer to equity691/2€51k-
To other reserves6921€51k-
Profit to be distributed694/7-€62k
Return on contributions (dividend)694-€62k
Social balance
Average headcount (FTE)90872.1-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Weakest financial yearnet €-68k ▼114%
Net result drops to €-68k, the lowest in the series.
2024
23-12
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 53 days late
31-03
Financial Highest result since 2018net €472k ▲517%
Operating result €640k, net result €472k, both a record.
31-03
Financial Equity above €1MEq €1.22M ▲63.1%
6 profitable years in a row build equity to €1.22M.
2023
30-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 61 days late
2022
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
26-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €500kEq €530k ▲7.1%
2 profitable years in a row build equity to €530k.
02-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
18-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 2 establishment units since 1991
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Aarschotsebaan 751910 Kampenhout
Ground area
3,088 m²
Building footprint
763 m²
Volume, LiDAR
4,592 m³
3 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
VAN STEENWEGHEN BVBA
Aarschotsebaan 77, 1910 KampenhoutNACE 6720
since 19912.053.692.809
VAN STEENWEGHEN BVBA
Van Frachenlaan 47, 1820 SteenokkerzeelInsurance agents and brokers
since 20172.263.594.572
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23038B0379/00H000 Flanders 1,445 m² 1 · 301 m² 9.8 m · 2 fl.
23038B0379/00K000 Flanders 861 m² 1 · 329 m² 9.9 m · 2 fl.
23081E0200/00A002 Flanders 782 m² 1 · 133 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 26,886 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-06-1991
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.