VAN SANTFOORT

Active

Private limited companyfounded 20242 yrs activeLiersesteenweg 426, 2800 Mechelen, BelgiumKBO/BCE: BE 1007.784.963

Summary

The computed 12-month bankruptcy probability of VAN SANTFOORT is 3.2% (moderate). The 2025 annual accounts show equity of €15,428 and a net result of €13,428. Its solvency ranks better than 14% of 30651 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

VAN SANTFOORTActiveChecked score 49/100

Risk analysis Report Compare

Activity

Painting of buildings

NACE 43341

1 site

Size

€157,877total assets 2025

Equity: €15,428
Profit: €13,428

Turnover not published (abridged schema)

Financial health

49 Fair Checked score 2025

Bankruptcy chance 12 m: 3.2%

Structure

Board: 1 member

Accounts filed 14 d late1 of 2 deeds read

Why 49- Founded in 2024- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 0.64, cash €3,021- Size: total assets €157,877Show the evidence

Checked score

Score 2025

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 28% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 35

equity 9.8% of total assets

Liquidity 21

short-term debt 60.8% · cash 1.9%

Profitability 79

return on assets 8.5%

Bankruptcy probability, 12 months

3.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)

Last 17 months 06-2025: 1.9%lowest value 07-2025: 2.3%▲ +19.0% vs 06-2025 08-2025: 2.4%▲ +5.2% vs 07-2025 09-2025: 2.7%▲ +12.0% vs 08-2025 10-2025: 2.7%● 0.0% vs 09-2025 11-2025: 3.0%▲ +10.3% vs 10-2025 12-2025: 3.0%▲ +1.8% vs 11-2025 01-2026: 2.9%▼ -4.2% vs 12-2025 02-2026: 3.2%▲ +8.6% vs 01-2026 03-2026: 3.3%▲ +4.2% vs 02-2026 04-2026: 3.3%▲ +1.1% vs 03-2026highest value 05-2026: 3.3%● 0.0% vs 04-2026highest value 06-2026: 3.3%● 0.0% vs 05-2026highest value 07-2026: 3.3%● 0.0% vs 06-2026highest value 08-2026: 3.3%● 0.0% vs 07-2026highest value 09-2026: 3.2%▼ -5.1% vs 08-2026 10-2026: 3.2%● 0.0% vs 09-2026

Founded in 2024 raises the probability for this profile
Sector Specialised construction activities (NACE 43) raises the probability
Liquidity: current ratio 0.64, cash €3,021 raises the probability
Size: total assets €157,877 raises the probability for this profile

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.64; short-term debt: 60.8% and cash: 1.9% of total assets), and 90.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 14%, liquidity 11%, profitability 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Specialised construction activities (NACE 43)

In the bankruptcy model this factor raises the probability.

KBO

Liquidity: current ratio 0.64, cash €3,021

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €157,877

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 30651 sector peers (2025).

NBB · sector comparison

Position among 30651 sector peers

Solvency

better than 14%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

14 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

14-08-26 Annual accounts filedfiscal year 2025 · micro…
07-05-26 Appointment: Dorine Verschoren (non-statutory director)State Gazette act

Key points

Caution: Among the weakest 14% on solvencysector median 47.2% · 30,651 companies 9.8% View
New directorlatest change 18-03-2026 · 1 in office 1 joined View
Total assets 2025first fiscal year filed €157,877 View