VAN SANDE CONSULT & C°
ActiveVAN SANDE CONSULT & C° has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €233. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 18% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-1
Solvency6▼-1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.18 against 0.11 in 2024), and 91.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.4%
Return on assets
0%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 6967 sector peers (2025).
NBB · sector comparisonPosition among 6967 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
on the day
2023
26 d late
2022
21 d early
2021
7 d early
2020
12 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▲ 0.2%
2024 · €112k
2019: €114k
2020: €114k
2021: €121k
2022: €137k
2023: €112k
2024: €112k
2019 → 2025
Total assets
€1.34M▲ 19.5%
2024 · €1.12M
2019: €400k
2020: €942k
2021: €949k
2022: €982k
2023: €1.17M
2024: €1.12M
2019 → 2025
Net result
€233▼ 47.1%
2024 · €440
2019: €8k
2020: €130
2021: €7k
2022: €16k
2023: €-26k
2024: €440
2019 → 2025
Working capital
€-511k▼ 0.6%
2024 · €-508k
2019: €195k
2020: €-5k
2021: €-3k
2022: €26k
2023: €-248k
2024: €-508k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€137k▲ 13.6%€112k▼ 18.8%€112k▲ 0.4%€112k▲ 0.2%
Operating result€25k-€35k▲ 39.7%€-30k€2k€-11k
Net result€7k-€16k▲ 125%€-26k€440€233▼ 47.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€1.23M▲ 16.4%
Current assets
€109k▲ 71.7%
Equity and liabilities €1.34M
Equity
€112k▲ 0.2%
Debt
€1.23M▲ 21.6%
The debt ratio rises from 90.0% to 91.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€15k
Cash flow
€27k
Solvency
8.4%▼
2024 · 10.0%
Current ratio
0.18▲
2024 · 0.11
Quick ratio
0.18▲
2024 · 0.11
Debt / equity
10.94▲
2024 · 9.02
ROE
0.2%▼
2024 · 0.4%
ROA
0.0%▼
2024 · 0.0%
Interest coverage
6.56
Debt
€1.23M▲
2024 · €1.01M
Debt ≤ 1 year
€620k▲
2024 · €572k
Debt > 1 year
€608k▲
2024 · €438k
Income taxes
€394▲
2024 · €157
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.34M▲
Fixed assets21/28€1.06M€1.23M▲
Tangible fixed assets22/27€1.03M€1.04M▲
Land and buildings22€994k€1.01M▲
Plant, machinery and equipment23€19k€15k▼
Furniture and vehicles24€20k€15k▼
Financial fixed assets28€25k€195k▲
Current assets29/58€64k€109k▲
Amounts receivable within one year40/41€26k€59k▲
Trade receivables40€24k€59k▲
Other amounts receivable41€2k€515▼
Cash at bank and in hand54/58€17k€28k▲
Deferred charges and accrued income490/1€21k€22k▲
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.34M▲
Equity10/15€112k€112k▲
Contributions10/11€19k€19k=
Reserves13€119k€119k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€117k€118k▲
Profit (loss) carried forward14€-26k€-26k=
Amounts payable17/49€1.01M€1.23M▲
Amounts payable after more than one year17€438k€608k▲
Financial debts170/4€438k€608k▲
Amounts payable within one year42/48€572k€620k▲
Current portion of amounts payable after more than one year42€16k-
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Other amounts payable47/48€552k€612k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€27k
Other operating charges640/8€6k€11k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€7k€26k▲
Operating profit (loss)9901€2k€-11k▼
Financial income75/76B€383€14k▲
Recurring financial income75€383€14k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€597€626▲
Income taxes67/77€157€394▲
Profit (loss) for the period9904€440€233▼
Profit (loss) for the period to be appropriated9905€440€233▼
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-26k▼
Profit (loss) brought forward from the previous period14P€-26k€-26k=
Transfer to equity691/2€440€233▼
To other reserves6921€440€233▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €440
Net result €440 after one loss-making year.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-06
Financial
Weakest financial yearnet €-26k ▼257%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €16k ▲125%
Net result €16k, the highest in the series.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 2 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vissershuldeplein 28301 Knokke-HeistGround area
316 m²
Building footprint
302 m²
Volume, LiDAR
5,371 m³
2 parcels, Flanders · tallest building 30.3 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
VAN SANDE CONSULT & C°
since 20052.149.073.602
van sande consult & co
since 20162.252.138.476
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41040B0625/00N000 | Flanders | 165 m² | 1 · 151 m² | 10.8 m · 3 fl. |
| 31008I0095/00_000 | Flanders | 152 m² | 1 · 152 m² | 30.3 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 5,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2003
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:JOHNY.HERMANS@HOTMAIL.COM