Van Riel
ActiveVan Riel has been active since 1955 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €782k and a net result of €-22k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 174 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-9
Solvency47▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 1.0 against 0.95 in 2024; short-term debt: 71.1% and cash: 8.3% of total assets), and 78.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 174 sector peers (2025).
NBB · sector comparisonPosition among 174 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
24 d early
2023
43 d early
2022
47 d early
2021
41 d early
2020
24 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€782k▼ 2.7%
2024 · €804k
2019: €443k
2021: €649k
2022: €757k
2023: €791k
2024: €804k
2019 → 2025
Total assets
€3.57M▲ 1.6%
2024 · €3.51M
2019: €2.56M
2021: €2.95M
2022: €2.99M
2023: €3.39M
2024: €3.51M
2019 → 2025
Net result
€-22k
2024 · €12k
2019: €32k
2021: €155k
2022: €108k
2023: €34k
2024: €12k
2019 → 2025
Working capital
€-5k▲ 95.2%
2024 · €-108k
2019: €128k
2021: €212k
2022: €237k
2023: €-139k
2024: €-108k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€649k-€757k▲ 16.6%€791k▲ 4.5%€804k▲ 1.6%€782k▼ 2.7%
Operating result€295k-€137k▼ 53.7%€94k▼ 31.1%€124k▲ 32.3%€23k▼ 81.7%
Net result€155k-€108k▼ 30.2%€34k▼ 68.7%€12k▼ 63.3%€-22k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.57M
Fixed assets
€1.04M▼ 18.6%
Current assets
€2.53M▲ 13.1%
Equity and liabilities €3.57M
Equity
€782k▼ 2.7%
Debt
€2.79M▲ 2.9%
The debt ratio rises from 77.1% to 78.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€244k▼
2024 · €351k
Cash flow
€200k▼
2024 · €239k
Solvency
21.9%▼
2024 · 22.9%
Current ratio
1.00▲
2024 · 0.95
Quick ratio
0.37▲
2024 · 0.28
Debt / equity
3.57▲
2024 · 3.37
ROE
-2.8%▼
2024 · 1.5%
ROA
-0.6%▼
2024 · 0.4%
Interest coverage
2.58▼
2024 · 3.61
Debt
€2.79M▲
2024 · €2.71M
Debt ≤ 1 year
€2.54M▲
2024 · €2.35M
Debt > 1 year
€233k▼
2024 · €343k
Income taxes
€3k▼
2024 · €17k
Staff costs
€1.05M▲
2024 · €1.05M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.51M€3.57M▲
Fixed assets21/28€1.27M€1.04M▼
Tangible fixed assets22/27€1.20M€957k▼
Land and buildings22€31k€0▼
Plant, machinery and equipment23€637k€528k▼
Furniture and vehicles24€89k€60k▼
Leasing and similar rights25€440k€346k▼
Other tangible fixed assets26-€23k
Assets under construction and advance payments27€0-
Financial fixed assets28€77k€80k▲
Current assets29/58€2.24M€2.53M▲
Stocks and contracts in progress3€1.58M€1.60M▲
Stocks30/36€1.58M€1.60M▲
Amounts receivable within one year40/41€573k€436k▼
Trade receivables40€521k€376k▼
Other amounts receivable41€52k€59k▲
Current investments50/53-€162k
Cash at bank and in hand54/58€68k€295k▲
Deferred charges and accrued income490/1€21k€37k▲
Equity and liabilities
Total equity and liabilities10/49€3.51M€3.57M▲
Equity10/15€804k€782k▼
Contributions10/11€161k€161k=
Capital10€161k€161k=
Issued capital100€161k€161k=
Reserves13€147k€147k=
Non-distributable reserves130/1€16k€16k=
Legal reserve130€16k€16k=
Reserves not available under the articles1311€372€372=
Distributable reserves133€131k€131k=
Profit (loss) carried forward14€495k€473k▼
Amounts payable17/49€2.71M€2.79M▲
Amounts payable after more than one year17€343k€233k▼
Financial debts170/4€343k€233k▼
Amounts payable within one year42/48€2.35M€2.54M▲
Current portion of amounts payable after more than one year42€238k€231k▼
Financial debts43€1.21M€403k▼
Credit institutions430/8€1.21M€403k▼
Other loans439€0-
Trade debts44€756k€764k▲
Suppliers440/4€756k€764k▲
Taxes, remuneration and social security45€148k€141k▼
Taxes450/3€12k€7k▼
Remuneration and social security454/9€135k€134k▼
Other amounts payable47/48€0€1.00M▲
Accrued charges and deferred income492/3€19k€17k▼
Income statement
Code20242025
Non-recurring operating income76A€14k€14k▼
Remuneration, social security and pensions62€1.05M€1.05M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€227k€221k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-195k
Other operating charges640/8€149k€406k▲
Non-recurring operating charges66A-€35k
Gross operating margin9900€1.55M€1.54M▼
Operating profit (loss)9901€124k€23k▼
Financial income75/76B€3k€53k▲
Recurring financial income75€3k€53k▲
Financial charges65/66B€97k€94k▼
Recurring financial charges65€97k€94k▼
Profit (loss) for the period before taxes9903€30k€-19k▼
Income taxes67/77€17k€3k▼
Profit (loss) for the period9904€12k€-22k▼
Profit (loss) for the period to be appropriated9905€12k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€495k€473k▼
Profit (loss) brought forward from the previous period14P€483k€495k▲
Social balance
Average headcount (FTE)908721.420.7▼
The notes to these accounts (30 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-22k ▼274%
Net result drops to €-22k, the lowest in the series.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €155k ▲381%
Operating result €295k, net result €155k, both a record.
30-06
Financial
Equity above €500kEq €649k ▲46.5%
2 profitable years in a row build equity to €649k.
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogkamerstraat 3359140 TemseGround area
2,197 m²
Building footprint
2,139 m²
Volume, LiDAR
14,871 m³
Parcel 46025B0369/00G000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoogkamerstraat 335, 9140 Temse
since 19842.026.006.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0369/00G000 | Flanders | 2,197 m² | 1 · 2,139 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 28,168 EUR awarded · 28,169 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,620 EUR | 2,031 EUR |
| 2024 | 3 | 1,548 EUR | 26,138 EUR |
| 2022 | 1 | 25,000 EUR | 0 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Legal Entity Identifier
5493001NC0RW93S5S553
Similar companies · same sector, comparable size
DVS GROUP
BE 0832.724.907
Braine-le-Château · Eq €745k
ARCHIMIGNON
BE 0634.715.441
Brussel · Eq €735k
DENDERLAND-MARTIN
BE 0741.791.068
Kortrijk · Eq €711k
SOCIETE ANONYME DE TRAITEMENTS TEXTILES
BE 0421.677.014
Verviers · Eq €702k
J&P SPORT
BE 0458.503.558
Retie · Eq €692k
Of 755 companies in sector 13300 we hold annual accounts for 160. 91 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-03-1955
Fiscal year end30-06
Activities, NACEBEL
13300Finishing of textiles
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.