Van Raatshoven is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €249k and a net result of €109k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 8018 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €249k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
on the day
2023
27 d late
2022
1 d late
2021
30 d late
2020
26 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€249k▲ 77.3%
2024 · €140k
2018: €259k
2019: €250k
2020: €84k
2021: €-120k
2022: €-33k
2023: €76k
2024: €140k
2018 → 2025
Net result
€109k▲ 68.0%
2024 · €65k
2018: €-14k
2019: €-166k
2020: €-166k
2021: €-126k
2022: €86k
2023: €109k
2024: €65k
2018 → 2025
Total assets
€477k▲ 54.2%
2024 · €310k
2018: €604k
2019: €666k
2020: €666k
2021: €92k
2022: €251k
2023: €270k
2024: €310k
2018 → 2025
Solvency
52.1%▲ 6.8pp
2024 · 45.3%
2018: 42.9%
2019: 37.5%
2020: 12.6%
2021: -130.1%
2022: -13.3%
2023: 28.1%
2024: 45.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-120k-€-33k▲ 72.1%€76k€140k▲ 85.3%€249k▲ 77.3%
Operating result€110k-€113k▲ 2.5%€160k▲ 42.0%€102k▼ 36.5%€163k▲ 60.6%
Net result€-126k-€86k€109k▲ 26.6%€65k▼ 40.8%€109k▲ 68.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €477k
Fixed assets
€105k▲ 129%
Current assets
€373k▲ 41.3%
Equity and liabilities €477k
Equity
€249k▲ 77.3%
Debt
€229k▲ 35.1%
The debt ratio falls from 54.7% to 47.9%. Equity and debt are higher.
Key figures and ratios
Solvency
52.1%▲
2024 · 45.3%
ROE
43.6%▼
2024 · 46.0%
ROA
22.7%▲
2024 · 20.9%
Debt
€229k▲
2024 · €169k
Debt ≤ 1 year
€156k▲
2024 · €144k
Debt > 1 year
€46k
Income taxes
€49k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€310k€477k▲
Fixed assets21/28€46k€105k▲
Tangible fixed assets22/27€43k€102k▲
Land and buildings22-€65k
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€38k€33k▼
Financial fixed assets28€2k€2k=
Current assets29/58€264k€373k▲
Amounts receivable after more than one year29€200k€200k=
Other amounts receivable291€200k€200k=
Amounts receivable within one year40/41€39k€113k▲
Trade receivables40€139-
Other amounts receivable41€39k€113k▲
Cash at bank and in hand54/58€24k€58k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€310k€477k▲
Equity10/15€140k€249k▲
Contributions10/11€12k€12k=
Reserves13€128k€236k▲
Distributable reserves133€128k€236k▲
Amounts payable17/49€169k€229k▲
Amounts payable after more than one year17-€46k
Financial debts170/4-€46k
Amounts payable within one year42/48€144k€156k▲
Current portion of amounts payable after more than one year42-€18k
Financial debts43€100k€100k=
Credit institutions430/8€100k€100k=
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Advances received on contracts in progress46-€290
Taxes, remuneration and social security45€34k€32k▼
Taxes450/3€30k€28k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€4k€4k=
Accrued charges and deferred income492/3€25k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€108k€173k▲
Operating profit (loss)9901€102k€163k▲
Financial income75/76B€146€4k▲
Recurring financial income75€146€4k▲
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€90k€157k▲
Income taxes67/77€26k€49k▲
Profit (loss) for the period9904€65k€109k▲
Profit (loss) for the period to be appropriated9905€65k€109k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€109k▲
Transfer to equity691/2€65k€109k▲
To other reserves6921€65k€109k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €249k ▲77.3%
4 profitable years in a row build equity to €249k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €140k ▲85.3%
3 profitable years in a row build equity to €140k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2018net €109k ▲26.6%
Net result €109k, the highest in the series.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Back to profitnet €86k
Net result €86k after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handelsdokkaai 39000 GentGround area
3,101 m²
Building footprint
278 m²
Volume, LiDAR
118 m³
Parcel 44021A3685/00F000, Flanders · tallest building 4.7 m. Linked by address, not a title deed.
1 establishment unit
Van Raatshoven
since 20072.162.635.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A3685/00F000 | Flanders | 3,101 m² | 1 · 278 m² | 4.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488005KW4KTEVLYEC65
Similar companies · same sector, comparable size
CAPITAL FOR GROWTH
BE 0508.556.152
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AERTERUS
BE 0676.782.064
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WELV'EYE
BE 0740.685.169
Knokke-Heist · Eq €249k
ALATIS
BE 1014.272.283
Aalst · Eq €249k
KVDK
BE 0760.973.512
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-04-2007
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.