VAN POUCKE & CO
ActiveVAN POUCKE & CO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291k and a net result of €26k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 2152 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+11
Solvency60▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.67 in 2024; short-term debt: 44.2% and cash: 17.6% of total assets), but 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
3.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
9 d early
2023
12 d late
2022
14 d late
2021
34 d early
2020
31 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€291k▲ 10.0%
2024 · €264k
2018: €97k
2019: €131k
2020: €152k
2021: €179k
2022: €213k
2023: €232k
2024: €264k
2018 → 2025
Total assets
€832k▲ 37.3%
2024 · €606k
2018: €551k
2019: €751k
2020: €604k
2021: €706k
2022: €721k
2023: €723k
2024: €606k
2018 → 2025
Net result
€26k▲ 33.0%
2024 · €20k
2018: €18k
2019: €34k
2020: €21k
2021: €28k
2022: €34k
2023: €19k
2024: €20k
2018 → 2025
Working capital
€210k▲ 15.6%
2024 · €182k
2018: €-2k
2019: €-10k
2020: €52k
2021: €160k
2022: €111k
2023: €158k
2024: €182k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€213k▲ 18.7%€232k▲ 9.0%€264k▲ 13.9%€291k▲ 10.0%
Operating result€37k-€50k▲ 32.9%€32k▼ 36.5%€36k▲ 14.6%€48k▲ 33.0%
Net result€28k-€34k▲ 21.4%€19k▼ 42.8%€20k▲ 3.2%€26k▲ 33.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €832k
Fixed assets
€254k▲ 67.3%
Current assets
€578k▲ 27.3%
Equity and liabilities €832k
Equity
€291k▲ 10.0%
Debt
€541k▲ 58.5%
The debt ratio rises from 56.4% to 65.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80k▲
2024 · €67k
Cash flow
€58k▲
2024 · €51k
Solvency
34.9%▼
2024 · 43.6%
Current ratio
1.57▼
2024 · 1.67
Quick ratio
0.65▼
2024 · 1.11
Debt / equity
1.86▲
2024 · 1.29
ROE
9.1%▲
2024 · 7.5%
ROA
3.2%▼
2024 · 3.3%
Interest coverage
6.08▲
2024 · 4.69
Debt
€541k▲
2024 · €342k
Debt ≤ 1 year
€367k▲
2024 · €272k
Debt > 1 year
€170k▲
2024 · €44k
Income taxes
€14k▲
2024 · €8k
Staff costs
€243k▲
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€606k€832k▲
Fixed assets21/28€152k€254k▲
Tangible fixed assets22/27€152k€254k▲
Land and buildings22€92k€209k▲
Plant, machinery and equipment23€37k€32k▼
Furniture and vehicles24€479€1k▲
Other tangible fixed assets26€22k€11k▼
Financial fixed assets28€92€92=
Current assets29/58€454k€578k▲
Amounts receivable after more than one year29€9k€8k▼
Other amounts receivable291€9k€8k▼
Stocks and contracts in progress3€152k€340k▲
Stocks30/36€7k€125k▲
Contracts in progress37€145k€214k▲
Amounts receivable within one year40/41€180k€73k▼
Trade receivables40€163k€37k▼
Other amounts receivable41€16k€36k▲
Cash at bank and in hand54/58€102k€146k▲
Deferred charges and accrued income490/1€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€606k€832k▲
Equity10/15€264k€291k▲
Contributions10/11€19k€19k=
Reserves13€244k€270k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€244k€270k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€342k€541k▲
Amounts payable after more than one year17€44k€170k▲
Financial debts170/4€44k€170k▲
Amounts payable within one year42/48€272k€367k▲
Current portion of amounts payable after more than one year42€15k€21k▲
Trade debts44€101k€194k▲
Suppliers440/4€101k€194k▲
Taxes, remuneration and social security45€17k€13k▼
Taxes450/3€9k€9k▼
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48€140k€139k▼
Accrued charges and deferred income492/3€26k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€179k€243k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€32k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€249k€326k▲
Operating profit (loss)9901€36k€48k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€28k€40k▲
Income taxes67/77€8k€14k▲
Profit (loss) for the period9904€20k€26k▲
Profit (loss) for the period to be appropriated9905€20k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€29k▲
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€20k€26k▲
To other reserves6921€20k€26k▲
Social balance
Average headcount (FTE)90872.73.8▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 12 days late
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 14 days late
2022
31-12
Financial
Highest result since 2018net €34k ▲21.4%
Operating result €50k, net result €34k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲18.7%
5 profitable years in a row build equity to €213k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150kEq €152k ▲15.8%
3 profitable years in a row build equity to €152k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €131k ▲34.5%
2 profitable years in a row build equity to €131k.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ketterijstraat(WAT) 429988 Sint-LaureinsGround area
2,220 m²
Building footprint
185 m²
Volume, LiDAR
1,066 m³
Parcel 43017A1007/00W000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Poucke & Co
since 20042.142.315.868
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43017A1007/00W000 | Flanders | 2,220 m² | 1 · 185 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 38 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 38 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 11,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2004
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43331Floor and wall tiling
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.