Skip to content

VAN OVERSTEYNS

Active
Public limited companyfounded 1989active for 36 yearsDiestsesteenweg(LIN) 85, 3210 Lubbeek, BelgiumKBO/BCE: BE 0439.124.542
Summary

VAN OVERSTEYNS has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €459,141 and a net result of €14,619. Equity has been stable since 2018 (±0.1% per year). Its solvency ranks better than 70% of 483 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-12-1989 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 2 others
Joint committee
112 Paritair Comité voor het garagebedrijf · annual accounts 2025
Establishment unit
2.046.052.672 3210 Lubbeek, since 19-12-1989
Financial year end
31 December
Peppol
Reachable since 22-12-2025

Board and ownership

Board
  • Van Oversteyns ChrisDirector · since 01-01-2021
  • Willems HildeDirector · since 01-01-2021
  • Van Oversteyns NIckDirector

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€353,559
▼ 7.9%
Turnover
≈ €1.3m
estimated
Profit
€14,619
▼ 42.6%
Equity
€459,141
▲ 3.3%
Total assets
€741,127
▼ 14.4%
Employees on 31-12-2025
5
▲ 25.0%
Score breakdownraises riskLiquidity: current ratio 1.40, cash €27,654, halved1 of the last 3 accounts latelowers riskFounded in 1989Equity €459,141 (62.0% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 87+11
equity 62.0% of total assets
Liquidity 37-4
short-term debt 37.6% · cash 3.7%
Profitability 71-1
return on assets 2.0%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.6 percentage points vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.4 (1.22 in 2024), below the usual 1.5. Short-term debt is 37.6% and cash 3.7% of total assets. 38% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 72% of them on solvency, 29% on liquidity, 44% on profitability and 41% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.40, cash €27,654, halved
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €459,141 (62.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
16 days early
2024
21 days late
2023
43 days late
2022
30 days late
2021
57 days late
2020
82 days late
2019
7 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 4th largest company by total assets in Lubbeek, Other services sectorin the Checked rankings No. 4 View

Recent changes

  1. · Gazette deed Resignations: Jozef Van Oversteyns (director) and Léona Morren (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as VAN OVERSTEYNS: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €575,000 and €967,000, founded between 1981 and 1994.

CompanyTotal assetsGross margin
VAN OVERSTEYNS Lubbeek€741,127€353,559
Garage Laurent Rhisnes Gesves€701,417€336,420
DEPANNAGE JOS DE COOMAN Zaventem€794,535€375,347
Oset Lanaken€905,130€411,170
DIPLOMATIC CAR Schaarbeek€598,016€351,141
GARAGE FRANCOIS DIELEMAN Hamme (Vl.)€574,642€279,064
Centrum Garage Boechout€967,306€363,038
Full comparison

Key facts about VAN OVERSTEYNS

What is the company number of VAN OVERSTEYNS?
The company number of VAN OVERSTEYNS is 0439.124.542. The VAT number is the same number with BE in front: BE 0439.124.542.
Where is VAN OVERSTEYNS based?
The registered office is at Diestsesteenweg(LIN) 85, 3210 Lubbeek.Company details
What does VAN OVERSTEYNS do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of VAN OVERSTEYNS?
The legal form of VAN OVERSTEYNS is Public limited company (NV).
When was VAN OVERSTEYNS founded?
VAN OVERSTEYNS was founded on 01-12-1989.
Is VAN OVERSTEYNS still active?
Yes, VAN OVERSTEYNS is an active enterprise in the KBO register.
How many employees does VAN OVERSTEYNS have?
VAN OVERSTEYNS had an average of 4.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VAN OVERSTEYNS fall under?
In its 2025 annual accounts, VAN OVERSTEYNS states joint committee 112 (Paritair Comité voor het garagebedrijf).
What is the turnover of VAN OVERSTEYNS?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €353,559 and 35 comparable companies (NACE 953). It probably lies between €970,000 and €1.8m.
Is VAN OVERSTEYNS profitable?
In financial year 2025, VAN OVERSTEYNS made a profit of €14,619.
Where can I find the annual accounts of VAN OVERSTEYNS?
VAN OVERSTEYNS filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAN OVERSTEYNS due?
VAN OVERSTEYNS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.