VAN OUDENHOVE SCHILDERWERKEN
ActiveVAN OUDENHOVE SCHILDERWERKEN has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.03M and a net result of €92k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-16
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 10.91 against 5.55 in 2024), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
11 d late
2023
28 d late
2022
22 d late
2021
12 d late
2020
18 d late
2019
82 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.03M▲ 1.5%
2024 · €1.01M
2018: €866k
2019: €1.05M
2020: €1.13M
2021: €1.05M
2022: €973k
2023: €1.03M
2024: €1.01M
2018 → 2025
Total assets
€1.09M▼ 4.4%
2024 · €1.14M
2018: €1.61M
2019: €1.21M
2020: €1.20M
2021: €1.09M
2022: €1.06M
2023: €1.17M
2024: €1.14M
2018 → 2025
Net result
€92k▼ 25.5%
2024 · €123k
2018: €199k
2019: €183k
2020: €78k
2021: €43k
2022: €145k
2023: €231k
2024: €123k
2018 → 2025
Working capital
€633k▲ 7.2%
2024 · €591k
2018: €355k
2019: €593k
2020: €721k
2021: €659k
2022: €592k
2023: €530k
2024: €591k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.05M-€973k▼ 7.2%€1.03M▲ 5.9%€1.01M▼ 1.8%€1.03M▲ 1.5%
Operating result€64k-€197k▲ 209%€336k▲ 70.3%€177k▼ 47.2%€128k▼ 28.0%
Net result€43k-€145k▲ 237%€231k▲ 59.6%€123k▼ 46.6%€92k▼ 25.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€396k▼ 6.3%
Current assets
€697k▼ 3.2%
Equity and liabilities €1.09M
Equity
€1.03M▲ 1.5%
Debt
€66k▼ 49.5%
The debt ratio falls from 11.5% to 6.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€221k▼
2024 · €259k
Cash flow
€185k▼
2024 · €205k
Solvency
93.9%▲
2024 · 88.5%
Current ratio
10.91▲
2024 · 5.55
Quick ratio
10.91▲
2024 · 5.55
Debt / equity
0.06▼
2024 · 0.13
ROE
8.9%▼
2024 · 12.2%
ROA
8.4%▼
2024 · 10.8%
Debt
€66k▼
2024 · €131k
Debt ≤ 1 year
€64k▼
2024 · €130k
Income taxes
€38k▼
2024 · €59k
Staff costs
€226k▼
2024 · €230k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€1.09M▼
Fixed assets21/28€422k€396k▼
Tangible fixed assets22/27€422k€396k▼
Land and buildings22€267k€246k▼
Plant, machinery and equipment23€25k€28k▲
Furniture and vehicles24€130k€121k▼
Current assets29/58€720k€697k▼
Amounts receivable within one year40/41€244k€118k▼
Trade receivables40€224k€111k▼
Other amounts receivable41€20k€7k▼
Current investments50/53-€520k
Cash at bank and in hand54/58€471k€50k▼
Deferred charges and accrued income490/1€5k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.14M€1.09M▼
Equity10/15€1.01M€1.03M▲
Contributions10/11€25k€25k=
Capital10€25k-
Issued capital100€25k-
Reserves13€987k€1.00M▲
Non-distributable reserves130/1€791k€806k▲
Legal reserve130€3k-
Reserves not available under the articles1311-€3k
Other1319€788k€803k▲
Tax-exempt reserves132€196k€196k=
Amounts payable17/49€131k€66k▼
Amounts payable within one year42/48€130k€64k▼
Trade debts44€54k€43k▼
Suppliers440/4€54k€43k▼
Taxes, remuneration and social security45€76k€21k▼
Taxes450/3€71k€12k▼
Remuneration and social security454/9€5k€8k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€230k€226k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€93k▲
Other operating charges640/8€8k€13k▲
Gross operating margin9900€497k€459k▼
Operating profit (loss)9901€177k€128k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€506-
Recurring financial charges65€506-
Profit (loss) for the period before taxes9903€182k€130k▼
Income taxes67/77€59k€38k▼
Profit (loss) for the period9904€123k€92k▼
Profit (loss) for the period to be appropriated9905€123k€92k▼
Appropriation of the result
Profit (loss) to be appropriated9906€123k€92k▼
Transfer from equity791/2€141k-
Transfer to equity691/2€123k€15k▼
To other reserves6921€123k€15k▼
Profit to be distributed694/7€141k€77k▼
Return on contributions (dividend)694€141k€77k▼
Social balance
Average headcount (FTE)90873.83.8=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €231k ▲59.6%
Operating result €336k, net result €231k, both a record.
31-12
Financial
Equity above €1MEq €1.03M ▲5.9%
6 profitable years in a row build equity to €1.03M.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
31-12
Financial
Weakest financial yearnet €43k ▼44.7%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 18 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 10.61
Current ratio from 4.68 to 10.61; short-term debt falls from €161k to €75k.
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 82 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 4.68
Current ratio from 1.48 to 4.68; short-term debt falls from €743k to €161k.
31-12
Financial
Equity above €1MEq €1.05M ▲21.2%
2 profitable years in a row build equity to €1.05M.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 8 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herenveld(Sch) 189500 GeraardsbergenGround area
4,194 m²
Building footprint
2,027 m²
Volume, LiDAR
12,481 m³
Parcel 41059A0140/00K000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Herenveld(Sch) 18, 9500 Geraardsbergen
since 20032.131.562.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41059A0140/00K000 | Flanders | 4,194 m² | 1 · 2,027 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUNOVATION
BE 0837.803.252
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de Waal
BE 0759.395.083
Kapellen · Eq €1.00M
Les Entreprises Yvo Rinaldi
BE 0403.977.284
Flémalle · Eq €989k
F. SIERRA
BE 0478.866.630
Jette · Eq €978k
MULTICOLORE
BE 0891.776.131
Liège · Eq €975k
Of 7,817 companies in sector 43341 we hold annual accounts for 2,639. 941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2003
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.