VAN OSSEL KRIS
ActiveSummary
VAN OSSEL KRIS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237k and a net result of €-6k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 12.56 against 19.04 in 2024; short-term debt: 6.2% and cash: 43.8% of total assets), and 15.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
1 d early
2023
1 d early
2022
7 d early
2021
3 d early
2020
5 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€237k▼ 2.4%
2024 · €243k
2018: €150k
2019: €149k
2020: €183k
2021: €198k
2022: €212k
2023: €236k
2024: €243k
2018 → 2025
Total assets
€281k▼ 5.4%
2024 · €297k
2018: €230k
2019: €203k
2020: €224k
2021: €257k
2022: €244k
2023: €315k
2024: €297k
2018 → 2025
Net result
€-6k
2024 · €7k
2018: €18k
2019: €-789
2020: €34k
2021: €15k
2022: €14k
2023: €24k
2024: €7k
2018 → 2025
Working capital
€203k▼ 15.2%
2024 · €239k
2018: €166k
2019: €158k
2020: €193k
2021: €224k
2022: €229k
2023: €232k
2024: €239k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€198k-€212k▲ 6.8%€236k▲ 11.4%€243k▲ 3.1%€237k▼ 2.4%
Operating result€15k-€14k▼ 9.4%€28k▲ 107%€6k▼ 78.3%€-8k
Net result€15k-€14k▼ 10.3%€24k▲ 78.4%€7k▼ 69.2%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€61k ▲ 35.6%
Current assets
€220k ▼ 12.7%
Equity and liabilities €281k
Equity
€237k ▼ 2.4%
Debt
€44k ▼ 18.8%
Debt's share of the balance-sheet total falls from 18.2% to 15.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €19k
Cash flow
€13k▼
2024 · €20k
Current ratio
12.56▼
2024 · 19.04
Quick ratio
8.32▼
2024 · 13.25
Debt to equity
0.19▼
2024 · 0.22
ROE
-2.5%▼
2024 · 3.0%
ROA
-2.1%▼
2024 · 2.5%
Interest coverage
7.21▼
2024 · 12.16
Debt ≤ 1 year
€18k▲
2024 · €13k
Debt > 1 year
€26k▼
2024 · €41k
Income taxes
€155▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€297k€281k▼
Fixed assets21/28€45k€61k▲
Tangible fixed assets22/27€44k€60k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€42k€58k▲
Financial fixed assets28€650€650=
Current assets29/58€252k€220k▼
Stocks and contracts in progress3€77k€74k▼
Stocks30/36€77k€74k▼
Amounts receivable within one year40/41€11k€18k▲
Trade receivables40-€8k
Other amounts receivable41€11k€10k▼
Cash at bank and in hand54/58€156k€123k▼
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€297k€281k▼
Equity10/15€243k€237k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€224k€218k▼
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€222k€216k▼
Profit (loss) carried forward14€666€711▲
Amounts payable17/49€54k€44k▼
Amounts payable after more than one year17€41k€26k▼
Financial debts170/4€16k€11k▼
Other amounts payable178/9€25k€15k▼
Amounts payable within one year42/48€13k€18k▲
Current portion of amounts payable after more than one year42€10k€15k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€343€5▼
Taxes450/3€343€5▼
Other amounts payable47/48€1k€553▼
Income statement
Code20242025
Non-recurring operating income76A-€13k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€22k€13k▼
Operating profit (loss)9901€6k€-8k▼
Financial income75/76B€6k€4k▼
Recurring financial income75€6k€4k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€10k€-6k▼
Income taxes67/77€3k€155▼
Profit (loss) for the period9904€7k€-6k▼
Profit (loss) for the period to be appropriated9905€7k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-5k▼
Profit (loss) brought forward from the previous period14P€252€666▲
Transfer from equity791/2-€6k
Transfer to equity691/2€7k-
To other reserves6921€7k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
31-12
Financial
Weakest financial yearnet €-6k ▼180%
Net result drops to €-6k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 19.04
Current ratio from 9.44 to 19.04; short-term debt falls from €28k to €13k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 34.62
Current ratio from 10.09 to 34.62; short-term debt falls from €25k to €7k.
31-12
Financial
Equity above €200kEq €212k ▲6.8%
3 profitable years in a row build equity to €212k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Equity above €150kEq €183k ▲22.7%
Equity rises from €149k to €183k.
Show earlier events
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wilgenlaan 171861 MeiseGround area
4,283 m²
Building footprint
1,177 m²
Volume, LiDAR
14,246 m³
Parcel 23093F0457/00K002, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Wilgenlaan 17, 1861 Meise
since 19992.092.886.153
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093F0457/00K002 | Flanders | 4,283 m² | 1 · 1,177 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WOONMODE
BE 0468.348.662
Erpe-Mere · Eq €238,374
Sleepart
BE 0767.443.511
Heist-op-den-Berg · Eq €235,911
GLOBAL INTERIEUR
BE 0578.992.208
Aywaille · Eq €238,661
'T GARNIERDERSHUIS
BE 0407.264.594
Roeselare · Eq €235,502
DE WAEL
BE 0864.709.963
Wetteren · Eq €238,886
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,326 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-1999
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.