VAN MURCIA
ActiveSummary
The computed 12-month bankruptcy probability of VAN MURCIA is 3.3% (moderate). The 2025 annual accounts show equity of €27k and a net result of €990. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 4654 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-56
Solvency52▼-30
Growth78=
Track record94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 2.32 in 2024; short-term debt: 73% and cash: 24.8% of total assets), and 73% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
46 d late
2024
84 d late
2023
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 3.8%
2024 · €26k
2023: €15klowest in 3 years
2024: €26k▲ +69.0% vs 2023
2025: €27k▲ +3.8% vs 2024highest in 3 years
2023 → 2025
Total assets
€100k▲ 119%
2024 · €46k
2023: €22klowest in 3 years
2024: €46k▲ +106% vs 2023
2025: €100k▲ +119% vs 2024highest in 3 years
2023 → 2025
Net result
€990▼ 90.6%
2024 · €11k
2023: €-9klowest in 3 years
2024: €11k▲ +222% vs 2023highest in 3 years
2025: €990▼ -90.6% vs 2024
2023 → 2025
Working capital
€22k▼ 15.5%
2024 · €26k
2023: €15klowest in 3 years
2024: €26k▲ +69.0% vs 2023highest in 3 years
2025: €22k▼ -15.5% vs 2024
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€15k-€26k▲ 69.0%€27k▲ 3.8%
2023: €15klowest in 3 years
2024: €26k▲ +69.0% vs 2023
2025: €27k▲ +3.8% vs 2024highest in 3 years
Operating result€-9k-€9k€10k▲ 5.3%
2023: €-9klowest in 3 years
2024: €9k▲ +212% vs 2023
2025: €10k▲ +5.3% vs 2024highest in 3 years
Net result€-9k-€11k€990▼ 90.6%
2023: €-9klowest in 3 years
2024: €11k▲ +222% vs 2023highest in 3 years
2025: €990▼ -90.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€5k
Current assets
€95k
Equity and liabilities €100k
Equity
€27k ▲ 3.8%
Debt
€73k ▲ 271%
Debt's share of the balance-sheet total rises from 43.1% to 73.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.30▼
2024 · 2.32
Debt to equity
2.70▲
2024 · 0.76
ROE
3.7%▼
2024 · 40.8%
ROA
1.0%▼
2024 · 23.2%
Debt ≤ 1 year
€73k▲
2024 · €20k
Income taxes
€3k
Staff costs
€75k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46k€100k▲
Fixed assets21/28-€5k
Financial fixed assets28-€5k
Current assets29/58€46k€95k▲
Amounts receivable within one year40/41€31k€61k▲
Trade receivables40-€34k
Other amounts receivable41€31k€27k▼
Cash at bank and in hand54/58€6k€25k▲
Deferred charges and accrued income490/1€9k€9k=
Equity and liabilities
Total equity and liabilities10/49€46k€100k▲
Equity10/15€26k€27k▲
Contributions10/11€24k€24k=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€20k€73k▲
Amounts payable within one year42/48€20k€73k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€3k€42k▲
Suppliers440/4€3k€42k▲
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45€12k€26k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€10k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€15k€75k▲
Other operating charges640/8€975€675▼
Gross operating margin9900€25k€85k▲
Operating profit (loss)9901€9k€10k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€77€6k▲
Recurring financial charges65€77€6k▲
Profit (loss) for the period before taxes9903€11k€4k▼
Income taxes67/77-€3k
Profit (loss) for the period9904€11k€990▼
Profit (loss) for the period to be appropriated9905€11k€990▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€3k▲
Profit (loss) brought forward from the previous period14P€-9k€2k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €15k | €75k | ▲ 399% |
| Other operating charges640/8 | - | €975 | €675 | ▼ 30.7% |
| Gross operating margin9900 | €-9k | €25k | €85k | ▲ 236% |
| Operating profit (loss)9901 | €-9k | €9k | €10k | ▲ 5.3% |
| Financial income75/76B | €149 | €1k | - | - |
| Recurring financial income75 | €149 | €1k | - | - |
| Financial charges65/66B | €305 | €77 | €6k | ▲ 7,490% |
| Recurring financial charges65 | €305 | €77 | €6k | ▲ 7,490% |
| Profit (loss) for the period before taxes9903 | €-9k | €11k | €4k | ▼ 60.7% |
| Income taxes67/77 | - | - | €3k | - |
| Profit (loss) for the period9904 | €-9k | €11k | €990 | ▼ 90.6% |
| Profit (loss) for the period to be appropriated9905 | €-9k | €11k | €990 | ▼ 90.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €22k | €46k | €100k | ▲ 119% |
| Fixed assets21/28 | - | - | €5k | - |
| Financial fixed assets28 | - | - | €5k | - |
| Current assets29/58 | €22k | €46k | €95k | ▲ 108% |
| Amounts receivable within one year40/41 | €4k | €31k | €61k | ▲ 99.7% |
| Trade receivables40 | - | - | €34k | - |
| Other amounts receivable41 | €4k | €31k | €27k | ▼ 10.5% |
| Cash at bank and in hand54/58 | €9k | €6k | €25k | ▲ 299% |
| Deferred charges and accrued income490/1 | €9k | €9k | €9k | = |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €22k | €46k | €100k | ▲ 119% |
| Equity10/15 | €15k | €26k | €27k | ▲ 3.8% |
| Contributions10/11 | €24k | €24k | €24k | = |
| Profit (loss) carried forward14 | €-9k | €2k | €3k | ▲ 51.4% |
| Amounts payable17/49 | €7k | €20k | €73k | ▲ 271% |
| Amounts payable within one year42/48 | €7k | €20k | €73k | ▲ 271% |
| Current portion of amounts payable after more than one year42 | - | - | €5k | - |
| Trade debts44 | €2k | €3k | €42k | ▲ 1,507% |
| Suppliers440/4 | €2k | €3k | €42k | ▲ 1,507% |
| Advances received on contracts in progress46 | €5k | €5k | - | - |
| Taxes, remuneration and social security45 | - | €12k | €26k | ▲ 115% |
| Taxes450/3 | - | €2k | €4k | ▲ 105% |
| Remuneration and social security454/9 | - | €10k | €21k | ▲ 118% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-9k | €11k | €990 | ▼ 90.6% |
| Operating cash flow (approximation) | €-9k | €11k | €990 | ▼ 90.6% |
| Change in cash | - | €-3k | €19k | ▲ 764% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 84 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2023
Ground area
1.9 ha
Building footprint
1,743 m²
Volume, LiDAR
15,145 m³
2 parcels, Brussels, Flanders · tallest building 39.8 m, ±12 floors. Linked by address, not a title deed.
301
companies at this address
See who is registered here
1 establishment unit
VAN MURCIA
since 20232.351.620.686
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0042/00R000 | Brussels | 1.1 ha | 1 · 412 m² | 39.8 m · 12 fl. |
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SANDER VANDAELE
BE 0654.894.411
Wingene · Eq €26,914
Nuroxo
BE 0771.339.842
Nieuwerkerken (Limb.) · Eq €26,911
A.B.A. TRANSPORT
BE 0879.411.403
Schaarbeek · Eq €26,901
KAYALI TRANSPORT
BE 0598.844.346
Sint-Jans-Molenbeek · Eq €26,895
Tivoli
BE 0542.875.247
Gent · Eq €26,880
Of 12,590 companies in sector 49410 we hold annual accounts for 8,199. 5,374 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Scores and ratios are computed by Checked and are not a credit decision.