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Van Mossel PAG

Active
Public limited companyfounded 1968active for 58 yearsBisschoppenhoflaan 519, 2100 Antwerpen, BelgiumKBO/BCE: BE 0400.769.950
Summary

Van Mossel PAG has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.6m and a net result of €274,638. Equity is growing by about 29% per year across the filed financial years. Its solvency ranks better than 46% of 4,950 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
3 sites
Size
€40.1mturnover 2025
Staff
29.3 FTE
Equity
€3.6m
Profit
€274,638
Financial health
80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Parent
Van Mossel Dealer Holding Belux · 100%
Accounts 29 days early0 of 22 deeds read
Why 80raises riskLiquidity: current ratio 1.29, cash €4,757Sector: Retail trade (NACE 47)lowers riskFounded in 1968Size: turnover €40.1m, 29.3 FTE, total assets €10.9mShow the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 37% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Average
Solvency 58+3
equity 33.0% of total assets
Liquidity 14+1
short-term debt 67.0% · cash 0.0%
Profitability 57+32
return on assets 2.5%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,689 companies, NACE 47, small)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.0%▼ -0.1 percentage points vs 01-2025 03-2025: 2.1%▲ +0.1 percentage points vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025 07-2025: 2.4%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 0.6%▼ -1.8 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.7%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
Credit of up to €280,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.29, compared with 1.22 in 2024; short-term debt: 67% and cash: 0% of total assets), and 67% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 53% on solvency, 12% on liquidity, 38% on profitability and 47% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.29, cash €4,757
NBB · annual accounts
lowers risk · Founded in 1968
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: turnover €40.1m, 29.3 FTE, total assets €10.9m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
16 days early
2023
19 days early
2022
7 days early
2021
31 days early
2020
3 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Back to profitnet €274,638
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: Back in profit in 2025after -€190,350 in 2024 €274,638 View
  • Positive: Among the best 13% on equitysector median €448,624 · 4,951 companies €3.6m View
  • Controlled by Van Mossel Dealer Holding…ultimately: Van Mossel Automotive Group… 100% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Active since 1968founded 01-01-1968 58 years View

By topic

Financials

Financial year
2025
Turnover
€40.1m
Profit
€274,638
Solvency
33.0%
Turnover▼ 3.1%
Net result
20182025
Go to Financials

Timeline

Events
52
Since
1979
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €2m
  2. 12-07-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
3
Legal form
Public limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
01-01-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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