Van Mol-Waterschoot
ActiveVan Mol-Waterschoot has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €360k and a net result of €165k. Equity is growing by ~46.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 18.24 against 3.47 in 2024; short-term debt: 4.8% and cash: 15.9% of total assets), and 4.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.2%
Return on assets
43.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
24 d late
2024
54 d late
2023
28 d early
2022
45 d late
2021
27 d early
2020
3 d late
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€360k▲ 84.9%
2024 · €195k
2018: €22k
2019: €29k
2020: €56k
2021: €64k
2022: €116k
2023: €133k
2024: €195k
2018 → 2025
Total assets
€379k▲ 39.8%
2024 · €271k
2018: €152k
2019: €184k
2020: €200k
2021: €200k
2022: €282k
2023: €264k
2024: €271k
2018 → 2025
Net result
€165k▲ 140%
2024 · €69k
2018: €15k
2019: €7k
2020: €27k
2021: €8k
2022: €52k
2023: €32k
2024: €69k
2018 → 2025
Working capital
€316k▲ 68.3%
2024 · €188k
2018: €18k
2019: €19k
2020: €42k
2021: €48k
2022: €98k
2023: €122k
2024: €188k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€116k▲ 80.7%€133k▲ 14.7%€195k▲ 46.6%€360k▲ 84.9%
Operating result€16k-€76k▲ 366%€48k▼ 36.7%€98k▲ 106%€243k▲ 147%
Net result€8k-€52k▲ 514%€32k▼ 37.3%€69k▲ 112%€165k▲ 140%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 147% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€44k▲ 536%
Current assets
€335k▲ 26.8%
Equity and liabilities €379k
Equity
€360k▲ 84.9%
Debt
€18k▼ 75.9%
The debt ratio falls from 28.1% to 4.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€248k▲
2024 · €103k
Cash flow
€170k▲
2024 · €73k
Solvency
95.2%▲
2024 · 71.9%
Current ratio
18.24▲
2024 · 3.47
Quick ratio
18.24▲
2024 · 2.62
Debt / equity
0.05▼
2024 · 0.39
ROE
45.9%▲
2024 · 35.3%
ROA
43.7%▲
2024 · 25.4%
Interest coverage
139.99▲
2024 · 38.03
Debt
€18k▼
2024 · €76k
Debt ≤ 1 year
€18k▼
2024 · €76k
Income taxes
€79k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€271k€379k▲
Formation expenses20€0€0=
Fixed assets21/28€7k€44k▲
Tangible fixed assets22/27€7k€44k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€42k▲
Current assets29/58€264k€335k▲
Amounts receivable after more than one year29€47k€43k▼
Other amounts receivable291€47k€43k▼
Stocks and contracts in progress3€65k-
Contracts in progress37€65k-
Amounts receivable within one year40/41€34k€28k▼
Trade receivables40€1k€1k=
Other amounts receivable41€32k€27k▼
Current investments50/53-€200k
Cash at bank and in hand54/58€114k€60k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€271k€379k▲
Equity10/15€195k€360k▲
Contributions10/11€6k€6k=
Reserves13€189k€354k▲
Distributable reserves133€189k€354k▲
Amounts payable17/49€76k€18k▼
Amounts payable within one year42/48€76k€18k▼
Financial debts43€2k€2k=
Credit institutions430/8€2k€2k=
Trade debts44€29k€764▼
Suppliers440/4€29k€764▼
Taxes, remuneration and social security45€31k€9k▼
Taxes450/3€31k€9k▼
Other amounts payable47/48€14k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€104k€250k▲
Operating profit (loss)9901€98k€243k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€98k€244k▲
Income taxes67/77€29k€79k▲
Profit (loss) for the period9904€69k€165k▲
Profit (loss) for the period to be appropriated9905€69k€165k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€165k▲
Transfer from equity791/2€7k-
Transfer to equity691/2€69k€165k▲
To other reserves6921€69k€165k▲
Profit to be distributed694/7€7k-
Return on contributions (dividend)694€7k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €165k ▲140%
Operating result €243k, net result €165k, both a record.
31-12
Financial
Liquidity times 5current ratio 18.24
Current ratio from 3.47 to 18.24; short-term debt falls from €76k to €18k.
31-12
Financial
Equity above €200kEq €360k ▲84.9%
8 profitable years in a row build equity to €360k.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Equity above €150kEq €195k ▲46.6%
7 profitable years in a row build equity to €195k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
2022
31-12
Financial
Equity above €100kEq €116k ▲80.7%
5 profitable years in a row build equity to €116k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €7k ▼55.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
28-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Killestraat 549220 Hamme (Vl.)Ground area
3,022 m²
Building footprint
238 m²
Volume, LiDAR
1,196 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Mol-Waterschoot
since 20162.262.599.927
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42014B1100/00H002 | Flanders | 2,286 m² | 1 · 115 m² | 7.8 m · 2 fl. |
| 42014B0280/00F000 | Flanders | 736 m² | 1 · 124 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 2,448 companies in sector 41003 we hold annual accounts for 1,055. 671 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2016
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.