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VAN MALDEREN BOUWONDERNEMING

Active
Private limited companyfounded 1986active for 40 yearsPlatte Heegtestraat(BOR) 38, 2880 Bornem, BelgiumKBO/BCE: BE 0428.666.457
Summary

The computed 12-month bankruptcy probability of VAN MALDEREN BOUWONDERNEMING is 1.7% (moderate). The 2025 annual accounts show negative equity (-€31,787) and a net result of -€15,318. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 12-03-1986 Normal situation
Activity
General construction of residential buildings NACE 41001
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2023
Establishment unit
2.033.454.748 2880 Bornem, since 17-04-1986
Financial year end
31 December
Peppol
Reachable since 01-01-2025

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€38,819
▼ 51.7%
Turnover
≈ €270,000
estimated
Loss
€15,318
Equity
-€31,787
▼ 93.0%
Total assets
€4,651
▼ 95.4%
Staff
0.4 FTE
▼ 60.0%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 14 days after the deadline
Filed on 14-08-2026
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €15,318 (financial year 2025)Negative equity -€31,787lowers riskSize: total assets €4,651Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 7% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 0-9
equity -683.5% of total assets
Liquidity 18-4
short-term debt 783.5% · cash 14.3%
Profitability 0-71
return on assets -329.4%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 2.4% 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025highest value 06-2025: 2.4%● unchanged vs 05-2025 07-2025: 0.8%▼ -1.6 percentage points vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026lowest value 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.6 percentage points vs 07-2026 09-2026: 1.7%▲ +0.2 percentage points vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 15% on liquidity, 5% on profitability and 5% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €4,651
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €15,318 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€31,787
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€31,787
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
14 days late
2024
48 days early
2023
34 days early
2022
25 days early
2021
41 days early
2020
65 days early
2019
48 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€31,787 View
  • Caution: Lower solvency than 95% of companies in construction of buildingssector median 43.0% · 9,380 companies -683.5% View

Recent changes

  1. · Gazette deed Resignation: Sam Van Peteghem (manager)Reappointment: Sam Van Peteghem (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as VAN MALDEREN BOUWONDERNEMING: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €2,940 and €12,400, founded between 1979 and 2006.

CompanyTotal assetsGross margin
VAN MALDEREN BOUWONDERNEMING Bornem€4,651€38,819
RENEW GLASS ALUMINIUM PLASTIC STEEL Kapellen€2,939€21,247
LINEA Ukkel€7,690€19,901
A.R.C.CONSTRUCTIONS Liège€5,811€46,794
Algemene Bouwwerken Jimmy Mostrey Ichtegem€8,665€17,502
PAQUET Eric Dinant€9,433€34,476
BOUWBEDRIJF C & B Lebbeke€12,408€33,350
Full comparison

Key facts about VAN MALDEREN BOUWONDERNEMING

What is the company number of VAN MALDEREN BOUWONDERNEMING?
The company number of VAN MALDEREN BOUWONDERNEMING is 0428.666.457. The VAT number is the same number with BE in front: BE 0428.666.457.
Where is VAN MALDEREN BOUWONDERNEMING based?
The registered office is at Platte Heegtestraat(BOR) 38, 2880 Bornem.Company details
What does VAN MALDEREN BOUWONDERNEMING do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of VAN MALDEREN BOUWONDERNEMING?
The legal form of VAN MALDEREN BOUWONDERNEMING is Private limited company (BV).
When was VAN MALDEREN BOUWONDERNEMING founded?
VAN MALDEREN BOUWONDERNEMING was founded on 12-03-1986.
Is VAN MALDEREN BOUWONDERNEMING still active?
Yes, VAN MALDEREN BOUWONDERNEMING is an active enterprise in the KBO register.
How many employees does VAN MALDEREN BOUWONDERNEMING have?
VAN MALDEREN BOUWONDERNEMING had an average of 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VAN MALDEREN BOUWONDERNEMING fall under?
In its 2023 annual accounts, VAN MALDEREN BOUWONDERNEMING states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of VAN MALDEREN BOUWONDERNEMING?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €38,819 and 163 comparable companies (NACE 41001). It probably lies between €150,000 and €490,000.
Is VAN MALDEREN BOUWONDERNEMING profitable?
In financial year 2025, VAN MALDEREN BOUWONDERNEMING made a loss of €15,318.
Where can I find the annual accounts of VAN MALDEREN BOUWONDERNEMING?
VAN MALDEREN BOUWONDERNEMING filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAN MALDEREN BOUWONDERNEMING due?
VAN MALDEREN BOUWONDERNEMING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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