VAN LOON
ActiveVAN LOON has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397k and a net result of €52k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 0.5 in 2024; short-term debt: 16.8% and cash: 1.7% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
10.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
22 d late
2023
19 d early
2022
25 d late
2021
24 d late
2020
11 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€52k▲ 23.8%
2024 · €42k
2018: €-5k
2019: €-2k
2020: €-8k
2021: €7k
2022: €21k
2023: €48k
2024: €42k
2018 → 2025
Working capital
€18k
2024 · €-48k
2018: €-44k
2019: €-40k
2020: €-43k
2021: €-32k
2022: €-28k
2023: €15k
2024: €-48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€244k-€265k▲ 8.6%€303k▲ 14.6%€345k▲ 13.8%€397k▲ 15.0%
Operating result€16k-€33k▲ 109%€72k▲ 118%€62k▼ 13.3%€77k▲ 22.5%
Net result€7k-€21k▲ 182%€48k▲ 130%€42k▼ 12.8%€52k▲ 23.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €478k
Fixed assets
€379k▼ 6.0%
Current assets
€98k▲ 104%
Equity and liabilities €478k
Equity
€397k▲ 15.0%
Debt
€80k▼ 24.1%
The debt ratio falls from 23.5% to 16.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€116k▲
2024 · €94k
Cash flow
€91k▲
2024 · €74k
Solvency
83.2%▲
2024 · 76.5%
Current ratio
1.23▲
2024 · 0.50
Quick ratio
1.23▲
2024 · 0.50
Debt / equity
0.20▼
2024 · 0.31
ROE
13.1%▲
2024 · 12.1%
ROA
10.9%▲
2024 · 9.3%
Interest coverage
89.61▲
2024 · 45.46
Debt
€80k▼
2024 · €106k
Debt ≤ 1 year
€80k▼
2024 · €96k
Debt > 1 year
€0▼
2024 · €9k
Income taxes
€24k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€451k€478k▲
Fixed assets21/28€403k€379k▼
Tangible fixed assets22/27€403k€379k▼
Land and buildings22€385k€362k▼
Plant, machinery and equipment23-€4k
Furniture and vehicles24€18k€13k▼
Current assets29/58€48k€98k▲
Amounts receivable within one year40/41€12k€0▼
Other amounts receivable41€12k€0▼
Current investments50/53€22k€88k▲
Cash at bank and in hand54/58€14k€8k▼
Deferred charges and accrued income490/1€151€2k▲
Equity and liabilities
Total equity and liabilities10/49€451k€478k▲
Equity10/15€345k€397k▲
Contributions10/11€193k€193k=
Capital10€193k€193k=
Issued capital100€193k€193k=
Reserves13€152k€204k▲
Non-distributable reserves130/1€19k€19k=
Legal reserve130€19k€19k=
Distributable reserves133€133k€185k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€106k€80k▼
Amounts payable after more than one year17€9k€0▼
Financial debts170/4€9k€0▼
Amounts payable within one year42/48€96k€80k▼
Current portion of amounts payable after more than one year42€22k€9k▼
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€71k€59k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€39k▲
Other operating charges640/8€20k€1k▼
Gross operating margin9900€115k€117k▲
Operating profit (loss)9901€62k€77k▲
Financial income75/76B€1k€435▼
Recurring financial income75€1k€435▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€61k€76k▲
Income taxes67/77€20k€24k▲
Profit (loss) for the period9904€42k€52k▲
Profit (loss) for the period to be appropriated9905€42k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€52k▲
Transfer from equity791/2€0-
Transfer to equity691/2€42k€52k▲
To other reserves6921€42k€52k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €52k ▲23.8%
Operating result €77k, net result €52k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.23
Current ratio from 0.50 to 1.23; short-term debt falls from €96k to €80k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 1.34
Current ratio from 0.55 to 1.34; short-term debt falls from €62k to €43k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spijker 432910 EssenGround area
1,016 m²
Building footprint
415 m²
Volume, LiDAR
7 m³
Parcel 11016B0476/00A002, Flanders · tallest building 0.9 m. Linked by address, not a title deed.
1 establishment unit
Van Loon
since 19922.198.933.184
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016B0476/00A002 | Flanders | 1,016 m² | 1 · 415 m² | 0.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MEGANCK INVESTISSEMENT GESTION
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BE 1012.350.990
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JOVAJA INVEST
BE 0506.937.143
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JANSEN DIENSTENCENTRUM
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-07-1992
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.