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VAN LOOCK & CO

Active
Private limited companyfounded 201016 yrs activeWestmeerbeeksteenweg 43, 2221 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0828.521.045

VAN LOOCK & CO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.24M and a net result of €83k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
66 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-26
Solvency95▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 4.34 in 2024; short-term debt: 30% and cash: 17.3% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70%
Return on assets
1.8%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
13 d late
2022
3 d late
2021
2 d late
2020
30 d late
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€3.24M▲ 2.6%
2024 · €3.15M
2019: €2.25M 2020: €2.34M 2021: €2.55M 2022: €2.77M 2023: €2.95M 2024: €3.15M
2019 → 2025
Total assets
€4.62M▲ 14.4%
2024 · €4.04M
2019: €2.95M 2020: €3.15M 2021: €3.72M 2022: €3.20M 2023: €3.89M 2024: €4.04M
2019 → 2025
Net result
€83k▼ 74.2%
2024 · €322k
2019: €178k 2020: €88k 2021: €680k 2022: €223k 2023: €179k 2024: €322k
2019 → 2025
Working capital
€3.06M▲ 2.7%
2024 · €2.98M
2019: €2.02M 2020: €2.14M 2021: €2.38M 2022: €2.66M 2023: €2.81M 2024: €2.98M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.55M-€2.77M▲ 8.8%€2.95M▲ 6.5%€3.15M▲ 6.9%€3.24M▲ 2.6%
Operating result€728k-€266k▼ 63.5%€302k▲ 13.6%€198k▼ 34.3%€134k▼ 32.2%
Net result€680k-€223k▼ 67.1%€179k▼ 19.8%€322k▲ 79.7%€83k▼ 74.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600k€800kOperating result 2021: €728k€728kNet result 2021: €680k€680kOperating result 2022: €266k€266kNet result 2022: €223k€223kOperating result 2023: €302k€302kNet result 2023: €179k€179kOperating result 2024: €198k€198kNet result 2024: €322k€322kOperating result 2025: €134k€134kNet result 2025: €83k€83k20212022202320242025
The operating result has fallen two years in a row; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.62M
Fixed assets €178k▲ 2.4%
Current assets €4.45M▲ 14.9%
Equity and liabilities €4.62M
Equity €3.24M▲ 2.6%
Debt €1.39M▲ 55.8%
The debt ratio rises from 22.0% to 30.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€188k
2024 · €253k
Cash flow
€137k
2024 · €377k
Solvency
70.0%
2024 · 78.0%
Current ratio
3.20
2024 · 4.34
Quick ratio
2.58
2024 · 3.64
Debt / equity
0.43
2024 · 0.28
ROE
2.6%
2024 · 10.2%
ROA
1.8%
2024 · 8.0%
Interest coverage
0.84
2024 · 2.99
Debt
€1.39M
2024 · €891k
Debt ≤ 1 year
€1.39M
2024 · €891k
Income taxes
€36k
2024 · €73k
Staff costs
€740k
2024 · €663k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€4.04M€4.62M
Fixed assets21/28€174k€178k
Intangible fixed assets21€16k€9k
Tangible fixed assets22/27€158k€168k
Land and buildings22€80k€69k
Plant, machinery and equipment23€3k€6k
Furniture and vehicles24€74k€94k
Current assets29/58€3.87M€4.45M
Amounts receivable after more than one year29€737k€737k=
Other amounts receivable291€737k€737k=
Stocks and contracts in progress3€625k€860k
Stocks30/36€625k€860k
Amounts receivable within one year40/41€1.49M€2.04M
Trade receivables40€456k€961k
Other amounts receivable41€1.03M€1.08M
Cash at bank and in hand54/58€897k€798k
Deferred charges and accrued income490/1€121k€10k
Equity and liabilities
Total equity and liabilities10/49€4.04M€4.62M
Equity10/15€3.15M€3.24M
Contributions10/11€95k€95k=
Reserves13€3.06M€3.14M
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€47k€47k=
Distributable reserves133€3.01M€3.09M
Profit (loss) carried forward14€0€0=
Amounts payable17/49€891k€1.39M
Amounts payable within one year42/48€891k€1.39M
Trade debts44€591k€951k
Suppliers440/4€591k€951k
Taxes, remuneration and social security45€161k€114k
Taxes450/3€56k€5k
Remuneration and social security454/9€105k€109k
Other amounts payable47/48€139k€323k
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€663k€740k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€53k
Other operating charges640/8€30k€14k
Gross operating margin9900€946k€941k
Operating profit (loss)9901€198k€134k
Financial income75/76B€281k€209k
Recurring financial income75€281k€209k
Financial charges65/66B€85k€224k
Recurring financial charges65€85k€224k
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€395k€119k
Income taxes67/77€73k€36k
Profit (loss) for the period9904€322k€83k
Profit (loss) for the period to be appropriated9905€322k€83k
Appropriation of the result
Profit (loss) to be appropriated9906€322k€83k
Transfer to equity691/2€202k€83k
To other reserves6921€202k€83k
Profit to be distributed694/7€120k€0
Directors or managers695€120k€0
Social balance
Average headcount (FTE)908712.213.0

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
31-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Weakest financial yearnet €83k ▼74.2%
Net result drops to €83k, the lowest in the series.
2024
31-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
13-11
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 13 days late
2022
03-11
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
31-03
Financial Liquidity triplescurrent ratio 7.80
Current ratio from 3.09 to 7.80; short-term debt falls from €1.14M to €391k.
2021
02-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
31-03
Financial Highest result since 2019net €680k ▲675%
Operating result €728k, net result €680k, both a record.
2020
30-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2019
30-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
10-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 10 days late
2016
29-11
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 2 establishment units since 2010
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Westmeerbeeksteenweg 432221 Heist-op-den-Berg
Ground area
1.3 ha
Building footprint
4,641 m²
Volume, LiDAR
25,571 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Van Loock en co
Westmeerbeeksteenweg 43, 2221 Heist-op-den-BergWholesale of electrical household appliances and audio-video equipment
since 20102.191.396.878
Kleistraat 2, 2220 Heist-op-den-Berg
Retail trade
since 20172.306.715.923
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12006C0404/00E000 Flanders 1.2 ha 1 · 3,409 m² 8.0 m · 2 fl.
12322I0272/00K003 Flanders 625 m² 1 · 1,232 m² 10.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,510 companies in sector 47540 we hold annual accounts for 805. 299 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-08-2010
Fiscal year end31-03
Trade name NL Van Loock Electro
Activities, NACEBEL
47540Retail sale of electrical household appliances
46431Wholesale of electrical household appliances and audio-video equipment
46474Wholesale trade
47400Retail sale of information and communication equipment
47430Retail trade
47512Retail sale of household textiles and bedding
47552Retail sale of lighting equipment
47592Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.