VAN LOO CONSTRUCT
ActiveSummary
VAN LOO CONSTRUCT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €134,084 and a net result of €20,140. Equity is growing by ~35.8% per year across the filed fiscal years. Its solvency ranks better than 41% of 9975 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75▼-5
Solvency59=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 1.24 in 2023; short-term debt: 59.1% and cash: 7.2% of total assets), and 66.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.6%
Return on assets
5%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-12-2025, 130 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
130 d late
2023
495 d late
2022
116 d late
2021
60 d late
2020
125 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 175 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€134,084▲ 17.7%
2023 · €113,944
Total assets
€399,053▲ 19.1%
2023 · €334,931
Net result
€20,140▼ 33.0%
2023 · €30,039
Working capital
€36,991▲ 21.2%
2023 · €30,517
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€10,188▲ 298%€28,500▲ 180%€42,250▲ 48.2%€46,342▲ 9.7%€33,042▼ 28.7%
Net result€6,636within the sector's middle half▲ 283%€22,917within the sector's middle half▲ 245%€27,162above the sector's middle half▲ 18.5%€30,039above the sector's middle half▲ 10.6%€20,140within the sector's middle half▼ 33.0%
Equity€33,827within the sector's middle half▲ 24.4%€56,743within the sector's middle half▲ 67.7%€83,905within the sector's middle half▲ 47.9%€113,944above the sector's middle half▲ 35.8%€134,084above the sector's middle half▲ 17.7%
Total assets€98,145within the sector's middle half▲ 168%€240,318within the sector's middle half▲ 145%€326,586above the sector's middle half▲ 35.9%€334,931above the sector's middle half▲ 2.6%€399,053above the sector's middle half▲ 19.1%
Debt€64,318▲ 584%€183,575▲ 185%€242,681▲ 32.2%€220,988▼ 8.9%€264,969▲ 19.9%
Working capital€11,371within the sector's middle half▼ 27.6%€45,949within the sector's middle half▲ 304%-€10,573below the sector's middle half€30,517within the sector's middle half€36,991within the sector's middle half▲ 21.2%
Solvency34.5%within the sector's middle half▼ 39.8pp23.6%within the sector's middle half▼ 10.9pp25.7%within the sector's middle half▲ 2.1pp34.0%within the sector's middle half▲ 8.3pp33.6%within the sector's middle half▼ 0.4pp
Current ratio1.24within the sector's middle half▼ 1.431.46within the sector's middle half▲ 0.220.94below the sector's middle half▼ 0.521.24within the sector's middle half▲ 0.301.16within the sector's middle half▼ 0.08
Return on assets (ROA)6.8%within the sector's middle half▲ 2.0pp9.5%within the sector's middle half▲ 2.8pp8.3%within the sector's middle half▼ 1.2pp9.0%within the sector's middle half▲ 0.7pp5.0%within the sector's middle half▼ 3.9pp
Staff (FTE)0.1below the sector's middle half0.7▲ 600%0.5▼ 28.6%
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 29% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €399,053
Fixed assets
€126,378 ▼ 27.9%
Current assets
€272,674 ▲ 70.9%
Equity and liabilities €399,053
Equity
€134,084 ▲ 17.7%
Debt
€264,969 ▲ 19.9%
Debt's share of the balance-sheet total rises from 66.0% to 66.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79,026▼
2023 · €90,439
Cash flow
€66,124▼
2023 · €74,135
Quick ratio
1.05▼
2023 · 1.12
Debt to equity
1.98▲
2023 · 1.94
ROE
15.0%▼
2023 · 26.4%
Interest coverage
20.55▼
2023 · 20.99
Debt ≤ 1 year
€235,683▲
2023 · €129,019
Debt > 1 year
€29,286▼
2023 · €61,886
Income taxes
€9,505▼
2023 · €12,507
Staff costs
€64,466▲
2023 · €15,205
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €17,003 | €110 | €29,800 | €3,467 | ▼ 88.4% |
| Remuneration, social security and pensions62 | - | €14,579 | €19,193 | €15,205 | €64,466 | ▲ 324% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,863 | €14,062 | €21,562 | €44,097 | €45,984 | ▲ 4.3% |
| Other operating charges640/8 | - | €4,236 | €2,689 | €6,087 | €2,060 | ▼ 66.1% |
| Non-recurring operating charges66A | - | €11 | €0 | €0 | - | - |
| Gross operating margin9900 | €18,715 | €61,389 | €85,694 | €111,731 | €145,552 | ▲ 30.3% |
| Operating profit (loss)9901 | €10,188 | €28,500 | €42,250 | €46,342 | €33,042 | ▼ 28.7% |
| Financial income75/76B | - | - | - | €512 | €448 | ▼ 12.5% |
| Recurring financial income75 | - | - | - | €512 | €448 | ▼ 12.5% |
| Financial charges65/66B | - | €754 | €1,683 | €4,308 | €3,845 | ▼ 10.8% |
| Recurring financial charges65 | €1,084 | €754 | €1,683 | €4,308 | €3,845 | ▼ 10.8% |
| Profit (loss) for the period before taxes9903 | €9,104 | €27,747 | €40,567 | €42,546 | €29,645 | ▼ 30.3% |
| Income taxes67/77 | €2,467 | €4,830 | €13,405 | €12,507 | €9,505 | ▼ 24.0% |
| Profit (loss) for the period9904 | €6,636 | €22,917 | €27,162 | €30,039 | €20,140 | ▼ 33.0% |
| Profit (loss) for the period to be appropriated9905 | €6,636 | €22,917 | €27,162 | €30,039 | €20,140 | ▼ 33.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €98,145 | €240,318 | €326,586 | €334,931 | €399,053 | ▲ 19.1% |
| Fixed assets21/28 | €39,170 | €93,687 | €161,254 | €175,395 | €126,378 | ▼ 27.9% |
| Tangible fixed assets22/27 | €39,170 | €93,687 | €161,254 | €175,395 | €126,378 | ▼ 27.9% |
| Plant, machinery and equipment23 | - | €51,157 | €78,971 | €67,140 | €53,979 | ▼ 19.6% |
| Furniture and vehicles24 | - | €42,530 | €82,283 | €108,255 | €72,399 | ▼ 33.1% |
| Current assets29/58 | €58,976 | €146,631 | €165,332 | €159,536 | €272,674 | ▲ 70.9% |
| Stocks and contracts in progress3 | - | - | €17,000 | €15,000 | €25,000 | ▲ 66.7% |
| Stocks30/36 | - | - | €17,000 | €15,000 | €25,000 | ▲ 66.7% |
| Amounts receivable within one year40/41 | €49,275 | €52,652 | €85,728 | €119,456 | €156,533 | ▲ 31.0% |
| Trade receivables40 | - | €33,225 | €66,655 | €110,829 | €151,942 | ▲ 37.1% |
| Other amounts receivable41 | - | €19,427 | €19,073 | €8,627 | €4,591 | ▼ 46.8% |
| Cash at bank and in hand54/58 | €8,073 | €91,355 | €58,614 | €21,923 | €28,843 | ▲ 31.6% |
| Deferred charges and accrued income490/1 | - | €2,624 | €3,991 | €3,156 | €62,298 | ▲ 1,874% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €98,145 | €240,318 | €326,586 | €334,931 | €399,053 | ▲ 19.1% |
| Equity10/15 | €33,827 | €56,743 | €83,905 | €113,944 | €134,084 | ▲ 17.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €14,987 | €14,987 | €42,149 | €42,149 | €42,149 | = |
| Non-distributable reserves130/1 | - | €861 | €861 | €861 | €861 | = |
| Reserves not available under the articles1311 | - | €861 | €861 | €861 | €861 | = |
| Distributable reserves133 | - | €14,126 | €41,288 | €41,288 | €41,288 | = |
| Profit (loss) carried forward14 | €240 | €23,157 | €23,157 | €53,195 | €73,335 | ▲ 37.9% |
| Amounts payable17/49 | €64,318 | €183,575 | €242,681 | €220,988 | €264,969 | ▲ 19.9% |
| Amounts payable after more than one year17 | €16,714 | €32,756 | €42,024 | €61,886 | €29,286 | ▼ 52.7% |
| Financial debts170/4 | - | €32,756 | €42,024 | €61,886 | €29,286 | ▼ 52.7% |
| Amounts payable within one year42/48 | €47,604 | €100,682 | €175,906 | €129,019 | €235,683 | ▲ 82.7% |
| Current portion of amounts payable after more than one year42 | - | €16,683 | €28,708 | €32,722 | €32,600 | ▼ 0.4% |
| Financial debts43 | - | - | €150 | €0 | €647 | - |
| Credit institutions430/8 | - | - | €150 | €0 | €647 | - |
| Trade debts44 | €31,769 | €73,472 | €125,946 | €61,648 | €139,970 | ▲ 127% |
| Suppliers440/4 | - | €73,472 | €125,946 | €61,648 | €139,970 | ▲ 127% |
| Advances received on contracts in progress46 | - | - | - | - | €7,909 | - |
| Taxes, remuneration and social security45 | - | €9,687 | €20,261 | €27,888 | €25,906 | ▼ 7.1% |
| Taxes450/3 | - | €8,315 | €19,098 | €27,888 | €25,122 | ▼ 9.9% |
| Remuneration and social security454/9 | - | €1,372 | €1,163 | €0 | €784 | - |
| Other amounts payable47/48 | - | €840 | €840 | €6,761 | €28,651 | ▲ 324% |
| Accrued charges and deferred income492/3 | - | €50,137 | €24,752 | €30,083 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,636 | €22,917 | €27,162 | €30,039 | €20,140 | ▼ 33.0% |
| + Depreciation and write-downs630 | €3,863 | €14,062 | €21,562 | €44,097 | €45,984 | ▲ 4.3% |
| Operating cash flow (approximation) | €10,499 | €36,979 | €48,724 | €74,135 | €66,124 | ▼ 10.8% |
| Investment in fixed assets (approximation) | - | -€68,580 | -€89,129 | -€58,238 | €3,033 | ▲ 105% |
| Change in cash | - | €83,282 | -€32,741 | -€36,690 | €6,920 | ▲ 119% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 130 days late
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 495 days late
2023
31-12
Financial
Highest result since 2018net €30,039 ▲10.6%
Operating result €46,342, net result €30,039, both a record.
31-12
Financial
Equity above €100,000Eq €113,944 ▲35.8%
5 profitable years in a row build equity to €113,944.
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 125 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €1,731
Net result €1,731 after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 2010
Ground area
1,898 m²
Building footprint
179 m²
Volume, LiDAR
740 m³
Parcel 13012E0754/00D000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VAN LOO CONSTRUCT
since 20102.186.063.264
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13012E0754/00D000 | Flanders | 1,898 m² | 1 · 179 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,456 companies in sector 41003 we hold annual accounts for 1,058. 748 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
41003General construction of other non-residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0823891769
Registered
26-01-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.